$125 GeniusCash + Earn up to 40,000 bonus points + No foreign exchange fees.*
Pros & cons
Pros
- 1.5 points per $1 spent on all purchases.
- No foreign exchange fees.
- Includes 11 types of insurance.
- Comes with 6 free lounge passes.
Cons
- High annual fee of $199.
- High income requirements of $60,000 personal or $100,000 household.
Your rewards
$125 GeniusCash offer
On approval, receive $125 GeniusCash on us when you apply for Scotiabank Passport Visa Infinite Business Card using this offer page.
GeniusCash offer expires on Oct 31, 2025.
Getting your welcome bonus
Based on $2,000 in monthly spending, you can get up to 30,000 points which translates to an estimated $300.◊
For all welcome bonus details click here.
Welcome bonus offer ends Oct 31, 2025.
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With Scotiabank Passport Visa Infinite Business Card, here's how you earn rewards:
- 1.5 points per $1 spent
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For Scotiabank Passport Visa Infinite Business Card in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Cineplex theatres | $360 | |
| Recipe Unlimtied Restaurants | $360 | |
| Any travel from Expedia Scene+ | $360 | |
| Sobeys stores | $360 | |
| Any travel (Scene+ credit and debit cardholders only) | $360 | |
| Statement credits | $288 | |
| Apple & Best Buy Merchandise | $277 | |
| Gift Cards | $266 |
| Redemption Option | Point Value | Total Value |
|---|---|---|
| Cineplex theatres | 1 cent | $10 |
| Recipe Unlimtied Restaurants | 1 cent | $10 |
| Any travel from Expedia Scene+ | 1 cent | $10 |
| Sobeys stores | 1 cent | $10 |
| Any travel (Scene+ credit and debit cardholders only) | 1 cent | $10 |
| Statement credits | 0.8 cents | $8 |
| Apple & Best Buy Merchandise | 0.77 cents | $8 |
| Gift Cards | 0.74 cents | $7 |
Calculating your annual rewards
$24,000 annual spending x 1.50% return on spending = $360 annual rewards
$360 annual rewards − $199.00 annual fee = $161 net annual rewards
Details and eligibility
- Estimated Credit Score
- 660 - 724
- Personal Income
- $60,000
- Household Income
- $100,000
- Annual Fee
- $199.00
- Extra Card Fee
- $0
- Card type
- Credit
- Purchase
- 19.99%
- Cash Advance
- 22.99%
- Balance Transfer
- 22.99%
Insurance coverage
- Extended Warranty
- 1 year
- Purchase Protection
- 90 days
- Travel Accident
- $500,000
- Emergency Medical Term
- 25 days
- Emergency Medical over 65
- 10 days
- Trip Cancellation
- $2,500
- Trip Interruption
- $2,500
- Flight Delay
- $500
- Baggage Delay
- $1,000
- Lost or Stolen Baggage
- $1,000
- Hotel Burglary
- $1,000
- Rental Car Theft & Damage
- Yes
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
Scotiabank Passport Visa Infinite Business Card's 3.8 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
Key benefits
User review
Reviewed by 1 Canadian
Thank you for your review!
Hang tight while we verify and approve it.
If you want to see your review right away...
Create an account:
Customer service is brutal. Because of a mistake on credit card end they took a double payment of $26000. It has been 3 months and still have not received my money back!!!
