
Get Up To 115,000 Points With The BMO Ascend World Elite Mastercard
Posted by Jonathon Macleod | Dec 16, 2025

Posted by Jonathon Macleod | Dec 16, 2025

American Express (Amex) now offers a soft credit check for personal cards, letting Canadians see if they’re eligible without affecting their credit score.


The American Express Cobalt is getting a monthly fee increase of $3 per month, making the new annual fee $191.88. Here are the details and some alternative credit cards.

Neo has rolled out updates to its Mastercards. No more bonus cash back rates with a Neo Everyday Account. Plus, access new secured card features in exchange for higher fees.

Wealthsimple is releasing a new credit card. The Wealthsimple Visa Infinite Privilege will be similar to their existing card, but has more benefits for the same monthly fee.

Flyers on Vancouver’s Harbour Air can now earn up to 200 Aeroplan points on scheduled flights. In 2026, you will be able to redeem points on Harbour Air travel.

Air Canada is running Black Friday deals. As a member, you can save on flights and vacation packages, plus get your share of 75 million bonus Aeroplan points.

TD Rewards and cash back cardholders can start using their rewards sooner – you can now redeem your rewards once you have as little as $1 accumulated.

WestJet Rewards has partnered with Skip the Dishes, allowing you to earn WestJet points on eligible Skip orders. Get 500 WestJet points and a 6-month Skip trial.

Air Canada Aeroplan members can now earn Aeroplan points on Helijet flights. Helijet is a helicopter airline and charter service in BC.

EQB is set to acquire PC Financial, including all PC Mastercards, and become PC’s exclusive financial partner. Short term, PC Mastercards will stay the same.

Our annual Christmas giveaway is here. Enter for your chance to win up to $500 by completing simple activities.

We're letting our readers vote for their favourite credit card. Here's how you can cast a ballot for your favourite credit card – the voting period ends on October 16, 2023.

Marley MacDonald is the recipient of the 2025 creditcardGenius scholarship, which he will use towards pursuing his Bachelor of Science degree at Vancouver Island University.

It’s even easier to get cash back with the GeniusCash app’s Max feature. No more third-party connections – just select your cards and input your spend.
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◊ The creditcardGenius algorithm, based on our Rating Methodology, calculates an estimated dollar value for all rewards and bonuses by combining typical monthly spending with well-researched reward point value estimates. "Annual Rewards" is calculated by combining our default $2,000 in monthly spending ($24,000 annually) spread across 8 different spending categories (gas, groceries, travel, etc) with our point value estimates. "Welcome Bonus" is calculated by combining all one-time bonuses available to new cardholders within the first year with our point value estimates. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. "Annual Interest Savings" is based on a credit card balance of $8,000 and a standard credit card interest rate of 19.99%. Annual Rewards, Welcome Bonus, and Annual Interest Savings values will change if the person adjusts their monthly spending away from the $2,000 monthly default or changes their reward preferences.
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