As Aeroplan's top credit card partner, it's not surprising that TD frequently touts their Aeroplan offerings.

But there's more to TD than just Aeroplan. They also have their own line of flexible rewards and cash back cards.

Here are the top credit cards TD offers.

Best TD credit cards

Category TD Credit Card Current Welcome Offer
Best TD Aeroplan credit card TD® Aeroplan® Visa Infinite* Card Up to 30,000 miles (terms)
Best TD flexible travel credit card TD First Class Travel Visa Infinite* Card Up to 65,000 points (terms)
Best TD cash back credit card TD Cash Back Visa Infinite* Card 6% cash back for the first 3 months (terms)

Review all TD credit cards here.

Best TD Aeroplan credit card

TD's top Aeroplan offering is the . In fact, it's also our top Aeroplan-branded credit card in Canada.

What makes this card special? A few things.

First, it has a great sign-up bonus. You can earn up to 30,000 bonus Aeroplan miles:

  • 15,000 miles after your first purchase, and
  • an additional 5,000 bonus miles every month you spend $1,000 in the first 3 months.

Next, it has great earn rates. You'll earn Aeroplan miles on every purchase you make:

  • 1.5 miles per $1 spent on gas, groceries, drugstores, and aircanada.com (up to $80,000 annually), and
  • 1 mile per $1 spent on all other purchases.

We value a typical Aeroplan mile at 2.5 cents when redeemed for flights within North America, giving the card a return between 2.5% to 3.75%.

Finally, it offers great benefits when flying on an Aeroplan rewards flight operated by Air Canada:

Best TD flexible travel rewards credit card

Prefer to keep your options open when redeeming for travel? TD also offers their own lineup of flexible travel credit cards, with the best one being the .

To get your next trip kick started, you can earn up to 65,000 bonus points:

  • 20,000 points after the first purchase, and
  • 15,000 additional bonus points every month you spend $1,000 in the first 3 months.

And on your day-to-day purchases, you'll earn 3 points per $1 spent on everything, which gets increased to 9 points per $1 spent at Expedia For TD.

With a TD Rewards point worth 0.5 cents each, it's a return of 1.5% on all purchases, and a large 4.5% on your travel purchases.

And if travel isn't in the cards for you, there are plenty of other ways to use your TD Rewards points, including payments towards education, gift cards, merchandise, and more.

Best TD cash back credit card

To earn cash back rewards, TD's best offering is the .

In your first 3 months, up to $2,000 spent, you'll earn 6% cash back on every purchase.

Once your welcome rate is over, you'll earn:

  • 3% cash back on gas, groceries, and recurring bills (up to $15,000 annually on each category), and
  • 1% cash back on all other purchases.

One great feature about this card? You are in control of when you want your rewards. Lots of cash back cards give their rewards once per year, at their choosing. But here, you can redeem anytime you want, as long as you have $25 saved up.

And it also has a feature not many credit cards offer – free roadside assistance. This card provides complimentary TD Deluxe roadside assistance. Save yourself the typical $100+ you pay for roadside assistance just by carrying this card.

Compare TD Bank Credit Cards

Frequently asked questions about TD credit cards

Here are some frequently asked questions about TD credit cards.

Is there a way to get the annual fee waived on my TD credit card?

Yes, by having the TD All-Inclusive account, you can get an annual fee waiver for most TD credit cards.

What kinds of credit cards does TD offer?

TD offers a mix of Aeroplan, flexible rewards, and cash back cards.

How can I apply for a TD Credit card?

Our apply links will take you to a secured TD site, where you can apply for a card. Simply click on an apply button to be taken to TD's site, or on a learn more button if you want more details about the card. The next page will have a link to TD's site.

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