
Get Up To 115,000 Points With The BMO Ascend World Elite Mastercard
Posted by Jonathon Macleod | Dec 16, 2025

Posted by Jonathon Macleod | Dec 16, 2025

We're letting our readers vote for their favourite credit card. Here's how you can cast a ballot for your favourite credit card – the voting period ends on October 16, 2023.

The American Express Cobalt is getting a monthly fee increase of $3 per month, making the new annual fee $191.88. Here are the details and some alternative credit cards.

A new month is here, and we have a fresh batch of hot credit card offers including bonus cash back, piles of points, and savings on credit card interest.

The American Express Cobalt Card is the best credit card in Canada. The MBNA Rewards World Elite Mastercard and Scotiabank Gold American Express Card are also top choices.

Credit freezes are only allowed in Quebec, where they passed legislation in 2023 to allow the practice. But you may be able to request a credit lock with Equifax or TransUnion.

The best metal credit cards in Canada include the Amex platinum and the CIBC Aventura Visa Infinite Privilege. Metal credit cards are typically premium cards.

Before you head to your online shopping cart, see if your credit card is giving you good cash back. If not, take a look at our top cash back and no fx fee credit cards.

We compare the TD First Class Travel Visa Infinite card vs the RBC Avion Visa Infinite to see which offers better rewards, benefits, welcome bonuses, insurance, and more.

You’ve got options when it comes to prepaid credit cards, but if you’re swinging by a Canada Post, consider grabbing a prepaid Visa or Mastercard that you can easily refill.

Canadian Tire Triangle Mastercards can be valuable for those who love shopping at this Canadian retail giant, but other cash back cards may better fit your needs.

The Amex Global Lounge Collection comprises American Express lounges, Delta Sky Clubs, and other premium lounges, providing a wealth of convenient and premium amenities.

The best of the best is still the American Express Cobalt Card, but the Scotiabank Gold Amex is the better credit card for frequent flyers.

When comparing business vs. personal credit cards, consider your long-term goals as well as what tools, benefits, or rewards you’re in the market for.

American Express has lower acceptance rates than Visa and Mastercard, but there are many retailers that accept it. Costco and Loblaws, notably, do not.

Credit card fees can be worth paying in exchange for perks and rewards. But most big Canadian banks offer bank accounts with credit card fees waived.
Get Up To 115,000 Points With The BMO Ascend World Elite Mastercard
Where is American Express Accepted in Canada?
What Is The Amex Global Lounge Collection – And How Do You Get Access?
Business Credit Card Vs. Personal Credit Card – Which Is Right For You?
Credit Card Faceoff: Amex Cobalt vs. Scotia Gold AmexcreditcardGenius is a smart credit card matchmaker that compares 126+ features of 231+ credit cards, with objective ratings, rankings and reviews. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 200,000 people every month, 50,000 newsletter subscribers, and 15M people since launch.
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◊ The creditcardGenius algorithm, based on our Rating Methodology, calculates an estimated dollar value for all rewards and bonuses by combining typical monthly spending with well-researched reward point value estimates. "Annual Rewards" is calculated by combining our default $2,000 in monthly spending ($24,000 annually) spread across 8 different spending categories (gas, groceries, travel, etc) with our point value estimates. "Welcome Bonus" is calculated by combining all one-time bonuses available to new cardholders within the first year with our point value estimates. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. "Annual Interest Savings" is based on a credit card balance of $8,000 and a standard credit card interest rate of 19.99%. Annual Rewards, Welcome Bonus, and Annual Interest Savings values will change if the person adjusts their monthly spending away from the $2,000 monthly default or changes their reward preferences.
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