We do the math. You max your rewards.

BMO Blue Rewards Mastercard^®^*

$20 GeniusCash + Exclusive: Up to 25,000 bonus points + 5x the points at partners.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $396

BMO Ascend^™ World Elite^®^* Mastercard^®^*

$125 GeniusCash + Up to 115,000 bonus points + 4 lounge passes.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,416

TD First Class Travel^® Visa Infinite^* Card

$75 GeniusCash + Up to 160,000 TD Rewards points (conditions apply).^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,712

Scotiabank Scene+ Visa Card

$25 GeniusCash + Up to 9,500 bonus points + Up to 2 points per $1 spent.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $498

BMO CashBack^® Mastercard^®^*

$20 GeniusCash + Up to 5% cash back + No annual fee.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $477

GC: $200

American Express Cobalt^® Card

$200 GeniusCash + Earn up to 15,000 Welcome Bonus Membership Rewards^® Points.^*

GC Ends: Nov 30, 2026

I Want This Deal

First year value^◊: $1,880

Scotiabank Value Visa Card

$25 GeniusCash + Low permanent interest rates of 13.99% + First year free.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,241

GC: $175 + $75

BMO Blue Rewards World Elite^®^* Mastercard^®^*

$250 GC Boost + Exclusive: Up to 115,000 bonus points + 4 airport lounge passes.^*

GC Ends: Nov 8, 2026

I Want This Deal

First year value^◊: $1,587

GC: $150

Scotiabank Gold American Express^® Card

$150 GeniusCash + Up to 50,000 bonus points + No foreign exchange fees.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,532

BMO CashBack^® Mastercard^®^* for students

$20 GeniusCash + 5% cash back for the first 3 months + No annual fee.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $477

TD Low Rate Visa^* Card

$25 GeniusCash + 0% promotional rate on new purchases for the first 6 months.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $592

BMO VIPorter World Elite^®^* Mastercard^®^*

$125 GeniusCash + Get up 70,000 bonus points + Automatic VIPorter Venture membership.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $2,804

BMO eclipse rise Visa^* Card

$20 GeniusCash + Up to 25,000 bonus points + No annual fee.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $468

Neo Financial United MileagePlus World Elite Mastercard

United^® MileagePlus^® Neo World Elite^® Mastercard

$125 GeniusCash + Up to 20,000 bonus points + Annual 5,000 mile bonus.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,128

TD Rewards Visa^* Card

$25 GeniusCash + Up to 15,152 bonus points (conditions apply) + No annual fee.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $410

GC: $125 + $5

Tangerine^® Rewards World Elite^®^* Mastercard^®^*

$130 GC Boost + Up to 60,000 points in year 1^◊ + 4 free airport lounge passes.^*

GC Ends: Nov 8, 2026

I Want This Deal

First year value^◊: $1,167

GC: $300

American Express^® Aeroplan^®^* Reserve Card

$300 GeniusCash + Earn up to 85,000 Aeroplan^®* points + Air Canada benefits.^*

GC Ends: Nov 30, 2026

I Want This Deal

First year value^◊: $2,463

BMO VIPorter Mastercard^®^*

$20 GeniusCash + Get up 40,000 bonus points + Automatic VIPorter Passport membership.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,467

BMO eclipse Visa Infinite^* Card

$100 GeniusCash + Up to $1,200 in first year value + 5x points on gas & groceries.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,260

KOHO Everything Mastercard

$100 GeniusCash + Up to 2% cash back on purchases + No foreign exchange fees.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $585

BMO CashBack^® World Elite^®^* Mastercard^®^*

$125 GeniusCash + Up to $480 bonus cash back + First year fee waived.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,470

WestJet RBC World Elite Mastercard

$125 GeniusCash + Up to 70,000 bonus WestJet points + Annual companion voucher.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,544

GC: $80

Neo Secured Mastercard

$80 GeniusCash + Guaranteed approval* + Earn cash back on gas & groceries.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $195

TD Cash Back Visa Infinite^* Card

$75 GeniusCash + 10% cash back on eligible purchases for 3 months (conditions apply).^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,125

KOHO Extra Mastercard

$100 GeniusCash + Up to 1.5% cash back on purchases + Lower annual fee.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $480

Scotiabank Passport^® Visa Infinite +^* Card

$125 GeniusCash + Up to 35k bonus Scene+ points in year 1 + 6 free airport lounge passes^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $961

Tangerine^® Money-Back World Mastercard^®^*

$75 GeniusCash + $120 bonus cash back^** + No annual fee.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $605

GC: $150

Scotia Momentum Visa Infinite + Card

$150 GeniusCash + 10% cash back on purchases for 3 months + 4% cash back on groceries^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,176

GC: $70

Neo Financial Secured World Elite Mastercard

Neo Secured World Elite Mastercard^®

$70 GeniusCash + Up to 5% cash back on purchases + Guaranteed acceptance.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,013

KOHO Core Mastercard

$100 GeniusCash + Up to 1% cash back on purchases + 2% interest on your balance.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $375

Tangerine Money-Back Credit Card

$75 GeniusCash + Up to $100 bonus cash back^** + No annual fee.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $591

