Best Aeroplan Credit Card for 2020 award seal

How about trotting around the globe at a discount?

Yes, it’s possible to fly for free – or almost free – with Aeroplan miles.

There may be some hoops to jump through when booking with Aeroplan, like:

  • limited availability,
  • occasional bad connections,
  • fuel surcharges, and
  • taxes and fees.

But even with all that, savvy budget world-travellers know that collecting Aeroplan miles has always been a game worth playing. (They didn’t become the most popular airline rewards program in Canada for nothing).

With Air Canada officially buying Aeroplan from its parent company Aimia on January 10, 2019, we still don't have all the details on what the program will look like when the changeover happens later this year.

Things are up in the air – but for now, you're still able to take full advantage of the great value that can be found in the Aeroplan rewards program (be sure to keep an eye on their award chart, just in case).

So is Aeroplan still worth collecting? Time will tell. If you're on the fence, let our Credit Card Quiz help guide you to your next go-to rewards credit card.

Best Aeroplan credit cards for 2020

If Aeroplan Miles are the rewards for you, check out these top Aeroplan credit cards and get your miles at record speed:

CategoryAeroplan Credit CardCurrent Welcome Bonus Offer
Best Aeroplan credit cardAmerican Express® Gold Rewards Card25,000 points (terms)
Best Aeroplan-branded credit cardTD® Aeroplan® Visa Infinite* CardUp to 30,000 miles, first year free (terms)
Aeroplan credit card with the MOST perksTD® Aeroplan® Visa Infinite Privilege* CardUp to 40,000 miles (terms)
Best Amex Aeroplan-branded credit cardAmerican Express® AeroplanPlus®* Gold Card15,000 miles (terms)

Review all top 10 Aeroplan credit cards here.

Best Aeroplan credit card

If you're looking for the absolute best Aeroplan credit card, the is tops. And while it doesn't directly earn Aeroplan miles, it allows you to transfer your points at a 1:1 ratio.

It also has the best earn rates of any Aeroplan card:

  • 3 points per $1 spent at American Express Travel on car rentals and hotels,
  • 2 points per $1 spent on gas, groceries, drugstores, and travel, and
  • 1 point per $1 spent everywhere else.

Earning 2 points per dollar spent on 4 basic categories is something no other Aeroplan card can do. Plus, when it comes time to redeem, you aren't just restricted to Aeroplan's offerings. You can redeem your points for any travel you like with Amex Membership Rewards.

Plenty of points and flexible rewards? American Express has you covered for an annual fee of $150 and no minimum income requirements.

Best Aeroplan-branded credit card

If you want a true Aeroplan-branded credit card, the is your best alternative.

Earn Aeroplan miles at these rates:

  • 1.5 miles per $1 spent on gas, groceries, drugstores, and aircanada.com, and
  • 1 mile per $1 everywhere else.

And as an Aeroplan card, all the miles you accumulate will go towards earning distinction status, giving you some great benefits within the Aeroplan program.

This card also comes with Air Canada benefits when flying on an Aeroplan Rewards ticket:

  • first free checked bag,
  • priority check-in,
  • priority boarding, and
  • Maple Leaf Lounge access (once per year only).

Perks like these are a great way to make your travels more enjoyable.

It's for an annual fee of $120 for the primary cardholder ($50 for authorized users) and minimum income requirements of either $60,000 personal or $100,000 household.

Aeroplan credit card with the MOST perks

Want to get an Aeroplan card that features great perks on every Air Canada flight? The will do just that.

This card will get you started off right:

  • 25,000 miles after your first purchase, and
  • 5 bonus miles per $1 spent in the first 3 months, until 15,000 miles have been earned.

Then, earn even more valuable Aeroplan miles on all of your purchases:

  • 1.5 miles per $1 spent on gas, groceries, drugstores, and aircanada.com purchases, and
  • 1.25 miles per $1 spent everywhere else.

But what really sets this card apart is the perks. First, get great perks on every Air Canada flight you take:

  • free first checked bag,
  • priority check-in,
  • priority boarding, and
  • 4 annual one time use Maple Leaf lounge passes (only when travelling on an Aeroplan flight rewards ticket).

Then, get even more perks while travelling with these Visa Infinite Privilege perks:

  • a Priority Pass membership with 6 complimentary lounge visits per year, and
  • airport benefits at Vancouver, Ottawa, and Montreal-Trudeau Airports, including priority security screening and discounts on parking.

It does come with a high annual fee of $399 for primary cardholders ($99 for authorized users) and a household income of $200,000.

But, if you value great perks while flying, especially if you travel frequently with Air Canada, this is a card to consider.

Best Amex Aeroplan-branded card

For an American Express card that also has Aeroplan branding on it, the is your best choice.

To start, you'll earn 15,000 welcome bonus miles after spending $1,500 in the first 3 months.

On all your purchases, you'll enjoy a high average earn rate:

  • 1 mile per $1 spent on the first $10,000 spent annually, and
  • 1.25 miles per $1 spent after that.

Throw in 8 types of insurance coverage plus the usual Amex benefits, and it's a well-rounded card for the Amex and Aeroplan enthusiast.

Compare Aeroplan Credit Cards

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