Protect Your Financial Data with TD Virtual Card Numbers

TD Bank is offering a new way to keep your credit card details protected. TD Virtual Card Numbers are now available for Google Chrome, Android, and iOS, giving TD Visa credit cardholders a safer and more convenient way to shop online.

TD is the first Big Bank to offer virtual card numbers in Canada.

What are TD Virtual Card Numbers?

TD Virtual Card Numbers let you make purchases online without sharing your actual credit card number.

When you check out, a unique virtual number is created and used instead of your real card details.

This means merchants never see (or store) your actual card number. As long as your eligible TD card is uploaded to Google and you're shopping on Chrome or another supported app, your payment processes as normal, but your sensitive information stays protected.

Online shopping is part of daily life for many Canadians. From quick app purchases to larger online orders, your credit card details are probably stored and shared more often than you realize. If you're a TD cardholder, it's worth taking advantage of this new feature!

How TD Virtual Card Numbers work

There are 2 main benefits to TD Virtual Card Numbers:

Better security

Virtual card numbers help reduce the risk of fraud. Since your real card number is never shared, there is less chance of it being exposed, misused, or included in a data leak.

Faster checkout

The process is simple and quick. You can complete purchases using your TD Virtual Card Number in a single click, whether you're shopping online or in an app.

Eligible TD credit cards

TD Virtual Card Numbers are available to most TD Visa credit cardholders. Eligible cards include:

• TD Cash Back Visa Card
• TD Cash Back Visa Infinite Card
• TD Aeroplan Visa Infinite Card
• TD Aeroplan Visa Platinum Card
• TD Aeroplan Visa Infinite Privilege Credit Card
• TD First Class Travel Visa Infinite Card
• TD Platinum Travel Visa Card
• TD Rewards Visa Card
• TD Low Rate Visa Card
• TD U.S. Dollar Visa Card

If you already use your TD card when shopping on Google Chrome, you may be able to start using this feature right away.

Safer online shopping

This update reflects a shift in how payments are handled online. Many people want a balance of ease and security when they shop. Virtual card numbers help support both. You still get the same rewards, benefits, and protections from your TD Visa card, but now it's a whole lot safer.

For Canadians who shop online, this is a simple way to add an extra layer of protection without changing how you pay.

Virtual credit cards in Canada

As mentioned, TD is the first of Canada's Big Banks to offer virtual card numbers for its credit cards.

RBC offers virtual credit cards for employees through RBC Commercial, but this isn't available for personal credit cards.

There are also banks that offer digital wallets or virtual access to prepaid cards. Learn more about virtual credit cards from Neo, Koho, Wealthsimple, and American Express.

Will TD lead the charge for more banks to offer this secure online payment solution? We'll be watching for updates.

More updates on the world of online payments

Want to stay up to date on the latest news from Canadian banks? Sign up for our newsletter to get updates, tips, and insights delivered straight to your inbox.

FAQ

Does TD Bank have virtual credit cards?

TD Bank offers TD Virtual Card Numbers for most of its credit cards, including the TD First Class Travel Visa Infinite Card and TD Cash Back Visa Infinite Card. If you have an eligible TD credit card, you can use a unique Virtual Card Number when you shop online using Chrome, Android, or iOS.

What are TD Virtual Card Numbers?

TD Virtual Card Numbers are temporary card numbers used for online and in-app purchases. They replace your real credit card number at checkout, helping protect your payment details while still charging your TD Visa as usual.

How do TD Virtual Card Numbers improve security?

They hide your actual card number from merchants by using a unique virtual number for each transaction. This reduces the risk of your card details being exposed or used for fraud if a retailer's system is compromised.

Where can I use TD Virtual Card Numbers?

You can use them when shopping online using Google Chrome or other supported mobile apps. They work on desktop, Android, and iOS devices when your eligible TD Visa card is linked to your Google account.

Does Google charge a fee to use TD Virtual Card Numbers?

No, Google does not charge a fee to use TD Virtual Card Numbers. This is a free service intended to make your online purchases more secure and protect your information from falling into the wrong hands.

Can I use a TD Virtual Card Number on multiple platforms?

Yes. You can make purchases with a TD Virtual Card Number using desktop, iOS, and/or Android devices, making this important new security feature available to everyone with an eligible card, regardless of which platform they prefer.