Canadian Tire's old paper money rewards program is now digital – and once you sign up for Triangle Rewards, you can earn points for shopping at Canadian Tire brands.
Each purchase earns you 0.4% back in Canadian Tire Money on the pre-tax amount. You'll get plenty of opportunities to multiply your points earnings with bonus offers, and when you're ready to redeem, $1 in CT Money equals $1 CAD in free stuff.
Key Takeaways
- Triangle Rewards is Canadian Tire’s loyalty program.
- You’ll earn 0.4% back at Canadian Tire and other participating retailers, and 3 cents per litre on fuel at Gas+.
- Sign up for Triangle Rewards and redeem your CT money in-store or online.
- Maximize your rewards by using a Triangle Mastercard.
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What are Triangle Rewards?
The Canadian Tire Triangle Rewards program launched in 2015 as a digital addition to the old Canadian Tire Money rewards program. You can still collect paper Canadian Tire Money, but the emphasis is now on the digital version of the program, which is more convenient with its online site and mobile app.
It's free to join the program. Once you're a member, just show your app barcode, key fob, or rewards card when you check out to earn electronic CT Money. It's that simple. As some users have pointed out, Triangle Rewards is like a game that injects some fun into shopping for boring old household items.
How to earn Triangle Rewards
Triangle Rewards is a straightforward rewards program. Once you sign up, you can earn 0.4% back in CT Money on the pre-tax amount, regardless of whether you pay with cash, debit, or credit card.
At Gas+ stations, you'll earn 3 cents in CT Money per litre of fuel purchased – but only when paying with cash or debit.
You can earn Triangle Rewards when shopping at the following retailers:
- Canadian Tire
- Sport Chek
- Mark's/L'Équipeur
- Party City
- Gas+/Essence+
- Pro Hockey Life
- Atmosphere
- Sports Rousseau
- Hockey Experts/L'Entrepôt du Hockey
- Select Sports Experts stores
Online purchases also earn you points, but fees, taxes, labour charges, shipping, and handling costs don't count towards rewards.
When you're shopping at Canadian Tire, pay attention to items with multiplier options. Purchasing items with multipliers is one of the fastest ways to rack up rewards.
For example, if you buy $8 packages of toilet paper in bulk and spend $100, you'd normally only earn 0.4% base points – 40 cents. If you wait until it's got a 20x multiplier, you'll earn 20 x 0.4% – $8. A much better return on your purchase!
As a rewards member, you'll also get personalized weekly offers based on items you frequently buy. Take advantage of these to multiply your CT Money earnings. You'll also be the first to hear about exclusive online bonus offer shopping days.
While you're on the app, check for new community offers and swap out current deals for ones you know you won't use. You can do this before you head to the store, or check as you're walking around shopping. You can swap up to 3 community offers each week.
It's also smart to make use of the wish list in the app. If you're waiting for a specific item to go on sale, add it to your wish list, and you'll get a notification just before the sale happens!
Earn Canadian Tire Money at Petro-Canada
Triangle Rewards and Petro-Canada have an extensive partnership. Start boosting your rewards by linking your Triangle Rewards and Petro-Points accounts together.
When you do, you'll earn 3 cents of Canadian Tire Money per litre of fuel purchased when you pay with cash or debit at any Petro-Canada. Pay with a Triangle Mastercard, and you'll get 5 cents per litre.
Convert Petro-Points into Canadian Tire Money
You can also convert your Petro-Points into Canadian Tire Money.
Every 1,000 points you transfer becomes $10 in CT Money. You can transfer a maximum of 1,000,000 petro points per year.
Bonus points with RBC credit cards
Have an RBC credit card? Link your RBC card to your Triangle Rewards account, and you'll earn 3x the Canadian Tire Money at any participating Triangle Rewards store.
So rather than earning 0.4% pre tax, you'll be earning 1.2% back in CT money on the pre-tax amount.
Earn bonus rewards with a Canadian Tire credit card
If you're serious about collecting Triangle Rewards, you'll probably want a Canadian Tire Triangle Mastercard. You've got 2 card options, both of which allow you to earn up to 4% back in CT Money.
