Showing 524 articles in the ‘Credit Cards 101’ category
Debit Card vs. Credit Card: Which One Should You Use?
When choosing a credit card vs. debit card, consider the purchase type, whether you value earning reward points, and how well you manage your finances.
CIBC Adapta vs. Tangerine Scene+ Credit Card
When comparing the Tangerine Scene credit card and CIBC Adapta Mastercard, the Tangerine card emerges as the superior card, offering more value and perks.
Family Seating on Major Canadian Airlines
If you're travelling with children, family seating can help ensure you sit together without paying for seat selection. Each Canadian airline has its own policy.
How to Earn and Redeem Scene+ Points at Home Hardware
Home Hardware partners with Scene+ to reward customers with 50 Scene+ points for every $50 spent at the store. Savvy shoppers will pair their purchases with a Scene+ credit card.
What Is Credit Utilization – And Why Does It Matter?
Credit utilization is the percentage of credit you owe out of how much you have available. Decreasing credit utilization can improve your credit score.
How to Cancel Recurring Credit Card Payments
Recurring credit payments are sneaky – but simple to stop. Cancel billing by ending subscriptions, changing your payment method, or issuing a stop payment.
Your Guide to Credit Card Concierge Service
Credit card concierge services offer eligible cardholders free assistance with dining or entertainment reservations, shopping, travel bookings, and more.
How to Maximize the Scene+ Points Program
Use a free account, Scotiabank chequing account, or Scene+ credit card to collect and redeem Scene rewards at Cineplex, Sobeys, Shell, Home Hardware, and more.
Trip Cancellation Insurance in Canada: What's Covered and How to Claim
Trip cancellation insurance reimburses payments made toward a trip you're unable to complete as scheduled, covering prepaid costs and cancellation penalties.
Credit Score in Canada: What These 3 Digits Say About You
Credit scores in Canada range from 300 to 900 – the higher your score, the more competitive your interest rates will be for various financial products.
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