Showing 509 articles in the ‘Credit Cards 101’ category
Prepaid Credit Cards Vs. Secured Credit Cards – Which Is Right For You?
Secured cards are generally better for building credit, while prepaid cards may include more perks and rewards, though the majority of them don’t build any credit.
What Is A ZIP Code On A Canadian Credit Card?
To create a usable ZIP code when shopping with your Canadian credit card in the U.S., list your three Canadian postal code numbers in order and add two zeros to the end.
How Credit Card Companies Make Money
If you wonder how credit card companies make money, consider your card's interest rates, the various fees it charges, and the emails you get advertising other credit products.
Expired Credit Card Guide: What To Do Before And After The Expiry Date
If your credit card is close to expiring, don’t worry. Dealing with it and activating a new card only takes a few minutes, and, when done correctly, can prevent credit card fraud.
Credit Card Balance Transfer or Personal Loan? Which Is Better?
To tell whether a credit card balance transfer or personal loan is right for you, consider the types of debt you have, how much interest you pay, your repayment timeline.
CIBC Adapta Points: Everything You Need To Know
The new CIBC Adapta Mastercard earns Adapta points for every purchase you make. You can redeem them for cash back or deposit the rewards into CIBC financial products.
How to Build Your Credit: A Complete Guide
If you're wondering how to build your credit, consider using a secured credit card or applying for a credit builder loan, but make sure all payments are full and on time.
Best Flat Rate Credit Cards In Canada
Flat rate cards are often synonymous with everyday credit cards since they’re easy to use and earn you a specified rate on all your purchases. Read on for our top card picks.
Your Guide to Credit Card Fees in Canada
Never be surprised by unknown fees again! Read through our handy guide on various credit card fees like foreign transaction fees, overlimit fees, late payment fees, and more.
Credit Card Interest Calculator: How Much Are You Paying The Banks In Interest?
Credit card interest can add up fast, so learn about how much you’re paying by experimenting with our interest calculator and making a strategy for repaying your debt.
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