We wouldn't call Tims Rewards one of the most valuable rewards programs in Canada. But with 4,000+ locations across Canada, it's certainly one of the most ubiquitous. And it's definitely still worth signing up.
Create an account for free to start collecting 10 points per $1 spent – then redeem your points for free coffee, baked goods, sandwiches, and more.
To help you get the most out of your morning coffee and Tims membership, we'll also highlight the best credit cards you can use. These offer cash back or flexible rewards on top of the Tims Rewards points you earn for free food and drinks. It's a win-win (or double-double)!
Key Takeaways
- Tims Rewards is the official rewards program of Tim Hortons Canada.
- Points are worth 0.19 – 0.83 cents each, depending on what menu item you spend them on.
- There are 7 Tims Rewards Levels, covering 200+ menu items for 340 – 1,800 points apiece.
- The most valuable Timmies reward is a specialty donut for 300 points.
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What is Tims Rewards?
Tims Rewards is the official loyalty program of Tim Hortons Canada. Similar to the MyMcDonald's Rewards program, members can collect points on every purchase to redeem on free drinks, snacks, and food – but with the added benefit of 2 official credit cards with accelerated rewards!
Tims Rewards overview
Pros:
- 4,000+ Tim Hortons restaurants in Canada
- 200+ menu items, with new updates every year
- 10 Tims Rewards Points per $1 spent
- 7 Reward Levels
- Points are worth up to 0.83 cents each
- Accepts American Express, Mastercard, Visa, and Discover cards
- Bonuses and promotional offers updated every Monday
- Free birthday surprise offer
- Free membership
Cons:
- Points expire after 12 months
- Points are worth as little as 0.19 cents each
- Limited redemption options
- No points for third-party food delivery orders
- Redemptions can't be reversed or refunded
What are Tims Rewards Points worth?
Tims Rewards Points are worth between 0.19 – 0.83 cents per point (CPP).
Cost of menu item in $CAD / cost of menu item in points = value in cents per point (CPP)
You can redeem Tims Rewards Points on 40+ menu items grouped into 7 Reward Levels. Every item within a Reward Level costs the same number of points – for maximum value, always choose the largest and most expensive menu item you can get!
According to our research, the best choice is a specialty donut from the 300 Points Reward Level:
| Reward Level and Points cost | Menu items | Most valuable reward | