CIBC and Simplii Add Click to Pay

CIBC and Simplii Financial cardholders are about to get a faster, safer option for online shopping.

Starting October 21, 2026, CIBC and Simplii are adding Click to Pay, which lets eligible cardholders make purchases at participating online retailers without manually entering their card details every time.

Instead, you can simply select Click to Pay at checkout, verify your identity, choose an enrolled card, and complete the purchase.

Click to Pay in Canada

Click to Pay launched in Canada in 2020 and is now supported by several major issuers, including RBC, Scotiabank, and BMO. It's also available for PC Financial credit cards.

CIBC and Simplii are joining the Click to Pay credit card list on October 21, 2026.

Support still isn't universal, with many institutions like Tangerine, Rogers Bank, and Wealthsimple not yet on board.

But it's widely available across all 3 major networks in Canada: Visa, Mastercard, and Amercian Express.

You can use Click to Pay on desktop, laptop, or mobile devices. Look for this icon when shopping online:

Participating retailers include Canadian Tire and Sport Chek, both of which are currently offering extra deals when you use Mastercard Click to Pay.

CIBC and Simplii credit cards eligible for Click to Pay

You will be able to use Click to Pay for any CIBC credit card or CIBC Advantage Debit Card. This includes both Visa and Mastercard options.

If you qualify for a Visa Infinite card, we recommend the CIBC Aventura Visa Infinite Card. This card has 12 types of insurance and saves up to 10 cents per litre on fuel at Journie Rewards gas stations. Plus, you'll get 2 points per $1 spent on travel booked through the CIBC Rewards Centre, 1.5 points per $1 spent on eligible gas, groceries, EV charging, and drugstores, 1 point per $1 spent on all other purchases.

Check out all best CIBC cards to find the best fit for you.

Simplii is adding Click to Pay for its only credit card, the Simplii Financial Cash Back Visa Card. This card offers:

• 4% cash back on restaurants, up to $5,000 spend per year^†
• 1.5% cash back on groceries, gas, drugstores, and pre-authorized payments, up to $15,000 per year^†
• 0.5% cash back on all other purchases^†

We can't yet confirm whether or when this feature will be available for the Simplii Financial Debit Mastercard, but this card is mentioned in the Click to Pay terms recently emailed to Simplii customers.

How to enrol in Click to Pay

To enrol for Click to Pay, you must complete a profile.

• If you have a Visa credit card, you can enroll for Click to Pay here.
• If you have a Mastercard, you can enroll for Click to Pay here.

Remember, CIBC and Simplii cards are not eligible until October 21, 2026. CIBC advertises that you'll be able to enrol through CIBC Online Banking or the CIBC Mobile Banking App, and we expect the same from Simplii.

How Click to Pay makes online shopping safer

Click to Pay is one of several ways to shop online without repeatedly entering your credit card details. Other options include virtual card numbers, Apple Pay, and Google Wallet.

The biggest advantage is security. Each of these options reduces how often your actual card information is exposed during checkout.

CIBC Click to Pay uses anit-fraud detection and monitors all your transactions in real time. Digital wallets and virtual card numbers can help keep your real card number out of the merchant's hands.

TD offers financial protection through virtual card numbers.

That matters because every website where you enter or save your card details creates another place that information could potentially be compromised. Using a more secure payment method can reduce that exposure, especially when combined with basics like shopping on trusted sites, avoiding public wifi, and never sharing verification codes.

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FAQ

Is Click to Pay safe?

Yes. Click to Pay is designed with security features such as identity verification and fraud monitoring. It also reduces how often cardholders enter or share their actual card information online, helping limit exposure during purchases at participating merchants.

What other secure online payment options are available?

Other secure options include virtual card numbers, Apple Pay, and Google Wallet. These methods can reduce how often your real card details are shared with merchants, adding another layer of protection when shopping online or using supported apps.