Scotia Momentum® Visa Infinite* Card - Gift Card Offer
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In order to receive your gift card, you must apply and be approved for the Scotia Momentum® Visa Infinite* Card exclusively through this offer page. Gift card provided by creditcardGenius, not Scotiabank. Only one gift card per person and email address.

As long as you applied through this page and are approved, your gift card will be on its way. Please allow up to 12 weeks.

$100 Gift Card

If your Scotia Momentum® Visa Infinite* Card application is incomplete, click the button below to complete your application.

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$100100
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By clicking "I Want This Deal" you agree to the creditcardGenius Gift Card Offer Terms & Conditions and the creditcardGenius Terms and Conditions.

If your Scotia Momentum® Visa Infinite* Card application is completed and approved, creditcardGenius will email you your Amazon Gift Card within 12 weeks of receiving your new credit card.

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† Terms & conditions apply. The $100 Gift Card offer is offered by creditcardGenius and is only valid online through creditcardGenius. This offer cannot be combined with any other offer and is subject to change without notice. To be eligible for this offer, applicants must be a new Scotia Momentum® Visa Infinite* Card Account Holder. Scotiabank is not responsible or liable for any aspect of this offer. The Scotia Momentum® Visa Infinite* Card is issued by Scotiabank and applications for this card are subject to approval by Scotiabank. See the application disclosure statement when you select “Apply on Scotiabank.ca” for full rates and fees that apply to this card.

1Cash advances include balance transfers, Scotia® Credit Card Cheques and cash-like transactions. Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

2The 10% Cash Back and First Year Annual Fee Waiver Offer (the “Offer”) applies only to new Scotia Momentum® Visa Infinite* credit card accounts (“Accounts”) that are opened, and any supplementary Account cards issued, by April 30, 2020 and is subject to the below terms and conditions. All other terms and conditions of the Program Terms continue to apply during the Offer period.

10% Cash Back Offer Description and Conditions: You will earn 10% cash back on the first $2,000 in eligible purchases you spend on your new Account within the first 3 months of the Account open date (the “Offer End Date”). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. After the Offer End Date, you will earn regular cash back on eligible purchases at the regular cash back rate (the “Cash Back Program Rate”) described in the Scotia Momentum® Visa Infinite* Cash Back Program Terms and Conditions (the “Program Terms”). The 10% cash back rate for any category is made up of the sum of: (i) the regular Cash Back Program Rate (variable by categories as set out under the Program Terms); and (ii) a “Cash Back Bonus Rate”. Cash back earned under this Offer will be credited to your Account in 2 instalments so long as your Account is open and in good standing at time of payout of each:

1. Bonus Cash Back: The amount earned under the Cash Back Bonus Rate will be credited to your Account within 7 months from the Account open date; and

2. Regular Cash Back: The amount earned under your regular Cash Back Program Rate will be credited to your Account according to the regular cash back payment schedule as set out under the Program Terms.

The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

EXAMPLE: If the Regular Cash Back Program Rate for the Groceries and Recurring Payments category is 4% then the Cash Back Bonus Rate will be 6% for that category so that you will earn a total of 10% on the amount of all eligible everyday purchases in that category until the Offer End Date. If you make $2,000 in eligible everyday purchases in the Groceries and Recurring Payments category, your cash back earnings will be credited to your Account as follows:

(1) the Cash Back Bonus earnings of $120 (6% x $2,000) will be credited to your Account within 7 months from the Account open date, and (2) the Regular Cash Back earnings of $80 (4% x $2,000) will be credited to your Account as per the regular cash back payment schedule (i.e., November).

Annual Fee Waiver Offer Description and Conditions: Scotiabank will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Rates and Fees: The current annual fee is $120 for the primary card and $50 for each additional supplementary card. The current preferred annual interest rates for the Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

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