Showing 515 articles in the ‘Credit Cards 101’ category

GeniusCash Referrals: Gift a Friend $10

GeniusCash Referrals: Gift a Friend $10

by Team Genius | Jun 11, 2026

GeniusCash is a Canadian rewards app that pays cash back. When you refer friends, their first $10 is fast-tracked, and you get bonus cash on your next offer.

Should You Get a Personal Loan to Pay off Your Credit Card?

Should You Get a Personal Loan to Pay off Your Credit Card?

by Team Genius | Jun 9, 2026

Using a personal loan to pay off credit card debt can be a good idea if you can save on interest charges, but it's just one of several valuable options.

Our Guide to the Visa Airport Companion Program

Our Guide to the Visa Airport Companion Program

by Team Genius | Jun 8, 2026

Every Visa Infinite Privilege credit card – and select other cards – includes the Visa Airport Companion airport lounge membership and up to 6 free passes.

Your Guide to Expedia For TD

Your Guide to Expedia For TD

by Team Genius | Jun 5, 2026

The Expedia For TD booking site allows you to redeem your hard-earned TD rewards points for travel and offers discounts to help maximize your point value.

How to Save on Rental Car Insurance in Canada

How to Save on Rental Car Insurance in Canada

by Team Genius | Jun 5, 2026

Rental car insurance is coverage you may need to purchase when renting a car, but be sure to check whether your credit card already provides this benefit.

Debit Card vs. Credit Card: Which One Should You Use?

Debit Card vs. Credit Card: Which One Should You Use?

by Team Genius | Jun 3, 2026

When choosing a credit card vs. debit card, consider the purchase type, whether you value earning reward points, and how well you manage your finances.

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How to Maximize the VIA Rail Préférence Program

by Team Genius | Jun 3, 2026

The VIA Rail Préférence points system is a loyalty rewards program that gives rewards for qualifying train trips, and these can be redeemed for future travel.

How to Maximize the United MileagePlus Program

How to Maximize the United MileagePlus Program

by Team Genius | Jun 3, 2026

The United MileagePlus Program is an extensive global travel rewards program where members can redeem points for free flights, cruises, merchandise, and more.

CIBC Adapta vs. Tangerine Scene+ Credit Card

CIBC Adapta vs. Tangerine Scene+ Credit Card

by Team Genius | May 29, 2026

When comparing the Tangerine Scene credit card and CIBC Adapta Mastercard, the Tangerine card emerges as the superior card, offering more value and perks.

What Is Credit Utilization – And Why Does It Matter?

What Is Credit Utilization – And Why Does It Matter?

by Team Genius | May 29, 2026

Credit utilization is the percentage of credit you owe out of how much you have available. Decreasing credit utilization can improve your credit score.

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