Best Store Credit Card for 2018 award seal

Store credit cards can often seem like a much better idea when you are in the store, but then when you get home you realize the interest is high and the rewards are only valuable when you’re at that specific store.

That doesn’t mean store credit cards can’t make sense for some people. Store cards can earn you points or cash back to use at the retail locations you shop most. AIR MILES, Canadian Tire Money and Walmart Rewards are just a few of the rewards you can start raking in with these store cards.

Keep an eye out for two main things when considering a store card:

  • Is the reward value you get on everyday purchases competitive with other non-store rewards cards on the market?
  • Are the increased store-specific rewards, bonuses, and exclusive offers for store credit cardholders enough to make up for any shortfalls the card may have?

If you are a regular shopper at Canadian Tire for instance, they regularly have 30x Canadian Tire Money promotions exclusively for Options cardholders that shoots your reward return up from 0.8% to 24%.

Canadian Tire also offers the maximum possible Canadian Tire Money at the gas bar to Options cardholders and sometimes extra bonus money as well.

Those two things make the clearly worth it for many people.

Some of these cards also give you big sign up bonuses and the first year free, like the .

Whatever it is you’re looking for, one of these Best Store Credit Cards could be it.

Plus a $150 travel bonus.
Offer ends December 21, 2018.

Compare Store Credit Cards

The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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