What’s important to you?
Cash
Travel+
Low Fees
Insurance
Low Interest
Perks

Say hello to GeniusCash

Reap MORE cash rewards when you apply ‒ and are approved ‒ for one of these credit cards.

See All Offers

Credit Card Genius Cash IconGC: $100
American Express Cobalt
$100 GeniusCash + Earn up to 15,000 Welcome Bonus Membership Rewards® Points.*
GC Ends: Apr 15, 2026
First year value: $2,020
First year value calculations
+ Welcome bonus estimate $300
+ Annual rewards estimate $1,620
+ GeniusCash offer $100

  $2,020
Credit Card Genius Cash IconGC: $50
American Express SimplyCash
$50 GeniusCash + Earn up to $100 in bonus cash back.
GC Ends: Apr 15, 2026
First year value: $645
First year value calculations
+ Welcome bonus estimate $71
+ Annual rewards estimate $524
+ GeniusCash offer $50

  $645
Credit Card Genius Cash IconGC: $150
American Express Aeroplan Reserve
$150 GeniusCash + Earn up to 85,000 Aeroplan®* points + Air Canada benefits.*
GC Ends: Apr 15, 2026
First year value: $2,854
First year value calculations
+ Welcome bonus estimate $1,700
+ Annual rewards estimate $1,004
+ GeniusCash offer $150

  $2,854

GeniusCash Mobile: Level up your rewards

The GeniusCash app is here!

When you download the app, you’ll be among the first to enjoy max rewards on your daily spending including an EXTRA cash back boost from us so you can bank real cash, faster.

That's in addition to the big GeniusCash payouts and exclusive offers you know and love. Now you can get paid to make smart money moves and keep tabs on your rewards right in the palm of your hand.

Download The GeniusCash App
GeniusCash App

What people are saying...

I feel confident that the results lined up with what I expected. Really like that I can break down my spending by gas, groceries, drugstores, etc.
Steve V.
The first tool with genius score that compares the "soft" side of card benefits such as types of insurance included, flexibility of rewards. All others just simply compared on rewards or cash back.
Alan
It is very stripped down and easy to use. The pages communicate a simple, clear, and intentional message; and there aren't any ads, sections of the site, or waffley wording that distracts from that.
Donovan
It gives me the results I want, simple and quick.
Bryan P.
The best and easiest tool I found to compare credit cards, very complete and detailed.
Luiz
This is an excellent tool with instantaneous results and crystal clear information.
Carole G.
Simple but well laid out site, easy to enter in your personal spend, the ability to enter your income to filter out cards you don't qualify for...
Jon
Quick easy to use sliders are an excellent touch. Provides info I would use to choose a card.
Ron
A very simple and quick way to find credit cards I may consider. Easy to use.
Sharon
I open and close cards all the time for travel this makes it just one stop.
Gillian
I liked that you could choose different options that you were looking for in a credit card.
Claudette
It's what I had been hoping for, with details about each card when I want to drill down farther in.
Sherri

Hot Credit Card Deals Right Now

Big bonuses and limited time offers. Get them before they go away.

See All Hot Deals
BMO Ascend World Elite Mastercard
Up to 100,000 bonus points + 4 complimentary lounge passes.*
Offer Ends: Oct 31, 2026
First year value: $1,190
First year value calculations
+ Welcome bonus estimate $670
+ Annual rewards estimate $370
+ Annual fee rebate $150

  $1,190
MBNA True Line Preferred Mastercard
0% on balance transfers for 12 months (3% fee) + No annual fee.*
First year value: $1,551
First year value calculations
+ Annual interest saving estimate $1,551

  $1,551
TD First Class Travel Visa Infinite
Up to 165,000 TD Rewards points (conditions apply).*
First year value: $1,662
First year value calculations
+ Welcome bonus estimate $825
+ Annual rewards estimate $698
+ Annual fee rebate $139

  $1,662
Tangerine World Mastercard
$120 bonus cash back** + No annual fee.*
Offer Ends: Apr 30, 2026
First year value: $530
First year value calculations
+ Welcome bonus estimate $120
+ Annual rewards estimate $410

  $530
Scotiabank Passport Visa Infinite
Up to 60k bonus Scene+ points in year 1 + 6 free airport lounge passes.*
Offer Ends: Jul 1, 2026
First year value: $986
First year value calculations
+ Welcome bonus estimate $500
+ Annual rewards estimate $486

  $986
BMO eclipse Visa Infinite
Up to $1,200 in first year value + 5x points on gas & groceries.*
Offer Ends: Mar 31, 2026
First year value: $1,467
First year value calculations
+ Welcome bonus estimate $776
+ Annual rewards estimate $571
+ Annual fee rebate $120

  $1,467
Neo Financial Secured Mastercard
Guaranteed approval* + Earn cashback on gas & groceries.*
First year value: $186
First year value calculations
+ Annual rewards estimate $186

  $186

creditcardGenius is a smart credit card matchmaker that compares 126+ features of 228+ credit cards, with objective ratings, rankings and reviews. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 200,000 people every month, 50,000 newsletter subscribers, and 15M people since launch.

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The most comprehensive credit card rating system in Canada.

126+ total data points analyzed
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