Showing 497 articles in the ‘Credit Cards 101’ category

Borrowell Vs. Credit Karma – Is One Better Than The Other?
Comparing Borrwell vs Credit Karma is tricky, as both provide your credit score for free and offer other excellent services. Still, Borrwell has better security and more services.

Save On Gas With Reward Programs: Which Points Are Best?
The PC Optimum program at Esso is the best gas rewards program in Canada, but any such rewards program can help alleviate some of the pain your wallet feels at the pump.

Your Guide To Priority Pass Lounges
A Priority Pass membership or credit card grants access to over 1,500 airport lounges worldwide, including over 20 locations in Canada.

Can You Get A Scotiabank Secured Credit Card?
While it has a long list of card options, Scotiabank does not offer a secured credit card. Luckily, there are other secured card options available from different issuers.

Do Student Loans Affect Your Credit Score?
Yes, a student loan can lower your credit score if you don’t make payments on time, the same as any loan. Be sure to make at least minimum payments on your loan each month.

Which Rewards Programs Price Match Travel Costs?
Expedia For TD is the only rewards program that offers price matching. Still, programs offer flexible travel booking, so you can always get the best deal for your next trip.

A Showdown Between Scene+ And PC Optimum – Which Offers The Most Rewards For Free Groceries
Both Scene+ and PC Optimum reward customers with discounts, but which program is better? We break down both loyalty programs to compare their rewards and earning potential.

Is Converting Aeroplan Points To Starbucks Stars Worth It?
Although converting Aeroplan points to Starbucks Stars isn't the most valuable redemption option available, it can still be a worthwhile choice for coffee lovers.

Average Credit Card Debt Canada – What Do Canadians Owe On Credit Cards?
As of Q1 for 2025, the average Canadian consumer carries a credit card balance of $4,415. 1.4 million people missed at least one credit payment in January-March of 2025.

Amex Purchase Protection – How To Get Your Money Back, And What Credit Cards Offer It
Amex purchase protection in Canada is quite extensive, covering both extended warranty and purchase protection insurance. It's offered with all American Express credit cards.




























