How To Maximize Your Canadian Tire Triangle Rewards

creditcardGenius Team
updated on Apr 16, 2025
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Fact Checked
Accuracy is important to us so this article has gone through a thorough 3-stage review process and fact-checked by our team.

Canadian Tire’s old paper money rewards program is now digital – and once you sign up for Triangle Rewards, you can earn points for shopping at Canadian Tire brands.

Each purchase earns you 0.4% back in Canadian Tire Money on the pre-tax amount. You’ll get plenty of opportunities to multiply your points earnings with bonus offers, and when you’re ready to redeem, $1 in CT Money equals $1 CAD in free stuff.

Key Takeaways

  • Triangle Rewards is Canadian Tire’s loyalty program.
  • You’ll earn 0.4% back at Canadian Tire and other participating retailers, and 3 cents per litre on fuel at Gas+.
  • Sign up for Triangle Rewards and redeem your CT money in-store or online.
  • Maximize your rewards by using a Triangle Mastercard.

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What are Triangle Rewards?

The Canadian Tire Triangle Rewards program launched in 2015 as a digital addition to the old Canadian Tire Money rewards program. You can still collect paper Canadian Tire Money but the emphasis is now on the digital version of the program, which is more convenient with its online site and mobile app.

It’s free to join the program. Once you’re a member, just show your app barcode, key fob, or rewards card when you check out to earn electronic CT Money. It’s that simple. As some users have pointed out, Triangle Rewards is like a game that injects some fun into shopping for boring old household items.

How to earn Triangle Rewards

Triangle Rewards is a straightforward rewards program. Once you sign up, you can earn 0.4% back in CT Money on the pre-tax amount, regardless of whether you pay with cash, debit, or credit card.

At Gas+ stations, you'll earn 3 cents in CT Money per litre of fuel purchased – but only when paying with cash or debit.

You can earn Triangle Rewards when shopping at the following retailers:

  • Canadian Tire
  • Sport Chek
  • Mark’s/L'Équipeur
  • Party City
  • Gas+/Essence+
  • Pro Hockey Life
  • Atmosphere
  • Sports Rousseau
  • Hockey Experts/L'Entrepôt du Hockey
  • Select Sports Experts stores
Online purchases also earn you points, but fees, taxes, labour charges, shipping, and handling costs don’t count towards rewards.

When you’re shopping at Canadian Tire, pay attention to items with multiplier options. Purchasing items with multipliers is one of the fastest way to rack up rewards. For example, if you buy $8 packages of toilet paper in bulk and spend $100, you’d normally only earn 0.4% base points – 40 cents. If you wait until it’s got a 20x multiplier, you’ll earn 20 x 0.4% – $8. A much better return on your purchase!

As a rewards member, you’ll also get personalized weekly offers based on items you frequently buy. Take advantage of these to multiply your CT Money earnings. You’ll also be the first to hear about exclusive online bonus offer shopping days.

Triangle Rewards bonus offers in the Triangle mobile app

While you’re on the app, check for new community offers and swap out current deals for ones you know you won’t use. You can do this before you head to the store, or check as you’re walking around shopping. You can swap up to 3 community offers each week.

It’s also smart to make use of the wish list in the app. If you’re waiting for a specific item to go on sale, add it to your wish list and you’ll get a notification just before the sale happens!

Earn bonus rewards with a Canadian Tire credit card

If you’re serious about collecting Triangle Rewards, you’ll probably want a Canadian Tire Triangle Mastercard. You’ve got 2 card options, both of which allow you to earn up to 4% back in CT Money.

