Showing 496 articles in the ‘Credit Cards 101’ category

Amex Cobalt Vs. Amex Gold – Which One To Keep?

Amex Cobalt Vs. Amex Gold – Which One To Keep?

by Team Genius | Nov 28, 2025

In the Amex Cobalt vs. Amex Gold showdown, Cobalt wins due to its great earn rates for everyday purchases, but the Gold is a fantastic travel card option.

How To Maximize The Westjet Rewards Program

How To Maximize The WestJet Rewards Program

by Team Genius | Nov 26, 2025

Frequent flyers on WestJet (or Delta, Air France, KLM, or Qantas) can collect WestJet points to spend on more flights, vacation packages, flight upgrades, and merchandise.

How To Redeem Aeroplan Points

How To Redeem Aeroplan Points

by Team Genius | Nov 21, 2025

Members can redeem Aeroplan points for car rentals, flights, gift cards, hotels, and vacation packages. Using Aeroplan points for travel offers the best value.

When Should You Pay Your Credit Card Bill?

When Should You Pay Your Credit Card Bill?

by Team Genius | Nov 21, 2025

Your credit card payment schedule depends on your goals. Paying it early can help build your score, but paying later lets you hold onto your cash a bit longer.

How Much Money Are You Losing ‒ Or Saving ‒ At Amazon?

Is Amazon Prime Worth It? How Much Are You Really Saving?

by Team Genius | Nov 21, 2025

Amazon Prime is worth it for frequent online shoppers. Simply put, the more you use it, the more you’ll save – especially if you also stream Prime Video.

Air Canada’s Aeroplan Rewards Program

Air Canada’s Aeroplan Rewards Program

by Team Genius | Nov 20, 2025

The Air Canada Aeroplan rewards program is a valuable way for frequent flyers and credit cardholders to earn points when booking flights, hotels, car rentals, and more.

What is Flexiti?

What is Flexiti?

by Team Genius | Nov 19, 2025

Enjoy the financial flexibility that comes with Flexiti’s buy now pay later plan, deferred payment plans, or credit cards that offer interest-free financing.

Do You Lose Your Points If You Cancel Your Credit Card?

Do You Lose Your Points If You Cancel Your Credit Card?

by Team Genius | Nov 19, 2025

Cancelling your credit card typically means you will lose your points, unless your card is attached to a third-party rewards program like Scene+ or Air Miles.

Quick Guide To Redeeming Your Air Miles For Hotels

Quick Guide To Redeeming Your Air Miles For Hotels

by Team Genius | Nov 19, 2025

The Air Miles Program allows you to use Dream Miles to book a hotel through the Air Miles travel website.

Personal Loans vs. Credit Cards – What's the Difference

Personal Loans vs. Credit Cards – What's the Difference

by Team Genius | Nov 14, 2025

A personal line of credit vs. a credit card – what's the difference when it comes to these 2 types of loans? There are pros and cons to each of them. Here are the differences and which is better.

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