Pros & cons
Pros
- Earn up to 2 points per $1 spent on purchases.
- Earn up to 60,000 bonus points.
- Free first checked bag on Air Canada flights.
- Includes 11 types of insurance.
Cons
- High annual fee of $149.
Your rewards
Getting your welcome bonus
Based on $3,000 in monthly spending, you can get up to 60,000 points which translates to an estimated $1,200.◊
For all welcome bonus details click here.
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With TD Aeroplan Visa Business Card, here's how you earn rewards:
- 2 points per $1 spent on Air Canada
- 1.5 points per $1 spent on travel , transit , dining , EV charging , business purchases
- 1 point per $1 spent on all other purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For TD Aeroplan Visa Business Card in particular, if you spend $3,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Flights | $774 | |
| Air Canada Gift Cards | $387 | |
| Car rentals | $348 | |
| Vacation packages | $321 | |
| Hotels | $317 | |
| Merchandise | $286 | |
| Gift Cards | $275 |
| Redemption Option | Point Value | Total Value |
|---|---|---|
| Flights | 2 cents | $200 |
| Air Canada Gift Cards | 1 cent | $100 |
| Car rentals | 0.9 cents | $90 |
| Vacation packages | 0.83 cents | $83 |
| Hotels | 0.82 cents | $82 |
| Merchandise | 0.74 cents | $74 |
| Gift Cards | 0.71 cents | $71 |
Calculating your annual rewards
$36,000 annual spending x 2.15% return on spending = $774 annual rewards
$774 annual rewards − $149.00 annual fee = $625 net annual rewards
Top related credit cards
Compare similar cards side-by-side.
2x Award Winner
Details and eligibility
- Estimated Credit Score
- 760 - 900
- Personal Income
- N/A
- Household Income
- N/A
- Annual Fee
- $149.00
- First Year Free
- Yes
- Extra Card Fee
- $49
- Card type
- Credit
- Purchase
- 14.99%
- Cash Advance
- 22.99%
- Balance Transfer
- 22.99%
Insurance coverage
- Extended Warranty
- 1 year
- Purchase Protection
- 90 days
- Travel Accident
- $500,000
- Emergency Medical Term
- 15 days
- Emergency Medical Maximum Coverage
- $2,000,000
- Emergency Medical over 65
- 4 days
- Trip Cancellation
- $1,500
- Trip Interruption
- $5,000
- Flight Delay
- $500
- Baggage Delay
- $1,000
- Lost or Stolen Baggage
- $1,000
- Hotel Burglary
- $2,500
- Rental Car Theft & Damage
- Yes
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
TD Aeroplan Visa Business Card's 2.9 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
People also viewed
Key benefits
What are your thoughts?
Thank you for your review!
Hang tight while we verify and approve it.
If you want to see your review right away...
Create an account:
