We do the math. You max your rewards.

MBNA True Line^® Mastercard^®

$40 GeniusCash + 0% on balance transfers for 12 months (3% fee) + No annual fee.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,591

GC: $175

BMO Ascend^™ World Elite^®^* Mastercard^®^*

$175 GeniusCash + Exclusive: Up to 115,000 bonus points + 4 lounge passes.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,466

GC: $20

BMO CashBack^® Mastercard^®^*

$20 GeniusCash + Up to 5% cash back + No annual fee.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $477

TD Cash Back Visa Infinite^* Card

$100 GeniusCash + 10% cash back on eligible purchases for 3 months (conditions apply).^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,150

The Platinum^® Card

$150 GeniusCash + Earn up to 100,000 Membership Rewards^® points.^*

GC Ends: May 31, 2026

I Want This Deal

First year value^◊: $1,632

MBNA Rewards World Elite^® Mastercard^®

$40 GeniusCash + Up to 30,000 bonus points + birthday bonus worth up to 15k points.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,370

Neo Secured Mastercard

$80 GeniusCash + Guaranteed approval* + Earn cashback on gas & groceries.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $266

GC: $20

BMO eclipse rise Visa^* Card

$20 GeniusCash + Up to 25,000 bonus points + No annual fee.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $468

BMO CashBack^® World Elite^®^* Mastercard^®^*

$150 GeniusCash + Up to $480 bonus cash back + First year fee waived.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,476

Scotiabank Passport Visa Infinite+ Card

$80 GeniusCash + Up to 60k bonus Scene+ points in year 1 + 6 free airport lounge passes.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,066

BMO Preferred Rate Mastercard^®^*

$40 GeniusCash + 0.99% on balance transfers for 9 months + Very low interest rates.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,198

TD First Class Travel^® Visa Infinite^* Card

$40 GeniusCash + Up to 165,000 TD Rewards points (conditions apply).^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,702

GC: $125

Tangerine^® Money-Back World Mastercard^®^*

$125 GeniusCash + $120 bonus cash back^** + No annual fee.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $635

GC: $75

Neo Financial United MileagePlus World Elite Mastercard

United^® MileagePlus^® Neo World Elite^® Mastercard

$75 GeniusCash + Up to 20,000 bonus points + Annual 5,000 mile bonus.^*

GC Ends: May 31, 2026

I Want This Deal

First year value^◊: $1,078

KOHO Everything Mastercard

$100 GeniusCash + Up to 2% cash back on purchases + No foreign exchange fees.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $516

GC: $20

BMO CashBack^® Mastercard^®^* for students

$20 GeniusCash + 5% cash back for the first 3 months + No annual fee.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $477

TD Low Rate Visa^* Card

$40 GeniusCash + 0% promotional rate on new purchases for the first 6 months.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $607

BMO eclipse Visa Infinite^* Card

$150 GeniusCash + Up to $1,150 in first year value + 5x points on gas & groceries.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,310

KOHO Essential Mastercard

$100 GeniusCash + Up to 1% cash back on purchases + 2% interest on your balance.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $300

MBNA Rewards World Elite Mastercard (Quebec Version)

MBNA Rewards World Elite^® Mastercard^® (QC)

$40 GeniusCash + Up to 20,000 bonus points + Annual bonus worth up to 15k points.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,270

GC: $400

BMO eclipse Visa Infinite Privilege^* Card

$400 GeniusCash + Earn up to 200,000 points + 5x points + $200 annual lifestyle credit.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,611

GC: $50

Neo World Mastercard^®

$50 GeniusCash + 2% cashback on everyday purchases + No annual fee.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $536

GC: $60

Scotiabank Gold American Express^® Card

$60 GeniusCash + Up to 45,000 bonus points + No foreign exchange fees.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,392

BMO VIPorter World Elite^®^* Mastercard^®^*

$150 GeniusCash + Get up to $2,400 in value + Automatic VIPorter Venture membership.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $2,209

Scotia Momentum^® Visa Infinite+^* Card

$100 GeniusCash + 10% cash back on purchases for 3 months + 4% cash back on groceries.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,126

GC: $125

BMO VIPorter Mastercard^®^*

$125 GeniusCash + Get up to $1,800 in value + Automatic VIPorter Passport membership.^*

GC Ends: May 31, 2026

I Want This Deal

First year value^◊: $1,233

KOHO Extra Mastercard

$100 GeniusCash + Up to 1.5% cash back on purchases + Lower annual fee.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $408

Loop Card

$100 GeniusCash + Business owners: no FX fees + No annual fee.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $280

Download The GeniusCash App

Tangerine Money-Back Credit Card

$80 GeniusCash + Up to $100 bonus cash back^** + No annual fee.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $596

GeniusCash Mobile: Level up your rewards

The GeniusCash app is here!

