Showing 531 articles in the ‘Credit Cards 101’ category

Credit Card Interest Calculator: How Much Are You Paying The Banks In Interest?

Credit Card Interest Calculator: How Much Are You Paying The Banks In Interest?

by Team Genius | Sep 10, 2025

Credit card interest can add up fast, so learn about how much you’re paying by experimenting with our interest calculator and making a strategy for repaying your debt.

Is Redeeming For Merchandise Worth It For A Credit Card Points Redemption?

by Team Genius | Sep 8, 2025

Redeeming rewards points for merchandise is an easy way to get something you need for free. But is it the best way to redeem credit card points? We investigate to find out if there are better ways.

How Do Credit Cards Work? Your Full Credit Card Guide

How Do Credit Cards Work? Your Full Credit Card Guide

by Team Genius | Sep 8, 2025

Credit cards are a payment method that allows you to earn rewards, build your credit score, and make large purchases. It’s important to understand how credit cards work.

How To Get Cash Back In Canada

How To Get Cash Back In Canada

by Team Genius | Sep 3, 2025

Get rewarded for everyday purchases, recurring bills, and big trips by using cash back credit cards. You’ll get a percentage or flat rate of each purchase as money back.

The Ultimate Guide to Amex Offers in Canada

The Ultimate Guide to Amex Offers in Canada

by Team Genius | Sep 3, 2025

Amex Offers are limited-time discounts, rebates, or bonus points offered by certain retailers. They offer significant savings and opportunities for exciting experiences.

How To Set Up Credit Card Auto Payments In Canada

How To Set Up Automatic Credit Card Payments In Canada

by Team Genius | Aug 22, 2025

Most credit card issuers allow you to set up credit card auto payments. If you’re someone who forgets when your card bill is due, this feature can be a lifesaver.

Best Credit Cards For Streaming Services In Canada

Best Credit Cards For Streaming Services In Canada

by Team Genius | Aug 22, 2025

If you’re not paying for your streaming services with a rewards card, you’re missing out. We’ll show you the best cards that earn up to 4% back on recurring bills.

Credit Bureaus In Canada – What They Actually Do And How They Affect You

Credit Bureaus In Canada – What They Actually Do And How They Affect You

by Team Genius | Aug 20, 2025

There are two credit bureaus in Canada: Equifax and TransUnion. Each uses your financial history to create personalized credit reports and scores for Canadians.

Credit Card Authorization Forms: What They Are And How To Use Them

Credit Card Authorization Forms: What They Are And How To Use Them

by Team Genius | Aug 20, 2025

When you make a credit card charge, an authorization hold places a temporary pause on the transaction. This way, future charges like hotel incidentals or tips can be added.

Your Guide to Amex Centurion Lounges

Your Guide to Amex Centurion Lounges

by Team Genius | Aug 19, 2025

Select cardholders have access to the Amex Centurion Lounge network of calm, curated, convenient space where travellers can relax and refuel before and in between flights.

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