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How An International Credit Card Works In Canada

How an International Credit Card Works in Canada

by Team Genius | Feb 20, 2026

International credit cards include any cards that have excellent travel benefits, no foreign transaction fees, and high acceptance outside Canada. Here's a full guide.

Best Credit Card Offers, Sign-up Bonuses, And Deals For January 2026

Best Credit Card Offers, Sign-up Bonuses, and Deals for February 2026

by Team Genius | Feb 1, 2026

A new month is here, and we have a fresh batch of hot credit card offers including bonus cash back, piles of points, and savings on credit card interest.

It’s Back: Get 55,000 Points With The RBC Avion Visa Infinite

It’s Back: Get 55,000 Points With The RBC Avion Visa Infinite

by Team Genius | Jan 22, 2026

The RBC Avion Visa Infinite has brought back it’s welcome offer of 55,000 bonus points. Here's how to get them, what they’re worth, and a rundown of the card details.

moneyGenius Delivers $5.6 Million in GeniusCash as Cash Back for Canadians

moneyGenius Delivers $5.6 Million in GeniusCash as Cash Back for Canadians

by Team Genius | Jan 19, 2026

moneyGenius has paid Canadians over $5.6 million in GeniusCash. GeniusCash is a rewards program that offers real cash, paid by Interac e-transfer or PayPal.

New GeniusCash Feature: Fast Payout

New GeniusCash Feature: Fast Payout

by Team Genius | Jan 16, 2026

We've added Fast Payout to the GeniusCash App – Products with average payout times of one week or less now display a Fast Payout badge for easy identification.

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Reviews & Rankings

Top 21 Personal Finance Books You Need In Your Life

The Best Personal Finance Books

by Team Genius | Feb 21, 2026

January is a timely choice for reading the best personal finance books. Begin the new year by reading, savouring, and implementing the advice found in these well written, highly-recommended texts.

Visa Infinite Luxury Vs. Amex Hotel Collections: Which Is Better?

Visa Infinite Luxury Vs. Amex Hotel Collections: Which Is Better?

by Team Genius | Feb 19, 2026

For extra hotel benefits and perks, consider using the Amex Hotel Collection or the Visa Infinite Luxury Hotel Collection. Each one offers on-property credits and other benefits for a more enjoyable stay. We go over both programs, plus the credit cards that gain you access to either one.

A Showdown Between World Elite Mastercard And Visa Infinite

A Showdown Between World Elite Mastercard And Visa Infinite

by Team Genius | Feb 2, 2026

Not all credit cards are created equal, as you’ll see when we explain differences, like perks, between Mastercard World Elite and Visa Infinite credit cards.

Is The Disney Credit Card Available in Canada?

Is the Disney Credit Card Available in Canada?

by Team Genius | Jan 16, 2026

There aren't any Disney credit cards in Canada, but you can choose a valuable Canadian alternative, or try a sneaky workaround to get this U.S.-based card.

Here Are The Best Metal Credit Cards in Canada

Here Are The Best Metal Credit Cards in Canada

by Team Genius | Nov 21, 2025

The best metal credit cards in Canada include the Amex platinum and the CIBC Aventura Visa Infinite Privilege. Metal credit cards are typically premium cards.

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Credit Cards 101

Credit Verify Review: Should You Use It to Check Your Credit Score?

Credit Verify Review: Should You Use It to Check Your Credit Score?

by Team Genius | Feb 27, 2026

Credit Verify is a third-party credit monitoring tool. Unlike Borrowell and Credit Karma, which offer free credit checks, Credit Verify charges a monthly fee.

How To Maximize RBC Avion Rewards

How to Maximize RBC Avion Rewards

by Team Genius | Feb 26, 2026

You can earn Avion Points with an RBC credit card or a free Avion Rewards account, to redeem for your choice of flights, gift cards, merchandise, and travel.

Understanding the Debt-to-Income Ratio in Canada

Understanding the Debt-to-Income Ratio in Canada

by Team Genius | Feb 21, 2026

Your debt-to-income ratio is your monthly debt divided by your income, expressed as a percentage. It shows lenders how comfortably you can handle new debt.

The New Best Travel Mastercard For Shopping At Costco

The Best Travel Mastercard for Shopping at Costco

by Team Genius | Feb 21, 2026

We thought we had figured out what the best travel Mastercard for shopping at Costco was, but with BMO shaking up one of their premium credit cards, there is a new contender. The BMO AIR MILES World Elite Mastercard now has a higher sign-up bonus, a companion flight rebate, and the first year is free.

A Night Out on the Town with the Amex Cobalt Card

A Night Out on the Town with the Amex Cobalt Card

by Team Genius | Feb 21, 2026

Whether you’re headed out for date night or a holiday party, don’t leave home without the Amex Cobalt, which earns some of the highest rewards of any credit card.

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