Credit cardRewardsOther perksAnnual fee
Triangle World Elite Mastercard* 4% back in CT Money for every (pre-tax) $1 spent at participating retailers
* 3% back in CT Money on purchases at grocery stores (up to $12,000 spent annually)
* 5-7 cents in CT Money back per litre of premium fuel, and 5 cents per litre of all other fuel types at Gas+ and participating Husky stations
* 1% back on everything else
* Canadian Tire Gold roadside assistance
* Insurance coverage for rental car theft and damage
* Purchase security insurance
* No-fee, no-interest financing options for purchases over $150
* Personal concierge services
$0
Triangle Mastercard* 4% back in Canadian Tire Money for every (pre-tax) $1 spent at participating retailers
* 1.5% back in Canadian Tire Money for every $1 spent at grocery stores (up to $12,000 spent annually)
* 0.5% back in Canadian Tire Money for every $1 spent elsewhere
* 5 cents in Canadian Tire Money back at Gas+ and Essence+ stations
* No-fee, no-interest financing options for purchases over $150
* No income requirements
$0
3.7 Genius Rating
4.0 (30) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$0
Learn more
Annual rewards
$355
Learn more
Triangle World Elite Mastercard
3.7 Genius Rating
4.0 (30) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$0
Learn more
Annual rewards
$355
Learn more
Credit estimate:
 (760 - 900)
Instant approval: No
2.6 Genius Rating
2.9 (46) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$0
Learn more
Annual rewards
$196
Learn more
Triangle Mastercard
2.6 Genius Rating
2.9 (46) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$0
Learn more
Annual rewards
$196
Learn more
Credit estimate:
 (760 - 900)
Instant approval: No

Subscribe to Triangle Select for extra rewards

Triangle Select is the premium subscription program for Triangle Rewards. For an annual fee of $89 + tax, you'll increase your rewards earn rate. You’ll also receive a welcome gift valued at $50 – a gift card to Canadian Tire, Sport Chek, or Mark’s.

Here’s what this subscription gets you:

  • Free shipping on CT purchases over $50
  • Shipping fee reimbursement for your first 5 ship-to-home purchases
  • 10x CT Money on almost all in-store purchases
  • 20x annual in-store top-up on your biggest purchase at the end of your membership year
  • 20x Brand Boost when you purchase eligible brands in store

The biggest draw with Triangle Select is the extra 10x base points on almost all purchases. You’ll also get an extra 20x bonus on your biggest transaction of the year.

Triangle Select Brands

The bonus earn rates don’t apply to online purchases – only to in-store shopping.

How to redeem Triangle Rewards

You can redeem your Canadian Tire Money for purchases in stores or online at:

  • Canadian Tire
  • Sport Chek
  • Mark's/L'Équipeur
  • Party City
  • Pro Hockey Life
  • Atmosphere
  • Sports Rousseau
  • Hockey Experts/L'Entrepôt du Hockey
  • Participating Sports Experts locations

According to the program rules, all merchandise sold online or in stores is eligible, except for:

  • Gift cards, prepaid cards, and phone cards
  • Lottery tickets
  • Tire fees and taxes
  • Hunting and fishing licenses
  • Tobacco products or alcohol
  • Select store services and fees
  • Select memberships
  • Insurance and warranties
  • Trade-ins and select transactions

You can redeem your rewards at any time with no minimum redemption amount.

How to get the most from Triangle Rewards

Here are 2 ways to boost your Triangle Rewards:

  • Get a Triangle Mastercard and use it as much as you can – especially at Canadian Tire and participating retailers
  • Buy all your gas at Gas+ or Husky locations with your Triangle Mastercard

You'll also want to pay special attention to your bonus offers. It's not uncommon to see offers of 50x the rewards when you purchase select items. To view your offers, simply head to the Canadian Tire app and activate them before you shop. Remember to check for new deals and swap out offers as needed.

Finally, pay attention to the sales flyers for all retailers. The company frequently runs sales where you can earn a certain amount of CT Money when you spend a certain amount in-store in a specific time period (usually 1 day only).

