When it comes to credit cards, rewards are not always the best indicator of how good a credit card is.

In fact for some people, rewards may not be the first thing they look at.

What gets them excited? It’s all the “other stuff.”

Stuff that can make or break a card. Things like:

  • Concierge service
  • Roadside assistance
  • Large sign up bonuses
  • Travel and purchase insurance
  • Lounge access
  • Annual travel credits
  • Free or discounted companion flights

That is exactly why we wanted to have a page dedicated to the cards that have the best perks.

Luckily, these “Top 10 Perk Credit Cards” not only give their cardholders premier comfort and convenience, but many of them have some of the best reward earn rates as well.

Keeping in mind, these cards are all premium cards and tend to come with a hefty annual fee. And of course, you’ll need to qualify for their income requirements. (Although American Express recently removed the minimum income requirement from all their cards.)

So, as long as they are willing to pay the fee, and you’ve got an eye for the “other stuff”, there could be a card here for you:

Top Perks Credit Card Rankings

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The Globe and Mail