When you download the app, you’ll be among the first to enjoy max rewards on your daily spending including an EXTRA cash back boost from us so you can bank real cash, faster.

That's in addition to the big GeniusCash payouts and exclusive offers you know and love. Now you can get paid to make smart money moves and keep tabs on your rewards right in the palm of your hand.

What people are saying...

I feel confident that the results lined up with what I expected. Really like that I can break down my spending by gas, groceries, drugstores, etc.

Steve V.

The first tool with genius score that compares the "soft" side of card benefits such as types of insurance included, flexibility of rewards. All others just simply compared on rewards or cash back.

Alan

It is very stripped down and easy to use. The pages communicate a simple, clear, and intentional message; and there aren't any ads, sections of the site, or waffley wording that distracts from that.

Donovan

It gives me the results I want, simple and quick.

Bryan P.

The best and easiest tool I found to compare credit cards, very complete and detailed.

Luiz

This is an excellent tool with instantaneous results and crystal clear information.

Carole G.

Simple but well laid out site, easy to enter in your personal spend, the ability to enter your income to filter out cards you don't qualify for...

Jon

Quick easy to use sliders are an excellent touch. Provides info I would use to choose a card.

Ron

A very simple and quick way to find credit cards I may consider. Easy to use.

Sharon

I open and close cards all the time for travel this makes it just one stop.

Gillian

I liked that you could choose different options that you were looking for in a credit card.

Claudette

It's what I had been hoping for, with details about each card when I want to drill down farther in.

Sherri

I feel confident that the results lined up with what I expected. Really like that I can break down my spending by gas, groceries, drugstores, etc.

Steve V.

The first tool with genius score that compares the "soft" side of card benefits such as types of insurance included, flexibility of rewards. All others just simply compared on rewards or cash back.

Alan

It is very stripped down and easy to use. The pages communicate a simple, clear, and intentional message; and there aren't any ads, sections of the site, or waffley wording that distracts from that.

Donovan

It gives me the results I want, simple and quick.

Bryan P.

The best and easiest tool I found to compare credit cards, very complete and detailed.

Luiz

This is an excellent tool with instantaneous results and crystal clear information.

Carole G.

Simple but well laid out site, easy to enter in your personal spend, the ability to enter your income to filter out cards you don't qualify for...

Jon

Quick easy to use sliders are an excellent touch. Provides info I would use to choose a card.

Ron

A very simple and quick way to find credit cards I may consider. Easy to use.

Sharon

I open and close cards all the time for travel this makes it just one stop.

Gillian

I liked that you could choose different options that you were looking for in a credit card.

Claudette

It's what I had been hoping for, with details about each card when I want to drill down farther in.

Sherri

Hot Credit Card Deals Right Now

Big bonuses and limited time offers. Get them before they go away.

See All Hot Deals

GC: $175

BMO Ascend^™ World Elite^®^* Mastercard^®^*

$175 GeniusCash + Exclusive: Up to 115,000 bonus points + 4 lounge passes.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,466

TD First Class Travel^® Visa Infinite^* Card

$40 GeniusCash + Up to 165,000 TD Rewards points (conditions apply).^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,702

GC: $125

Tangerine^® Money-Back World Mastercard^®^*

$125 GeniusCash + $120 bonus cash back^** + No annual fee.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $635

MBNA True Line^® Mastercard^®

$40 GeniusCash + 0% on balance transfers for 12 months (3% fee) + No annual fee.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,591

Scotia Momentum^® Visa Infinite+^* Card

$100 GeniusCash + 10% cash back on purchases for 3 months + 4% cash back on groceries.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $1,126

Neo Secured Mastercard

$80 GeniusCash + Guaranteed approval* + Earn cashback on gas & groceries.^*

GC Ends: Jun 30, 2026

I Want This Deal

First year value^◊: $266