How to sign up for Triangle Rewards

There are two ways to start collecting Triangle Rewards:

  1. Head to the Triangle Rewards program website and register for an account. You’ll get a Triangle Rewards number that you can immediately use when making purchases online or in store.
  2. Ask for a Triangle Rewards card at any Canadian Tire location. You’ll need to register for an account before you can start using it, but this option gives you a physical card (and key fob) that you can carry with you if you don’t want to download the Triangle Rewards app.

FAQ

How many Canadian Tire points do you get per dollar?

When shopping at Canadian Tire and participating retailers you’ll get 0.4% cash back. Once you’ve accumulated points, you can spend those points just like real money where 1 CT = $1 CAD.

How can I check my Triangle Rewards?

You can log into your Triangle Rewards account online or check your rewards through the app.

Do Canadian Tire Triangle points expire?

Canadian Tire will close your account if you haven’t been active in the last 18 months. To keep your account open, make a purchase or redeem points at least once every 18 months.

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Showing 16 comments

J
J
May 2, 2024
The Canadian tire Mastercard is Canadian owned and is accepted in Cuba where the American based Mastercard is not.
V
V
November 8, 2023
I’ve had the regular triangle MasterCard for years now. At the time they did not offer the world elite. How do I go about upgrading? Would I have to cancel and apply again?
Yulia
Yulia
November 9, 2023
Hello,

You can call the Canadian Tire Bank call center at 1-800-459-6415 with this question, and hopefully they will be able to help you directly.
Demytro
Demytro
October 14, 2022
You can't use Canadian tire money to make purchases online at Marks, Sportchek or Atmosphere
Anthony
Anthony
April 23, 2021
Hi. I am still unable to use my ct rewards points to make purchases online. It does not give me the option to pay using my points. Is there a specific way that I am probably unaware of.
creditcardGenius Team
creditcardGenius Team
April 29, 2021
Hey Anthony, When you go to make an online purchase, on the checkout screen you can enter in your Triangle number. Just below your contact information is a ""Redeem your CT Money"" box. In there, you can view how much CT Money you have and can enter in how much of it you want to use.
D
D
May 22, 2021
They seem to have taken off the option. On the shopping cart page you have an option to add the number before check-out but once it takes you to the puchase screen there is no other option to enter your card or redeem your points. I followed a recent youtube video where someone did it but it seems the option has disappeared on the top right and there is no option mid-screen to add your amount like what the video shows. I was signed in to my account and used my linked Triangle Credit card and it made no difference. Very bummed out by it.
D
D
May 22, 2021
Ok somehow it appeared again lol. Before the website was having system errors, maybe that's why it wasn't showing up...but now it is. Or maybe it didn't recognize me and had to refresh...no idea. Either way when I click to redeem it wont let me for a bike...so weird. Please disregard my last message!
Eveline
Eveline
November 26, 2020
How can I use rewards on an online shopping. I can’t see anywhere to ask to use them.
creditcardGenius Team
creditcardGenius Team
December 3, 2020
Hey Eveline, Unfortunately you can't use your CT Money on online shopping. At this time, you can only redeem your rewards when shopping in-store.
Hugh Bluery
Hugh Bluery
February 20, 2021
Maybe correct that in the article?
creditcardGenius Team
creditcardGenius Team
February 24, 2021
Hey Hugh, Canadian Tire allows point redemptions for online purchases again, which is why it's in the article.
Alex
Alex
November 24, 2020
Can we buy gas at CT gas bars with our rewards?
creditcardGenius Team
creditcardGenius Team
December 1, 2020
Hi Alex, Unfortunately no, you can only earn rewards at CT gas bars, but they can't be redeemed there.
Billy Flooks
Billy Flooks
October 16, 2020
Can I get points from a receipt when I didn't have my card? Also can you apply old Canadian tire paper money somehow?
creditcardGenius Team
creditcardGenius Team
October 22, 2020
Hey Billy, You can convert your paper money to your CT account, but this has to be done at a Canadian Tire store. You can't retroactively get points from a previous purchase. Hope this helps!
Koho Easy
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