One of the biggest banks in Canada, RBC offers a wide variety of credit cards to choose from.

There's their line of Avion cards, which offer flexible travel rewards, as well as credit cards from several different airlines, including WestJet.

You can also earn cash back or save on credit card interest. There's quite a few cards to choose from with RBC.

Here are their best credit cards, and an alternative to consider for each.

Best RBC credit cards

CategoryRBC Credit CardAlternative Credit Card
Best flexible rewards RBC credit cardRBC Avion Visa Infinite
Best cash back RBC credit cardRBC Cash Back Mastercard
Best airline RBC credit cardWestJet RBC World Elite Mastercard
Best no fee rewards RBC credit cardsRBC Rewards+ Visa

Review all RBC credit cards here.

Best flexible rewards RBC credit card

For flexible travel rewards, RBC's best credit card is the .

Part of the RBC Avion rewards program, you'll earn 1 Avion point for every $1 you spend.

When redeeming for travel, you have plenty of ways to redeem your points. Use them with the Air Travel Redemption schedule, transfer them to 4 airline partners (including WestJet), or redeem for any travel booked through RBC Rewards.

Plus, you can also transfer points to HBC Rewards, redeem for gift cards, merchandise, or get statement credits.

You'll get all this flexibility for an annual fee of $120.

Alternative credit card to consider

But there are some drawbacks. It's not always possible to get great value out of the Air Travel Redemption chart. Transferring points to WestJet and redeeming for any travel is only worth 1 cent per point, giving a value of 1% on your spend. There are credit cards out there that offer this return for no annual fee.

So up your rewards with the . You'll earn up to 2 points per $1 spent, have access to a flight chart, and are able to transfer your points to 6 airlines, including Aeroplan.

And you can redeem for any travel, from any travel provider, and can still get a return of up to 2%.

Related: Best Travel Credit Cards In Canada For 2020

Best cash back RBC credit card

Want to earn cash back? The offers cash back rewards on every purchase.

How much? Here's what you'll earn on every purchase:

  • 2% cash back on groceries, up to $6,000 spent per year, and
  • 0.5% cash back on all other purchases, which increases to 1% after spending $6,000.

Alternative credit card to consider

To earn unlimited 2% rewards, on up to 3 categories of your choice, the will offer more rewards on your purchases.

To start, you'll get to pick 2 categories to earn 2% cash back in. Plus you'll get access to a 3rd category if you deposit your rewards in a Tangerine Savings account. And there's no spending limit on earning 2% back either.

All other purchases still earn 0.5%.

Related: Best Cash Back Credit Cards In Canada For 2020

Best airline RBC credit card

RBC offers a few airline credit cards which earn you specific travel rewards. The best one? The .

Besides belonging to Canada's second largest airline, it has a lot going for it.

You'll earn 1.5% back in WestJet dollars on all purchases, which increases to 2% on WestJet purchases.

But there's more than just the earn rates. You'll get access to a bevy of WestJet perks. The biggest is the annual companion voucher. Book a flight on WestJet for yourself, and you can bring someone else with you, starting at $119 plus taxes and fees.

And, you'll get free checked bags for the cardholder and up to 8 passengers travelling on the same WestJet itinerary.

And it's all for an annual fee of $119.

Alternative credit card to consider

1.5% back for an airline credit card isn't the greatest. So, we suggest the . You'll earn up to 1.5 miles per $1 spent. With a single Aeroplan mile worth up to 2.5 cents each, it's a return of up to 3.75% – a much higher return.

It doesn't have a companion voucher, but the higher earn rate more than offsets this. And, you'll get access to great Air Canada benefits when you redeem your miles for flights, such as the first checked bag free and priority check-in.

Related: Best Rewards Credit Cards In Canada For 2020

Best no fee rewards RBC credit card

To earn RBC Rewards for no annual fee, RBC offers the .

You'll earn RBC Reward points at these rates:

  • 1 point per $1 spent on gas, groceries, and drugstores, and
  • 1 point per $2 spent on all other purchases.

Unlike the Avion line of cards, the max value you can get for each point is 1 cent. Your return will be between 0.5% to 1% with this card.

Alternative credit card to consider

Get double that rate of return with the .

With this card, you'll earn:

  • 2 points per $1 spent on gas, groceries, and restaurants (up to $5,000 annually in each category), and
  • 1 point per $1 on all other purchases.

An MBNA Rewards point is worth 1 cent each when redeemed for travel. So, you're looking at a return between 1% to 2%. And it's still for no annual fee.

Related: Best No Annual Fee Credit Cards In Canada For 2020

Compare RBC Credit Cards

This table is displaying our default Genius Rating, which applies our standard weight to all 8 of our scoring categories (rewards, fees, insurance, interest, perks, approval, and acceptance). The other card displays in the article are configured to specific categories, based on what the card does best. Learn more about our rating methodology.

Frequently asked question about RBC credit cards

Here are some frequently asked questions about RBC credit cards.

What airline credit cards does RBC offer?

RBC offers credit cards from WestJet, British Airways, and Cathay Pacific. Avion credit cards also allow transfers to these airlines as well as American Airlines.

Does RBC offer credit cards with low interest rates?

To save on interest rates, RBC offers the RBC Visa Classic Low Rate card, which has an interest rate of 12.99% for an annual fee of $20.

What U.S. Dollar credit card does RBC offer?

RBC offers the RBC U.S. Dollar Visa Gold, which earns RBC Rewards points and has an annual fee of $65.

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