Showing 537 articles in the ‘Credit Cards 101’ category
Soft Credit Check vs. Hard Credit Check: How It Impacts Your Credit Score
Credit checks let lenders see your financial habits. A hard credit check requires your permission and temporarily affects your score, but a soft check doesn’t.
Can You Get a Credit Card without a Job?
Yes, you can get a credit card without a job in Canada – choose a prepaid or secured card, or consider credit cards with low-to-no income requirements.
What Is the Best Way to Manage Multiple Credit Cards to Maximize Rewards?
If you’re wondering what is the best way to manage multiple credit cards to get the most value and rewards, develop a strategy with our tried-and-tested tips.
Does Credit Card Research Really Pay Off?
Credit card research is the first step in finding a card with the right fees, rewards, and benefits to match your spending habits and overall lifestyle.
How Credit Card Purchase Protection Works – And the Best Cards for It
Credit card purchase protection covers new purchases made with your card against loss, theft, or physical damage, though not all cards offer this coverage.
How to Handle an Overpaid Credit Card
A credit card overpayment means you've paid more than you owe, and it can be fixed by requesting a refund, taking a cash advance, or spending the extra amount.
Save On Gas with Reward Programs: Which Points Are Best?
The PC Optimum program at Esso is the best gas rewards program in Canada, but any rewards program can help cut your gas bill or offer useful gas station perks.
All About the Aeroplan and Uber Partnership
The Uber and Aeroplan partnership has expanded, so members now earn 1 – 3 Aeroplan points per $1 spent on qualifying Uber rides and Uber Eats deliveries.
How to Save with Shoppers Drug Mart and PC Optimum
Shoppers Drug Mart purchases earn 15 PC Optimum points per $1 spent, but you can earn even more by taking advantage of personalized offers and bonus events.
How to Maximize the Hertz Gold Plus Rewards Program
Users can earn Hertz Gold Plus Rewards points by renting vehicles with Hertz, enjoy various perks, and later redeem accumulated points for free rentals.
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