Showing 496 articles in the ‘Credit Cards 101’ category

Credit Karma Canada Lets Users Get Their Credit Score For Free

Credit Karma Canada: Get Your Credit Score For Free

by Team Genius | Jul 10, 2025

Credit Karma Canada allows users to see their credit score for free, plus credit monitoring, identity protection, and more optional services. Borrwell is a top competitor.

Minimum Credit Score Required for a Mortgage

What's The Minimum Credit Score Required For A Mortgage In Canada?

by Team Genius | Jul 10, 2025

The minimum credit score required for a mortgage in Canada is about 650, but 680 is the preferred minimum. Other factors affect mortgage eligibility, too, like job stability.

Currency Exchange Rate Fees: What Your Credit Card Charges (And How To Avoid It)

Currency Exchange Rate Fees: What Your Credit Card Charges (And How To Avoid It)

by Team Genius | Jul 10, 2025

The credit card currency rate can mean you pay more for international purchases, and while they change regularly, these currency exchange rate fees are mostly unavoidable.

What Are The Credit Score Ranges (+ The Best Credit Cards For Each One)

by Team Genius | Jul 10, 2025

The credit score range goes from 300 to 900, with ratings like Poor, Fair, Good, Very Good, and Excellent. It's important to know what your own score is and within which category.

Debit Vs Credit – Why To Use A Credit Card Over A Debit Card

Debit Card vs. Credit Card: Which One Should You Use?

by Team Genius | Jul 9, 2025

When choosing between debit vs credit cards, consider the type of purchase you're making, whether you value earning reward points, and how well you manage your finances.

Best Credit Cards For Bad Credit In Canada | Guaranteed Approval

Best Credit Cards For Bad Credit In Canada For 2026

by Team Genius | Jul 9, 2025

The best credit cards for bad credit include a variety of secured cards, prepaid cards, and student credit cards, with the top choice being the Neo Secured Mastercard.

12 credit card mistakes you can't afford to make

12 Credit Card Mistakes You Can’t Afford To Make

by Team Genius | Jul 2, 2025

Credit card mistakes include treating your credit limit as extra income, making only the minimum payment, ignoring your monthly statements, using your debit card instead of your credit card, overlooking your credit card points, not utilizing your insurance coverage, and more.

Scotiabank Gold American Express Vs. MBNA Rewards World Elite Mastercard – Which Is Better?

Scotiabank Gold American Express Vs. MBNA Rewards World Elite Mastercard – Which Is Better?

by Team Genius | Jun 27, 2025

The Scotiabank Gold American Express and the MBNA Rewards World Elite are similar in many ways, but MBNA beats Scotia for its excellent cash back rates and flexible rewards.

The BMO Eclipse Visa Infinite Credit Cards Head-To-Head

The BMO Eclipse Visa Infinite Credit Cards Head-To-Head

by Team Genius | Jun 27, 2025

The BMO eclipse Visa Infinite and BMO eclipse Visa Infinite Privilege cards have many similarities, but one offers more premium perks – which are reflected in its annual fee.

Should You Increase Your Credit Card Limit?

Should You Increase Your Credit Card Limit?

by Team Genius | Jun 25, 2025

Getting a credit limit increase can be a good choice, but only if you've got your finances in order. It can provide access to more funds and possibly improve your credit score.

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