Offering a selection of no fee, cash back credit cards, Rogers Mastercards have seen some changes in their history.

Their most recent changes included more downgrades to their credit cards, with their World Elite card being hit hard the most.

That said, there's still value to be had in their selection of Mastercards. Here's what they have to offer, and some alternatives to consider.

Rogers MastercardAlternative Credit Cards
Rogers World Elite Mastercard*
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Rogers Platinum Mastercard*
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Fido Mastercard*
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Rogers World Elite Mastercard

Let's start with Rogers premium offering – the .

It used to be the top rated no annual fee credit card in Canada, but it lost its crown after some changes to its eligibility structure and rewards..

With this card, you'll earn:

  • 3% cash back on purchases in USD, and
  • 1.5% cash back on all other purchases.

For a no fee credit card, those are still good earn rates, but not what they used to be.

However, the card has one big negative. In order to keep from being downgraded from World Elite status, you're required to spend at least $15,000 annually on the credit card.

It's a rare requirement on a credit card, and the major reason why it's no longer our top no fee credit card.

Alternatives to consider

To earn more cash back on all purchases, you can look at the . For an annual fee of $99, you'll earn 2% cash back on every purchase, which is boosted to 5% for the first 6 months (until you've spent $6,000).

If you still want a Mastercard, then take a look at Brim Financial's lineup of cards, which offer between 1% to 2% back on all purchases, and have no foreign exchange fees. They also offer bonus rewards when shopping at participating retailers.

Rogers Platinum Mastercard

Next up is the .

This basic cash back card offers:

  • 3% cash back on purchases made in USD, and
  • 1% cash back on all other purchases.

This card saw some downgrades too, but it still has good earn rates for a no fee cash back credit card.

Alternatives to consider

One top card to consider is the . You'll earn 1.25% cash back on every purchase you make with the card.

Or, you can look at the . You'll get the same 1% cash back on all purchases, but pay no foreign exchange fees on all purchases that aren't made in Canadian dollars.

Fido Mastercard

Finally, Rogers also offers the . It used to be the same card as the , but with Rogers recent changes, it earns cash back differently now:

  • 1.5% cash back on recurring bills and subscriptions, and
  • 1% cash back on all other purchases.

You'll have high cash back earn rates for no annual fee, but unlike the other 2 Rogers cards, it has no bonus for making purchases in USD.

Alternatives to consider

The alternatives to consider are the same as above. You can get 1.25% on all purchases with the , or get 1% cash back with the , while also enjoying no foreign exchange fees and earning bonus rewards while shopping at select retailers.

Best Rogers Credit Cards

Frequently asked questions about Rogers Mastercards

Here are some frequently asked questions about Rogers Mastercards.

Do Rogers Mastercards offer bonus rewards on foreign exchange purchases?

Yes, but only on U.S. Dollar purchases. The Rogers World Elite and Platinum Mastercards offer 3% cash back on USD purchases.

Are there any differences between the Rogers Platinum and Fido Mastercards?

In the past, the Rogers Platinum and Fido Mastercard were identical. But now, the Rogers Platinum offers 3% back on USD purchases, and the Fido Mastercard offers 1.5% on recurring bills and subscriptions. They both offer 1% cash back on all other purchases.

What are the requirements for the Rogers World Elite Mastercard?

The Rogers World Elite Mastercard has personal income requirements of $80,000 personal, or household income requirements of $150,000. However, you're also required to spend $15,000 every year, otherwise Rogers reserves the right to downgrade your account.

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