Offering a wide variety of credit cards, CIBC has plenty for you to choose from.

There are even Aeroplan credit cards, for those who want to earn miles with Canada's largest airline. For more flexible travel rewards, the lineup of CIBC Aventura cards has a variety of ways to redeem points for travel. There's also their Dividend cards, for collecting simple cash back rewards.

Here are the best CIBC credit cards, and an alternative to consider for each one.

CategoryCIBC Credit CardAlternative Credit Card
Best CIBC flexible rewards credit cardCIBC Aventura Visa Infinite
Best CIBC Aeroplan credit cardCIBC Aerogold Visa Infinite
Best CIBC cash back credit cardCIBC Dividend Visa
Best no fee travel CIBC credit cardCIBC Aventura Visa
Best student CIBC credit cardCIBC Aventura Visa Card for Students

Review all CIBC credit cards here.

Best CIBC flexible rewards Visa

A popular lineup of flexible travel rewards cards is CIBC's lineup of Aventura credit cards.

The best one they offer (that has a reasonable annual fee) is the .

With this card, you'll earn:

  • 2 points per $1 spent on travel through CIBC Rewards,
  • 1.5 points per $1 spent on gas, groceries, and drugstores, and
  • 1 point per $1 on all other purchases.

Redeem for flights using the Airline Rewards chart for the best value. Maximize the chart, and you're looking at a value of up to 2.3 cents per point.

Or, you can redeem your points for any travel booked through CIBC Rewards, and you'll get a value of 1 cent per point.

The card also includes 12 types of insurance coverage, just in case you need it. It's all for an annual fee of $120.

Alternative credit card to consider

The value from the airline rewards chart is great, but it's not guaranteed and can be worth a lot less than 2.3 cents per point if you're not flexible enough.

If redeeming your points for any travel booked through CIBC Rewards, you're looking at a return of 1% - 1.5% instead.

An alternative to consider is the . You'll earn 3 points per $1 spent, which is increased to 9 points per $1 at Expedia For TD.

A TD Rewards point is worth 0.5 cents, giving a return of 1.5% on every purchase, and a stunning 4.5% on travel booked through Expedia For TD.

That's more value when redeeming for any travel than the CIBC card.

Related: Credit Cards With The Most Flexible Rewards 2020

Best CIBC Aeroplan credit card

Looking to get some Aeroplan miles? CIBC's best offering is the .

With this card, you'll be earning Aeroplan miles on every purchase:

  • 1.5 miles per $1 spent on gas, groceries, drugstores, and aircanada.com, and
  • 1 mile per $1 spent on all other purchases.

You'll also get Air Canada benefits when flying on an Aeroplan rewards ticket, like the first checked bag free and priority check-in.

Alternative credit card to consider

The is a nearly identical card, with the same earn rates and Air Canada benefits.

You can also look at the , which offers up to 2 miles per $1 spent on your purchases, and also has a variety of other ways you can use your points for travel.

Related: Best Aeroplan Credit Cards In Canada For 2020

Best CIBC cash back credit card

Want to earn cash back? CIBC offers a great no fee cash back card – the .

For rewards, you'll earn:

  • 2% cash back on the first $6,000 spent on groceries, and
  • 0.5% cash on all other purchases, which increases to 1% after spending $6,000 on other purchases.

You'll earn all these rewards for no annual fee.

Alternative credit card to consider

To earn more cash back, you may want to consider the .

Instead of just earning 2% on the first $6,000 in grocery purchases, you can earn unlimited 2% cash back on 2 categories of your choice (which can include groceries), or 3 categories if you deposit your cash back into a Tangerine Savings account.

And you'll still earn 0.5% cash back on all other purchases.

Related: Best Cash Back Credit Cards In Canada For 2020

Best no fee travel CIBC credit card

Want to earn travel rewards, but skip on the annual fee? CIBC offers the .

Earning Aventura points worth up to 2.3 cents each, you'll get:

  • 1 point per $1 spent on gas, groceries, drug stores, and travel booked through CIBC Rewards, and
  • 1 point for every $2 spent on all other purchases.

Alternative credit card to consider

Similar to its Visa Infinite brother, unless you're getting great value from the Airline Reward chart, you're only going to be getting a return between 0.5% and 1% on any travel booked with the card.

Instead, take a look at the . You'll earn between 1 to 2 points per $1 spent. And they're worth 1 cent each when redeemed for any travel.

It's a better return ranging from 1% to 2%, giving you better value and more flexible travel rewards.

Related: Best No Annual Fee Credit Cards In Canada For 2020

Best student CIBC credit card

Are you a student looking for a credit card? The best student card they offer is the .

It's actually the exact same as the . The earn rates, rewards points, everything is the same.

The only difference is the approval for this one is designed with students in mind, who have new credit files and will have a hard time applying for regular credit cards.

Alternative credit card to consider

Travel rewards might not be the best program for students. Since you won't be spending much, it may take a while to earn rewards for you to use, and getting cash back might be a better fit for rewards.

In that light, the would be a better option, and it's also our top student credit card.

You'll earn up to 3% cash back on your purchases, while still paying no annual fee. And, you can redeem your cash back as soon as you have $1 earned.

Related: Best Student Credit Cards In Canada For 2020

Compare CIBC Credit Cards

This table is displaying our default Genius Rating, which applies our standard weight to all 8 of our scoring categories (rewards, fees, insurance, interest, perks, approval, and acceptance). The other card displays in the article are configured to specific categories, based on what the card does best. Learn more about our rating methodology.

Frequently asked questions about CIBC credit cards

Here are some frequently asked questions about CIBC credit cards.

What can CIBC Aventura rewards be used for?

CIBC Aventura rewards can be used for travel, donations to charity, merchandise, gift cards, and statement credits.

Does CIBC offer a low interest credit card?

CIBC offers the CIBC Select Visa, which offers an interest rate of 13.99% on purchases, balance transfers, and cash advances.

What student credit cards does CIBC offer?

CIBC offers 3 student credit cards – an Aventura student card, an Aeroplan student card, and a cash back student card.

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