High-value flexible flight rewards that never expire and perks that will make travelling easier than ever.

Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
Extended Warranty 1 year
Purchase Protection 90 days
Mobile Device $1,000
Travel Accident $500,000
Emergency Medical Term 15 days
Emergency Medical over 65 3 days
Trip Cancellation $1,500
Trip Interruption $2,000
Flight Delay $500
Baggage Delay $500
Lost or Stolen Baggage $500
Hotel Burglary $2,500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

If we find your match, we’ll give you up to $25 when you refer your friends.*

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CIBC Aventura Visa Infinite Review

Earning rewards points doesn't count for much if you can't use those point for what you really want, and the nice thing about the CIBC Aventura Visa Infinite is that the flexible rewards that you earn can be used for a number of things and earned a number of different ways.

This Visa Infinite card from CIBC allows you to earn rewards on every purchase you make:

  • 2 points for every $1 spent on purchases through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at gas stations, grocery stores, and drugstores
  • 1 point for every $1 spent everywhere else

Getting more than 1 point per dollar spent is really great especially when those points are worth more than the standard 1 cent. Because of the highly valuable flight rewards, Aventura points are worth up to 2.3 cents each...

That's means at 1 point per $1 spent, you'll achieve a 2.3% return on spending. But if you get 1.5 or 2 points per $1 spent, then your return jumps to 3.5% or 4.6% respectively. A typical person with spending spread out across many areas can expect to achieve a return of about 2.77% when redeeming for high-value flights.

Don't forget that this card starts you off by giving you 15,000 Welcome Bonus points - that's up to a $344 value when redeemed for flights on top of what you'll earn with your spending.

Although you do get the best bang for your buck when you redeem your points for flights, CIBC Aventura points are very valuable because they can be used for a number of different things:

  • flights on any airline (best value),
  • other types of travel,
  • merchandise,
  • gift cards,
  • one-of-a-kind activities,
  • financial services like investments, or even...
  • as a statement credit to help pay down your balance.

Valuable rewards are nice, but as a top flexible travel credit card, it also comes standard with 12 different types of complimentary travel and purchase insurance. Check out the "Insurance Coverage" tab above for more information on that.

And because this card is a Visa Infinite card, you are also given some nice perks and benefits through the Visa Infinite program:

  • Visa Infinite Concierge,
  • Visa Infinite Luxury Hotel Collection,
  • Visa Infinite Dining Series, as well as...
  • access to exclusive events.

It also comes with a couple of features to make travelling easier. First, you’ll get access to over 1,200 airport lounges with a free Priority Pass membership and four free annual visits. Second, every fourth year get a rebate on the application fee when you apply for a NEXUS card. A great way to make travelling to the United States easier.

Something to keep in mind: You need to have a fairly high income to qualify for this card.

Looking for a card that gives similar redemption options, but has no minimum income requirements? The is a card to consider. It will also earn you more points on your everyday purchases:

  • 5 points per dollar spent on groceries and restaurants,
  • 2 points per dollar spent on gas, travel and transit purchases, and
  • 1 point per dollar spent everywhere else.

It has the same annual fee as the CIBC Aventura card, but the Cobalt card's annual fee is arguably easier to swallow since you have the option make smaller $10 monthly payments.

If you prefer to stick with a Visa card, the will give you a great 1.5% return on all of your spending when you redeem your points at Expedia for TD for any kind of travel.

Even better, you get a 4.5% return on any travel purchased at Expedia for TD as well.

If you're looking for a more premium card, the offers great insurance in addition to flexible travel rewards. Earn 2 points per $1 spent on all purchases, and 3 points per $1 spent on restaurant and travel purchases. With each point worth 0.71 cents when redeemed for travel, that's a minimum return of 1.42%.

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