Showing 531 articles in the ‘Credit Cards 101’ category

How to Save Money at Best Buy

How to Save Money at Best Buy

by Team Genius | Jul 3, 2026

Learn how to save money at Best Buy, from signing up for a free My Best Buy account to using the right rewards credit card for your next big purchase.

Can You Get a Credit Card without a Job?

Can You Get a Credit Card without a Job?

by Team Genius | Jul 3, 2026

Yes, you can get a credit card without a job in Canada – choose a prepaid or secured card, or consider credit cards with low-to-no income requirements.

Soft Credit Check vs. Hard Credit Check: How It Impacts Your Credit Score

Soft Credit Check vs. Hard Credit Check: How It Impacts Your Credit Score

by Team Genius | Jul 3, 2026

Credit checks let lenders see your financial habits. A hard credit check requires your permission and temporarily affects your score, but a soft check doesn’t.

KOHO vs. Neo Financial – How Do They Compare?

KOHO vs. Neo Financial – How Do They Compare?

by Team Genius | Jul 2, 2026

KOHO vs. Neo is a tough showdown, since both offer credit-building tools and products, but we prefer KOHO for its simplicity and straightforward earn rates.

What Is the Best Way to Manage Multiple Credit Cards to Maximize Rewards?

What Is the Best Way to Manage Multiple Credit Cards to Maximize Rewards?

by Team Genius | Jul 2, 2026

If you’re wondering what is the best way to manage multiple credit cards to get the most value and rewards, develop a strategy with our tried-and-tested tips.

Does Credit Card Research Really Pay Off?

Does Credit Card Research Really Pay Off?

by Team Genius | Jun 30, 2026

Credit card research is the first step in finding a card with the right fees, rewards, and benefits to match your spending habits and overall lifestyle.

How Credit Card Purchase Protection Works – And the Best Cards for It

How Credit Card Purchase Protection Works – And the Best Cards for It

by Team Genius | Jun 30, 2026

Credit card purchase protection covers new purchases made with your card against loss, theft, or physical damage, though not all cards offer this coverage.

Line of Credit vs. Credit Card: Which One Is Best for You?

Line of Credit vs. Credit Card: Which One Is Best for You?

by Team Genius | Jun 26, 2026

When choosing between a line of credit vs. credit card, remember that lines of credit are best for big purchases, while cards are best for everyday spending.

Brim Financial Retail Partners – What You Can Earn

Brim Financial Retail Partners – What You Can Earn

by Team Genius | Jun 26, 2026

Brim partners with over 150 retailers to provide inCard or eStore bonus rewards, including popular retailers like Apple, Breville, GAP, Bose, and more.

How to Maximize the Hertz Gold Plus Rewards Program

How to Maximize the Hertz Gold Plus Rewards Program

by Team Genius | Jun 26, 2026

Users can earn Hertz Gold Plus Rewards points by renting vehicles with Hertz, enjoy various perks, and later redeem accumulated points for free rentals.

Scotiabank Gold American Express Card
App Download
Neo Mastercard 2026
What’s important to you?
Cash
Travel+
Low Fees
Insurance
Low Interest
Perks

creditcardGenius is a smart credit card matchmaker that compares 126+ features of 253+ credit cards, with objective ratings, rankings and reviews. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 200,000 people every month, 50,000 newsletter subscribers, and 15M people since launch.

Read more about creditcardGenius

About creditcardGenius

creditcardGenius

Rating Methodology

The most comprehensive credit card rating system in Canada.

126+ total data points analyzed
Data point breakdown