CIBC Aventura® Visa Infinite* Card (QC)

CIBC Aventura® Visa Infinite* Card (QC)

Earn up to 45,000 Aventura points + 4 free lounge passes per year.*

Get 15,000 Aventura Points when you make your first purchase. Then get 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods.

Rates & fees
Learn more
$1,151
Welcome bonus
45k points + $120
$639
Annual rewards
Learn more
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Monthly Spending:
$

Pros & cons

Pros

  • Up to 45,000 Aventura points.
  • Earn up to 2 points per $1 spent on purchases.
  • Points worth up to 2.29 cents each.
  • Save up to 10 cents per litre on fuel at Journie Rewards gas stations.
  • Visa Airport Companion Membership with 4 free passes.

Cons

  • High income requirements of $60,000 personal or $100,000 household.
  • Poor rewards outside of the airline rewards chart.

Your rewards

Getting your welcome bonus

Based on $2,000 in monthly spending, you can get up to 45k points + $120 which translates to an estimated $1,151.

For all welcome bonus details click here.

How you earn rewards

Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With CIBC Aventura Visa Infinite Card (QC), here's how you earn rewards:

  • 2 points per $1 spent on travel booked through the CIBC Rewards Centre
  • 1.5 points per $1 spent on eligible gas , groceries , EV charging , and drugstores
  • 1 point per $1 spent on all other purchases

For all reward details click here.

How much your rewards are worth

The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For CIBC Aventura Visa Infinite Card (QC) in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:

Airline Rewards Chart $639
Travel through CIBC rewards $279
Charity donations $279
CIBC Financial Products $232
Gift Cards $198
Merchandise $198
Pay with points $176
Rewards Points Calculator
Enter your rewards balance to calculate how much your points are worth. Review your redemption options and recommendations to get the most value.
Our recommendations:
Use your points for Airline Rewards Chart to get the most value.
$23
Avoid using points for Pay With Points as this gives you the lowest value.
$6
Using your points for Airline Rewards Chart instead of Pay With Points will save you $17.
Point Values
Redemption OptionPoint ValueTotal Value
Airline Rewards Chart2.29 cents$23
Travel through CIBC rewards1 cent$10
Charity donations1 cent$10
CIBC Financial Products0.83 cents$8
Gift Cards0.71 cents$7
Merchandise0.71 cents$7
Pay with points0.63 cents$6
Redemption Options
Airline Rewards Chart
CIBC flight rewards chart for use with any airline
$23
Travel through CIBC rewards
Any travel booked through CIBC Rewards
$10
Charity donations
Turn your points into a charity donation
$10
CIBC Financial Products
Deposits into select CIBC Financial products
$8
Gift Cards
Assortment of gift cards
$7
Merchandise
Wide assortment of merchandise
$7
Pay with points
Statement credits with a CIBC credit card
$6

Calculating your annual rewards

$24,000 annual spending x 2.66% return on spending = $639 annual rewards

$639 annual rewards $139.00 annual fee = $500 net annual rewards

Details and eligibility

Estimated Credit Score
660 - 724
Personal Income
$60,000
Household Income
$100,000
Canadian resident who has reached the provincial age of majority.
Annual Fee
$139.00
Extra Card Fee
$50
Card type
Credit
Purchase
21.99%
Cash Advance
21.99%
Balance Transfer
21.99%

Insurance coverage

Extended Warranty
1 year
Purchase Protection
90 days
Mobile Device
$1,000
Travel Accident
$500,000
Emergency Medical Term
15 days
Emergency Medical over 65
3 days
Trip Cancellation
$1,500
Trip Interruption
$2,000
Flight Delay
$500
Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary
$2,500
Rental Car Theft & Damage
Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Learn more about the value of credit card insurance coverage.

Genius Rating

CIBC Aventura Visa Infinite Card (QC)'s 4.2 Genius Rating is based on the weighted average of the following scores:

Rewards
2.8
Fees
2.2
Insurance
3.8
Interest
1.6
Perks
2.6
Approval
4.1
Acceptance
4.6

Methodology

All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.

Learn more about our rating methodology.

Key benefits

  • Welcome Offer: Join and get over $1,500 in value including a first year annual fee rebate!. Here's how.
  • Get up to 45,000 Aventura Points (up to $900 in travel value):
  • 15,000 Aventura Points when you make your first purchase.
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods.
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value.
  • Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.
  • Plus, get a NEXUS Application Fee rebate: a value of $160.
  • Plus, enjoy extra valuable travel benefits.
This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.

User review

3.0 out of 5

Reviewed by 1 Canadian

5 stars
0%
4 stars
0%
3 stars
100%
2 stars
0%
1 stars
0%
Gwen 2 years ago
3

You can transfer your point over to Aèroplan points if you choose.

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Rating Methodology

The most comprehensive credit card rating system in Canada.

126+ total data points analyzed
Data point breakdown