
Does Applying for a Credit Card Hurt Your Credit Score?
Posted by Team Genius | Sep 4, 2026

Posted by Team Genius | Sep 4, 2026

Starbucks Sip-tember runs September 1–28 with weekly offers, bonus Aeroplan points, a point conversion bonus, and chances to win 100,000 Aeroplan points.

CIBC and Simplii Financial add Click to Pay in October 2026. Cardholders can shop online at Click to Pay retailers without repeatedly entering card info.

Flying Blue rewards are changing September 8 with new Light, Standard, and Flex reward tickets. Light uses the fewest miles. Flex offers the most flexibility.

A new month is here, and we have a fresh batch of hot credit card offers including bonus cash back, piles of points, and savings on credit card interest.

Until September 3, 2026, get a 15% bonus when you transfer at least 5,000 RBC Avion points to AAdvantage. Transfers are final, so check out travel options first.

The Amex wins the Scotiabank Gold American Express and MBNA Rewards World Elite Mastercard comparison, with better benefits and easier eligibility requirements.

When comparing TD Aeroplan Visa Infinite vs. BMO Blue Rewards World Elite Mastercard, the TD card beats the BMO one with better rewards, insurance, and more.

A comparison of BMO World Elite vs. MBNA World Elite Mastercard shows that the MBNA card provides more benefits and value overall, but it's a close race.

When comparing the perks and features of the Amex Cobalt Card and the MBNA Rewards World Elite Mastercard, the American Express card comes out on top.

The Scene+ program is a valuable rewards program, but you can earn even more points with a Scene+ credit card from Scotiabank or Tangerine. Choose from 5 cards.

What is a digital wallet? It stores your credit, debit, and gift cards on your phone, so you can make secure contactless payments when it's available.

Web Perspectives is a legitimate survey website where you can take online surveys, earn points, and redeem them for gift cards, prepaid cards, and more.

In the CIBC Costco Mastercard vs. CIBC Costco World Mastercard matchup, the World card stands out with more valuable perks, but the 2 cards are very similar.

Getting a credit limit increase gives you easy access to more funds and might improve your credit score, but only if you've got your finances in order.

Points Path is a free browser extension that shows airline award prices alongside Google Flights results, making it easy to compare cash, points, and miles.
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◊ The creditcardGenius algorithm, based on our Rating Methodology, calculates an estimated dollar value for all rewards and bonuses by combining typical monthly spending with well-researched reward point value estimates. "Annual Rewards" is calculated by combining our default $3,000 in monthly spending ($36,000 annually) spread across 8 different spending categories (gas, groceries, travel, etc) with our point value estimates. "Welcome Bonus" is calculated by combining all one-time bonuses available to new cardholders within the first year with our point value estimates. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. "Annual Interest Savings" is based on a credit card balance of $8,000 and a standard credit card interest rate of 19.99%. Annual Rewards, Welcome Bonus, and Annual Interest Savings values will change if the person adjusts their monthly spending away from the $3,000 monthly default or changes their reward preferences.
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