As Aeroplan's top credit card partner, it's not surprising that TD frequently touts their Aeroplan offerings.

But there's more to TD than just Aeroplan. They also have their own line of flexible rewards and cash back cards.

Here are the top credit cards TD offers.

Best TD credit cards

Category TD Credit Card Current Welcome Offers (end September 8, 2020)
Best TD Aeroplan credit card TD® Aeroplan® Visa Infinite* Card 15,000 miles, annual fee rebate for the first year (terms)
Best TD flexible travel credit card TD First Class Travel Visa Infinite* Card 20,000 points, annual fee rebate for the first year (terms)
Best TD cash back credit card TD Cash Back Visa Infinite* Card 10% cash back for the first 3 months, annual fee rebate for the first year (terms)

Review all TD credit cards here.

Best TD Aeroplan credit card

TD's top Aeroplan offering is the . In fact, it's also our top Aeroplan-branded credit card in Canada.

What makes this card special? A few things.

First, it has a great sign-up bonus. You can earn 15,000 bonus Aeroplan miles after your first purchase.

Next, it has great earn rates. You'll earn Aeroplan miles on every purchase you make:

  • 1.5 miles per $1 spent on eligible gas, groceries, drugstores, and (up to $80,000 annually), and
  • 1 mile per $1 spent on all other purchases.

We value a typical Aeroplan mile at 2.5 cents when redeemed for flights within North America, giving the card a return between 2.5% to 3.75%.

Finally, it offers great benefits when flying on an Aeroplan rewards flight operated by Air Canada:

Related: Best Aeroplan Credit Cards In Canada For 2020

Best TD flexible travel rewards credit card

Prefer to keep your options open when redeeming for travel? TD also offers their own lineup of flexible travel credit cards, with the best one being the .

To get your next trip kick started, you can earn 20,000 bonus points after your first purchase.

And on your day-to-day purchases, you'll earn 3 points per $1 spent on everything, which gets increased to 9 points per $1 spent at Expedia For TD.

With a TD Rewards point worth 0.5 cents each, it's a return of 1.5% on all purchases, and a large 4.5% on your travel purchases.

And if travel isn't in the cards for you, there are plenty of other ways to use your TD Rewards points, including payments towards education, gift cards, merchandise, and more.

Related: Best Flexible Rewards Credit Card In Canada for 2020

Best TD cash back credit card

To earn cash back rewards, TD's best offering is the .

In your first 3 months, up to $2,000 spent, you'll earn 10% cash back on every purchase.

Once your welcome rate is over, you'll earn:

  • 3% cash back on gas, groceries, and recurring bills (up to $15,000 annually on each category), and
  • 1% cash back on all other purchases.

One great feature about this card? You are in control of when you want your rewards. Lots of cash back cards give their rewards once per year, at their choosing. But here, you can redeem anytime you want, as long as you have $25 saved up.

And it also has a feature not many credit cards offer – free roadside assistance. This card provides complimentary TD Deluxe roadside assistance. Save yourself the typical $100+ you pay for roadside assistance just by carrying this card.

Related: Best Cash Back Credit Cards In Canada For 2020

Compare TD Bank Credit Cards

This table is displaying our default Genius Rating, which applies our standard weight to all 8 of our scoring categories (rewards, fees, insurance, interest, perks, approval, and acceptance). The other card displays in the article are configured to specific categories, based on what the card does best. Learn more about our rating methodology.

Frequently asked questions about TD credit cards

Here are some frequently asked questions about TD credit cards.

Is there a way to get the annual fee waived on my TD credit card?

Yes, by having the TD All-Inclusive account, you can get an annual fee waiver for most TD credit cards.

What kinds of credit cards does TD offer?

TD offers a mix of Aeroplan, flexible rewards, and cash back cards.

How can I apply for a TD Credit card?

Our apply links will take you to a secured TD site, where you can apply for a card. Simply click on an apply button to be taken to TD's site, or on a learn more button if you want more details about the card. The next page will have a link to TD's site.

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