Showing 501 articles in the ‘Credit Cards 101’ category

Expired Credit Card Guide: What To Do Before And After the Expiry Date

Expired Credit Card Guide: What To Do Before And After The Expiry Date

by Team Genius | Sep 12, 2025

If your credit card is close to expiring, don’t worry. Dealing with it and activating a new card only takes a few minutes, and, when done correctly, can prevent credit card fraud.

Credit Card Balance Transfer or Personal Loan? Which Is Better?

Credit Card Balance Transfer or Personal Loan? Which Is Better?

by Team Genius | Sep 12, 2025

To tell whether a credit card balance transfer or personal loan is right for you, consider the types of debt you have, how much interest you pay, your repayment timeline.

Credit Card Interest Calculator: How Much Are You Paying The Banks In Interest?

Credit Card Interest Calculator: How Much Are You Paying The Banks In Interest?

by Team Genius | Sep 10, 2025

Credit card interest can add up fast, so learn about how much you’re paying by experimenting with our interest calculator and making a strategy for repaying your debt.

Is Redeeming For Merchandise Worth It For A Credit Card Points Redemption?

by Team Genius | Sep 8, 2025

Redeeming rewards points for merchandise is an easy way to get something you need for free. But is it the best way to redeem credit card points? We investigate to find out if there are better ways.

How Do Credit Cards Work? Your Full Credit Card Guide

How Do Credit Cards Work? Your Full Credit Card Guide

by Team Genius | Sep 8, 2025

Credit cards are a payment method that allows you to earn rewards, build your credit score, and make large purchases. It’s important to understand how credit cards work.

How Often Does Your Credit Score Update

How Often Does Your Credit Score Update – And Why Does It Fluctuate So Much?

by Team Genius | Sep 8, 2025

Your credit score changes every 30 days or so, which makes sense since your bill payment history, credit utilization, and other impacting factors change regularly too.

How To Get Cash Back In Canada

How To Get Cash Back In Canada

by Team Genius | Sep 3, 2025

Get rewarded for everyday purchases, recurring bills, and big trips by using cash back credit cards. You’ll get a percentage or flat rate of each purchase as money back.

Best Credit Cards For Streaming Services In Canada

Best Credit Cards For Streaming Services In Canada

by Team Genius | Aug 22, 2025

If you’re not paying for your streaming services with a rewards card, you’re missing out. We’ll show you the best cards that earn up to 4% back on recurring bills.

How To Set Up Credit Card Auto Payments In Canada

How To Set Up Automatic Credit Card Payments In Canada

by Team Genius | Aug 22, 2025

Most credit card issuers allow you to set up credit card auto payments. If you’re someone who forgets when your card bill is due, this feature can be a lifesaver.

Can You Get A Credit Card Without A Job?

Can You Get A Credit Card Without A Job?

by Team Genius | Aug 20, 2025

Canadians can get a credit card without a job, as card issuers don’t require proof of employment. If you’re having trouble qualifying, consider a secured or student card.

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