Showing 492 articles in the ‘Credit Cards 101’ category
How Credit Card Companies Make Money
If you wonder how credit card companies make money, consider your card's interest rates, the various fees it charges, and the emails you get advertising other credit products.
Credit Card Balance Transfer or Personal Loan? Which Is Better?
To tell whether a credit card balance transfer or personal loan is right for you, consider the types of debt you have, how much interest you pay, your repayment timeline.
Expired Credit Card Guide: What To Do Before And After The Expiry Date
If your credit card is close to expiring, don’t worry. Dealing with it and activating a new card only takes a few minutes, and, when done correctly, can prevent credit card fraud.
Best Flat Rate Credit Cards In Canada
Flat rate cards are often synonymous with everyday credit cards since they’re easy to use and earn you a specified rate on all your purchases. Read on for our top card picks.
CIBC Adapta Points: Everything You Need To Know
The new CIBC Adapta Mastercard earns Adapta points for every purchase you make. You can redeem them for cash back or deposit the rewards into CIBC financial products.
How to Build Your Credit: A Complete Guide
If you're wondering how to build your credit, consider using a secured credit card or applying for a credit builder loan, but make sure all payments are full and on time.
The Cheapest Places To Live In BC 2025
The cheapest place to live in BC is far away from Vancouver, in the village of Castlegar.
Your guide to credit card fees in Canada
Never be surprised by unknown fees again! Read through our handy guide on various credit card fees like foreign transaction fees, overlimit fees, late payment fees, and more.
Credit Card Interest Calculator: How Much Are You Paying The Banks In Interest?
Credit card interest can add up fast, so learn about how much you’re paying by experimenting with our interest calculator and making a strategy for repaying your debt.
What Are Secured Credit Cards?
A secured credit card in Canada doesn’t have income requirements like an unsecured card. Instead, it helps people with no or poor credit build a solid credit score.
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