Showing 501 articles in the ‘Credit Cards 101’ category
Prepaid Credit Cards Vs. Secured Credit Cards – Which Is Right For You?
Secured cards are generally better for building credit, while prepaid cards may include more perks and rewards, though the majority of them don’t build any credit.
Charge Card Vs. Credit Card: What’s The Difference?
Credit cards have lower interest rates and a credit limit that you borrow against, while charge cards have no preset spending limits but must be paid in full every month.
The Best Credit Cards for Food Delivery in Canada
If you use a credit card that offers increased earn rates for restaurant or grocery purchases, you could save big on food delivery from your favourite restaurants.
What Is A ZIP Code On A Canadian Credit Card?
To create a usable ZIP code when shopping with your Canadian credit card in the U.S., list your three Canadian postal code numbers in order and add two zeros to the end.
How Credit Card Companies Make Money
If you wonder how credit card companies make money, consider your card's interest rates, the various fees it charges, and the emails you get advertising other credit products.
Your Guide to Credit Card Fees in Canada
Never be surprised by unknown fees again! Read through our handy guide on various credit card fees like foreign transaction fees, overlimit fees, late payment fees, and more.
Credit Card Balance Transfer or Personal Loan? Which Is Better?
To tell whether a credit card balance transfer or personal loan is right for you, consider the types of debt you have, how much interest you pay, your repayment timeline.
Best Flat Rate Credit Cards In Canada
Flat rate cards are often synonymous with everyday credit cards since they’re easy to use and earn you a specified rate on all your purchases. Read on for our top card picks.
Expired Credit Card Guide: What To Do Before And After The Expiry Date
If your credit card is close to expiring, don’t worry. Dealing with it and activating a new card only takes a few minutes, and, when done correctly, can prevent credit card fraud.
The Cheapest Places To Live In BC 2026
The cheapest place to live in BC is far away from Vancouver, in the village of Castlegar.
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