Showing 492 articles in the ‘Credit Cards 101’ category

Your Guide To Priority Pass Lounges

Your Guide To Priority Pass Lounges

by creditcardGenius Team | Aug 7, 2025

A Priority Pass membership or credit card grants access to over 1,500 airport lounges worldwide, including over 20 locations in Canada.

The Best Return On Your Gas – Comparing PC Optimum, Petro-Points, And Air Miles

Save On Gas With Reward Programs: Which Points Are Best?

by creditcardGenius Team | Aug 7, 2025

The PC Optimum program at Esso is the best gas rewards program in Canada, but any such rewards program can help alleviate some of the pain your wallet feels at the pump.

Borrowell Vs. Credit Karma

Borrowell Vs. Credit Karma – Is One Better Than The Other?

by creditcardGenius Team | Aug 7, 2025

Comparing Borrwell vs Credit Karma is tricky, as both provide your credit score for free and offer other excellent services. Still, Borrwell has better security and more services.

Will Your Student Loan Tank Your Credit?

Do Student Loans Affect Your Credit Score?

by creditcardGenius Team | Aug 6, 2025

Yes, a student loan can lower your credit score if you don’t make payments on time, the same as any loan. Be sure to make at least minimum payments on your loan each month.

Can You Get A Scotiabank Secured Credit Card?

Can You Get A Scotiabank Secured Credit Card?

by creditcardGenius Team | Aug 6, 2025

While it has a long list of card options, Scotiabank does not offer a secured credit card. Luckily, there are other secured card options available from different issuers.

Which Rewards Programs Price Match Travel Costs?

Which Rewards Programs Price Match Travel Costs?

by creditcardGenius Team | Jul 30, 2025

Expedia For TD is the only rewards program that offers price matching. Still, programs offer flexible travel booking, so you can always get the best deal for your next trip.

A Showdown Between Scene+ And PC Optimum – Which Offers The Most Rewards For Free Groceries

A Showdown Between Scene+ And PC Optimum – Which Offers The Most Rewards For Free Groceries

by creditcardGenius Team | Jul 30, 2025

Both Scene+ and PC Optimum reward customers with discounts, but which program is better? We break down both loyalty programs to compare their rewards and earning potential.

Is Converting Aeroplan Points To Starbucks Stars Worth It?

Is Converting Aeroplan Points To Starbucks Stars Worth It?

by creditcardGenius Team | Jul 29, 2025

Although converting Aeroplan points to Starbucks Stars isn't the most valuable redemption option available, it can still be a worthwhile choice for coffee lovers.

What Is The Amex Global Lounge Collection – And How Do You Get Access?

What Is The Amex Global Lounge Collection – And How Do You Get Access?

by creditcardGenius Team | Jul 18, 2025

The Amex Global Lounge Collection comprises American Express lounges, Delta Sky Clubs, and other premium lounges, providing a wealth of convenient and premium amenities.

Average Credit Card Debt Canada – What Do Canadians Owe On Credit Cards?

Average Credit Card Debt Canada – What Do Canadians Owe On Credit Cards?

by creditcardGenius Team | Jul 18, 2025

As of Q1 for 2025, the average Canadian consumer carries a credit card balance of $4,415. 1.4 million people missed at least one credit payment in January-March of 2025.

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