Showing 518 articles in the ‘Credit Cards 101’ category

Save On Gas with Reward Programs: Which Points Are Best?

Save On Gas with Reward Programs: Which Points Are Best?

by Team Genius | Jun 26, 2026

The PC Optimum program at Esso is the best gas rewards program in Canada, but any rewards program can help cut your gas bill or offer useful gas station perks.

How to Save with Shoppers Drug Mart and PC Optimum

How to Save with Shoppers Drug Mart and PC Optimum

by Team Genius | Jun 26, 2026

Shoppers Drug Mart purchases earn 15 PC Optimum points per $1 spent, but you can earn even more by taking advantage of personalized offers and bonus events.

Credit Card Financing – From Installment Plans to Low Interest Credit Cards

Credit Card Financing – From Installment Plans to Low Interest Credit Cards

by Team Genius | Jun 26, 2026

Credit card financing lets you split large purchases into fixed payments with a set fee, and is often cheaper than paying high credit card interest fees.

Your Guide to Credit Card Processing Fees in Canada

Your Guide to Credit Card Processing Fees in Canada

by Team Genius | Jun 26, 2026

Credit card processing fees in Canada are based on the card network, the type of credit card, how the payment is processed, and your type of business.

How Credit Card Interest Works in Canada

How Credit Card Interest Works in Canada

by Team Genius | Jun 26, 2026

Knowing how it's calculated is the key to understanding how credit card interest works, and this knowledge can help you avoid falling into credit card debt.

5 Ways to Breeze Through Airport Security

5 Ways to Breeze Through Airport Security

by Team Genius | Jun 26, 2026

Speed through airport security with tips on Nexus, Verified Travellers, travelling with kids, knowing the rules, and using the right Amex, Visa, or Mastercard.

How to Maximize the Hertz Gold Plus Rewards Program

How to Maximize the Hertz Gold Plus Rewards Program

by Team Genius | Jun 26, 2026

Users can earn Hertz Gold Plus Rewards points by renting vehicles with Hertz, enjoy various perks, and later redeem accumulated points for free rentals.

How to Handle an Overpaid Credit Card

How to Handle an Overpaid Credit Card

by Team Genius | Jun 26, 2026

A credit card overpayment means you've paid more than you owe, and it can be fixed by requesting a refund, taking a cash advance, or spending the extra amount.

Brim Financial Retail Partners – What You Can Earn

Brim Financial Retail Partners – What You Can Earn

by Team Genius | Jun 26, 2026

Brim partners with over 150 retailers to provide inCard or eStore bonus rewards, including popular retailers like Apple, Breville, GAP, Bose, and more.

Line of Credit vs. Credit Card: Which One Is Best for You?

Line of Credit vs. Credit Card: Which One Is Best for You?

by Team Genius | Jun 26, 2026

When choosing between a line of credit vs. credit card, remember that lines of credit are best for big purchases, while cards are best for everyday spending.

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