Showing 537 articles in the ‘Credit Cards 101’ category

Our Guide to the Plaza Premium Lounge in Toronto (Terminal 3, Transborder)

Our Guide to the Plaza Premium Lounge in Toronto (Terminal 3, Transborder)

by Team Genius | May 13, 2026

With a membership or premium credit card, or by paying the entry fee, travellers can access Toronto airport's Transborder Plaza Premium Lounge in Terminal 3.

Why Is My Credit Card Being Declined?

Why Is My Credit Card Being Declined?

by Team Genius | May 12, 2026

Reasons your credit card was declined include reaching your credit limit, entering incorrect payment info online, using an expired card, or travelling abroad.

Do Travel Points Expire? How to Avoid Losing Your Points

Do Travel Points Expire? How to Avoid Losing Your Points

by Team Genius | May 12, 2026

Do travel points expire? Unfortunately, they do, but most programs give you simple options for keeping your account active and your hard-earned points in good standing.

Guide to WestJet UltraBasic Fare

Your Guide to the WestJet UltraBasic Fare

by Team Genius | May 6, 2026

WestJet Ultrabasic is the airline's cheapest fare tier, stripping away extras like seat selection and bags to deliver a discount airline-style experience.

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Plum Plus – The Subscription Service for Indigo, Chapters, and Coles

by Team Genius | May 6, 2026

Indigo, Chapters, and Coles stores offer a subscription-based program called Plum Plus, which provides members with exclusive discounts and benefits.

Get More Cash Back with Tangerine

Get Cash Back with Tangerine

by Team Genius | May 6, 2026

Learn how to earn more Tangerine cash back with the Money-Back World Mastercard, from choosing categories to simple tips that boost your monthly rewards.

How to Save Money on Car Rentals – Credit Cards that Offer Discount Car Rentals

How to Save Money on Car Rentals – Credit Cards that Offer Discount Car Rentals

by Team Genius | May 6, 2026

Using a credit card that provides discounts on car rentals can save you quite a lot, especially a BMO card like the BMO Cashback World Elite Mastercard.

Maximize Your Tangerine Credit Card Benefits

Maximize Your Tangerine Credit Card Benefits

by Team Genius | May 6, 2026

Learn how to maximize Tangerine credit card benefits, from cash back rewards to built-in insurance and perks, plus details on the latest GeniusCash offer.

How to Calculate Debt-to-Income Ratio

How to Calculate Debt-to-Income Ratio

by Team Genius | May 6, 2026

Debt-to-income ratio is your monthly debt payments divided by your gross monthly income. It helps lenders understand how much you can afford to repay on a loan.

Most Dangerous Cities In Canada

Most Dangerous Cities in Canada

by Team Genius | May 6, 2026

According to data provided by the 2024 Crime Severity Index, Chilliwack, BC is the most dangerous city in Canada, with Kamloops taking second place.

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