Showing 509 articles in the ‘Credit Cards 101’ category

Your Guide to World Elite Mastercard Benefits in Canada

Your Guide to World Elite Mastercard Benefits in Canada

by Team Genius | Mar 27, 2026

World Elite Mastercards have high income requirements but offer perks like concierge service and unique experiences, plus top-tier earn rates on your purchases.

Air Canada eUpgrades: What They Are and How to Use Them

Air Canada eUpgrades: What They Are and How to Use Them

by Team Genius | Mar 27, 2026

Aeroplan Elite Status members can use Air Canada eUpgrade credits to request upgrades for seats in Business or Premium Economy cabins on eligible flights.

Balance Transfer Credit Cards 101

What Is a Balance Transfer?

by Team Genius | Mar 27, 2026

A balance transfer is a financial strategy that involves moving your credit card debt to another card with a low, promotional interest rate.

How to Get Free Flights Using a Companion Voucher

How to Get Free Flights Using a Companion Voucher

by Team Genius | Mar 26, 2026

Companion vouchers are a sought-after perk of premium credit cards since they allow you to fly with a companion for a free or reduced rate plus fees and taxes.

How to Maximize IHG One Rewards

by Team Genius | Mar 26, 2026

The IHG One Rewards program lets you earn points on stays with 19 brands and redeem those points for free nights, airline mile transfers, merchandise, and more.

Supplementary Cards – What They Are and How to Get Them for Free

Supplementary Cards – What They Are and How to Get Them for Free

by Team Genius | Mar 24, 2026

Supplemental cards on a credit card account are an easy way to maximize rewards. Depending on the card issuer, you might have to pay for a supplemental card.

What Are Secured Credit Cards?

What Are Secured Credit Cards?

by Team Genius | Mar 20, 2026

A secured credit card in Canada doesn’t have income requirements like an unsecured card. Instead, it helps people with no or poor credit build a solid credit score.

How To Maximize The Desjardins BONUSDOLLARS Rewards Program

How to Maximize the Desjardins BONUSDOLLARS Rewards Program

by Team Genius | Mar 20, 2026

Desjardins credit cards can earn you BONUSDOLLARS, which you can redeem at a flat rate for gift cards, financial products and services, or statement credits.

Can You Get The Apple Card In Canada?

Can You Get the Apple Card in Canada?

by Team Genius | Mar 19, 2026

The titanium Apple Card isn’t yet available in Canada but there are some great alternative credit cards to consider from Canadian banks.

Your Guide To Mastercard Travel Pass

Your Guide to Mastercard Travel Pass

by Team Genius | Mar 19, 2026

Mastercard Travel Pass delivers one of the most popular travel perks provided by a credit card: airport lounge access to over 1,400 lounges worldwide.

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