Showing 497 articles in the ‘Credit Cards 101’ category

Canadian Tire Triangle Rewards: How To Maximize Your Canadian Tire Money

How to Maximize Your Canadian Tire Triangle Rewards

by Team Genius | Feb 27, 2026

Triangle Rewards is the rewards program for all Canadian Tire stores, including Mark's and Sport Chek. $1 in CT Money equals $1 CAD at any of these stores.

Credit Verify Review: Should You Use It to Check Your Credit Score?

Credit Verify Review: Should You Use It to Check Your Credit Score?

by Team Genius | Feb 27, 2026

Credit Verify is a third-party credit monitoring tool. Unlike Borrowell and Credit Karma, which offer free credit checks, Credit Verify charges a monthly fee.

How To Maximize RBC Avion Rewards

How to Maximize RBC Avion Rewards

by Team Genius | Feb 26, 2026

You can earn Avion Points with an RBC credit card or a free Avion Rewards account, to redeem for your choice of flights, gift cards, merchandise, and travel.

A Night Out on the Town with the Amex Cobalt Card

A Night Out on the Town with the Amex Cobalt Card

by Team Genius | Feb 21, 2026

Whether you’re headed out for date night or a holiday party, don’t leave home without the Amex Cobalt, which earns some of the highest rewards of any credit card.

15 Credit Card Terms Explained

15 Credit Card Terms Explained

by Team Genius | Feb 21, 2026

Understanding your credit card’s terminology helps you use your card effectively and avoid costly mistakes. We explain the 15 most common credit card terms.

Understanding the Debt-to-Income Ratio in Canada

Understanding the Debt-to-Income Ratio in Canada

by Team Genius | Feb 21, 2026

Your debt-to-income ratio is your monthly debt divided by your income, expressed as a percentage. It shows lenders how comfortably you can handle new debt.

The New Best Travel Mastercard For Shopping At Costco

The Best Travel Mastercard for Shopping at Costco

by Team Genius | Feb 21, 2026

We thought we had figured out what the best travel Mastercard for shopping at Costco was, but with BMO shaking up one of their premium credit cards, there is a new contender. The BMO AIR MILES World Elite Mastercard now has a higher sign-up bonus, a companion flight rebate, and the first year is free.

Visa Infinite Luxury Vs. Amex Hotel Collections: Which Is Better?

Visa Infinite Luxury Vs. Amex Hotel Collections: Which Is Better?

by Team Genius | Feb 19, 2026

For extra hotel benefits and perks, consider using the Amex Hotel Collection or the Visa Infinite Luxury Hotel Collection. Each one offers on-property credits and other benefits for a more enjoyable stay. We go over both programs, plus the credit cards that gain you access to either one.

How to Maximize the Starbucks Rewards Program

How to Maximize the Starbucks Rewards Program

by Team Genius | Feb 18, 2026

With the Starbucks Rewards program, coffee lovers can earn up to 1.7 Stars per $1 spent, or redeem for as few as 25 Stars, depending on your membership tier.

A Guide to the Visa Infinite Dining Series

A Guide to the Visa Infinite Dining Series

by Team Genius | Feb 13, 2026

The Visa Infinite Dining Series allows Infinite and Infinite Privilege cardholders to book a coursed meal and chef experience at a fine-dining restaurant.

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