| Credit card | Rewards | Other perks | Annual fee |
|---|---|---|---|
| Triangle World Elite Mastercard | * 4% back in CT Money for every (pre-tax) $1 spent at participating retailers * 3% back in CT Money on purchases at grocery stores (up to $12,000 spent annually) * 5-7 cents in CT Money back per litre of premium fuel, and 5 cents per litre of all other fuel types at Gas+ and participating Husky stations * 1% back on everything else | * Canadian Tire Gold roadside assistance * Insurance coverage for rental car theft and damage * Purchase security insurance * No-fee, no-interest financing options for purchases over $150 * Personal concierge services | $0 |
| Triangle Mastercard | * 4% back in Canadian Tire Money for every (pre-tax) $1 spent at participating retailers * 1.5% back in Canadian Tire Money for every $1 spent at grocery stores (up to $12,000 spent annually) * 0.5% back in Canadian Tire Money for every $1 spent elsewhere * 5 cents in Canadian Tire Money back at Gas+ and Essence+ stations | * No-fee, no-interest financing options for purchases over $150 * No income requirements | $0 |
Subscribe to Triangle Select for extra rewards
Triangle Select is the premium subscription program for Triangle Rewards. For an annual fee of $89 + tax, you'll increase your rewards earn rate. You'll also receive a welcome gift valued at $50 – a gift card to Canadian Tire, Sport Chek, or Mark's.
Here's what this subscription gets you:
- Free shipping on CT purchases over $50
- Shipping fee reimbursement for your first 5 ship-to-home purchases
- 10x CT Money on almost all in-store purchases
- 20x annual in-store top-up on your biggest purchase at the end of your membership year
- 20x Brand Boost when you purchase eligible brands in store
The biggest draw with Triangle Select is the extra 10x base points on almost all purchases. You'll also get an extra 20x bonus on your biggest transaction of the year.
The bonus earn rates don't apply to online purchases – only to in-store shopping.
How to redeem Triangle Rewards
You can redeem your Canadian Tire Money for purchases in stores or online at:
- Canadian Tire
- Sport Chek
- Mark's/L'Équipeur
- Party City
- Pro Hockey Life
- Atmosphere
- Sports Rousseau
- Hockey Experts/L'Entrepôt du Hockey
- Participating Sports Experts locations
According to the program rules, all merchandise sold online or in stores is eligible, except for:
- Gift cards, prepaid cards, and phone cards
- Lottery tickets
- Tire fees and taxes
- Hunting and fishing licenses
- Tobacco products or alcohol
- Select store services and fees
- Select memberships
- Insurance and warranties
- Trade-ins and select transactions
You can redeem your rewards at any time with no minimum redemption amount.
Triangle Rewards calculator
Since $1 in Triangle Rewards money equals $1 CAD off your purchases, it's pretty easy to see how much your rewards are worth.
That said, it never hurts to use our Triangle Rewards calculator to double-check. Just enter your CT money balance and see how much of a discount you can get on your next purchase.
How to get the most from Triangle Rewards
Here are 2 ways to boost your Triangle Rewards:
- Get a Triangle Mastercard and use it as much as you can – especially at Canadian Tire and participating retailers
- Buy all your gas at Gas+ or Husky locations with your Triangle Mastercard
You'll also want to pay special attention to your bonus offers. It's not uncommon to see offers of 50x the rewards when you purchase select items. To view your offers, simply head to the Canadian Tire app and activate them before you shop. Remember to check for new deals and swap out offers as needed.
Finally, pay attention to the sales flyers for all retailers. The company frequently runs sales where you can earn a certain amount of CT Money when you spend a certain amount in-store in a specific time period (usually 1 day only).
How to sign up for Triangle Rewards
There are two ways to start collecting Triangle Rewards:
- Head to the Triangle Rewards program website and register for an account. You'll get a Triangle Rewards number that you can immediately use when making purchases online or in store.
- Ask for a Triangle Rewards card at any Canadian Tire location. You'll need to register for an account before you can start using it, but this option gives you a physical card (and key fob) that you can carry with you if you don't want to download the Triangle Rewards app.
FAQ
How many Canadian Tire points do you get per dollar?
When shopping at Canadian Tire and participating retailers, you'll get 0.4% back on your pre-tax total. Since 1 point (1 CT dollar) is equal to $1 CAD, this means you earn 0.4 points per dollar. But you can boost this amount by using multipliers or paying with your Canadian Tire credit card.
How can I check my Triangle Rewards?
To check your balance, you can log into your Triangle Rewards account online or through the app. It's easy to know how much your Triangle Rewards points are worth because 1 point is equal to $1 CAD. If you have paper CT Money, you can bring it into Canadian Tire and convert it to points on your Triangle Rewards balance.
Do Canadian Tire Triangle points expire?
Canadian Tire may expire your Triangle points if you haven't been active in the last 18 months. To keep your account active, make a purchase or redeem points at least once every 18 months. If you get emails from Canadian Tire, you'll get an email warning before your CT Money expires.
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