moneyGenius Delivers $5.6 Million in GeniusCash as Cash Back for Canadians

creditcardGenius Team
updated on Jan 19, 2026
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We could all use a little extra cash in our pockets, and now, more Canadians are getting paid for making smart money moves.

moneyGenius has officially paid out over $5.6 million in GeniusCash through moneyGenius, creditcardGenius, and the GeniusCash app. GeniusCash is real cash back, paid directly to Canadians by Interac e-transfer or PayPal.

And we’re not stopping at $5 million! Our next milestone is a big one: We’re pledging to push this total past $100 million paid directly to Canadians.

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$5 million in cash back rewards paid to Canadians

GeniusCash is the cash back rewards system that pays Canadians real money (not points). $100 GeniusCash is $100 in your bank account.

You can earn GeniusCash on moneyGenius, creditcardGenius, or the GeniusCash app.

So far, Canadians have earned over $5 million from payouts including:

With the GeniusCash app, you can earn up to 1% back (terms) on top of your existing credit card rewards with the Max tab. Max helps you optimize your credit card rewards and offers bonus cash back based on your app level.

Why we deliver cash back

Our mission is to make money easy and fun for all Canadians. This means taking the guesswork out of choosing financial products and helping you make confident decisions.

GeniusCash is one of the simplest ways we do that. When you’re comparing products, shopping for a new credit card, or thinking about switching bank accounts, we want to make sure you have all the information to make your decision – and get the maximum value through bonus rewards.

What’s next? Our $100 million pledge

Paying out $5.6 million is a big milestone, but we’re nowhere near done.

The future holds more offers, more ways to earn, and more cash back for Canadians over time.

Our $100 million pledge is our commitment to keep growing what Canadians can earn through the GeniusCash program by expanding the offer lineup, improving the app, and helping you build your financial literacy.

We’re here to help you get more value from your everyday spending.

How you can get in on the cash back

If you want to start earning GeniusCash, here are the easy ways to get started:

  1. Browse GeniusCash offers on moneyGenius and creditcardGenius
  2. Download the GeniusCash app to unlock more earning options

More updates on GeniusCash

Want to keep up with new GeniusCash offers, cash back rewards, and other easy ways to put money back in your pocket? Sign up for our newsletter to get updates on GeniusCash and practical money tips delivered straight to your inbox.

creditcardGenius is the only tool that compares 126+ features of 231 Canadian credit cards using math-based ratings and rankings that respond to your needs, instantly. Take our quiz and see which of Canada's 231 cards is for you.

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Editorial Disclaimer: The content here reflects the author's opinion alone. No bank, credit card issuer, rewards program, or other entity has reviewed, approved, or endorsed this content. For complete and updated product information please visit the product issuer's website. Our credit card scores and rankings are based on our Rating Methodology that takes into account 126+ features for each of 231 Canadian credit cards.

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