Loop Card

$100 GeniusCash + Business owners: no FX fees + No annual fee.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $280

BMO Blue Rewards Business World Elite Mastercard

BMO Blue Rewards World Elite^®^* Business Mastercard^®^*

$125 GeniusCash + Up to 150,000 bonus points + 4 airport lounge passes per year.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,772

BMO^® Ascend World Elite^®^* Business Mastercard^®^*

$125 GeniusCash + Earn up to 70,000 100,000 bonus points + 4x points on business expenses.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,397

BMO CashBack^® Business Mastercard^®^*

$100 GeniusCash + 10% cash back on office supplies for 3 months + No annual fee.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $622

BMO Blue Rewards Business Mastercard^®^*

$100 GeniusCash + Up to 30,000 bonus points + No annual fee.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $675

Download The GeniusCash App

BMO Ascend Business Mastercard^®^*

$100 GeniusCash + Up to 25,000 bonus points + No annual fee.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $545

GeniusCash Mobile: Level up your rewards

The GeniusCash app is here!

When you download the app, you’ll be among the first to enjoy max rewards on your daily spending including an EXTRA cash back boost from us so you can bank real cash, faster.

That's in addition to the big GeniusCash payouts and exclusive offers you know and love. Now you can get paid to make smart money moves and keep tabs on your rewards right in the palm of your hand.

What people are saying...

I feel confident that the results lined up with what I expected. Really like that I can break down my spending by gas, groceries, drugstores, etc.

Steve V.

The first tool with genius score that compares the "soft" side of card benefits such as types of insurance included, flexibility of rewards. All others just simply compared on rewards or cash back.

Alan

It is very stripped down and easy to use. The pages communicate a simple, clear, and intentional message; and there aren't any ads, sections of the site, or waffley wording that distracts from that.

Donovan

It gives me the results I want, simple and quick.

Bryan P.

The best and easiest tool I found to compare credit cards, very complete and detailed.

Luiz

This is an excellent tool with instantaneous results and crystal clear information.

Carole G.

Simple but well laid out site, easy to enter in your personal spend, the ability to enter your income to filter out cards you don't qualify for...

Jon

Quick easy to use sliders are an excellent touch. Provides info I would use to choose a card.

Ron

A very simple and quick way to find credit cards I may consider. Easy to use.

Sharon

I open and close cards all the time for travel this makes it just one stop.

Gillian

I liked that you could choose different options that you were looking for in a credit card.

Claudette

It's what I had been hoping for, with details about each card when I want to drill down farther in.

Sherri

I feel confident that the results lined up with what I expected. Really like that I can break down my spending by gas, groceries, drugstores, etc.

Steve V.

The first tool with genius score that compares the "soft" side of card benefits such as types of insurance included, flexibility of rewards. All others just simply compared on rewards or cash back.

Alan

It is very stripped down and easy to use. The pages communicate a simple, clear, and intentional message; and there aren't any ads, sections of the site, or waffley wording that distracts from that.

Donovan

It gives me the results I want, simple and quick.

Bryan P.

The best and easiest tool I found to compare credit cards, very complete and detailed.

Luiz

This is an excellent tool with instantaneous results and crystal clear information.

Carole G.

Simple but well laid out site, easy to enter in your personal spend, the ability to enter your income to filter out cards you don't qualify for...

Jon

Quick easy to use sliders are an excellent touch. Provides info I would use to choose a card.

Ron

A very simple and quick way to find credit cards I may consider. Easy to use.

Sharon

I open and close cards all the time for travel this makes it just one stop.

Gillian

I liked that you could choose different options that you were looking for in a credit card.

Claudette

It's what I had been hoping for, with details about each card when I want to drill down farther in.

Sherri

Hot Credit Card Deals Right Now

Big bonuses and limited time offers. Get them before they go away.

See All Hot Deals

GC: $175 + $75

BMO Blue Rewards World Elite^®^* Mastercard^®^*

$250 GC Boost + Exclusive: Up to 115,000 bonus points + 4 airport lounge passes.^*

GC Ends: Nov 8, 2026

I Want This Deal

First year value^◊: $1,587

Wealthsimple Visa Infinite +^* Credit Card

5% cash back for the first 35 days + No foreign exchange fees.^*

Apply Now

First year value^◊: $810

BMO eclipse Visa Infinite Privilege^* Card

Earn up to 200,000 points + 5x points + $200 annual lifestyle credit.^*

Apply Now

First year value^◊: $1,211

BMO Ascend^™ World Elite^®^* Mastercard^®^*

$125 GeniusCash + Up to 115,000 bonus points + 4 lounge passes.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,416

United^® MileagePlus^® Neo World Elite^® Mastercard

$125 GeniusCash + Up to 20,000 bonus points + Annual 5,000 mile bonus.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,128

GC: $150

Scotiabank Gold American Express^® Card

$150 GeniusCash + Up to 50,000 bonus points + No foreign exchange fees.^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,532

TD First Class Travel^® Visa Infinite^* Card

$75 GeniusCash + Up to 160,000 TD Rewards points (conditions apply).^*

GC Ends: Dec 31, 2026

I Want This Deal

First year value^◊: $1,712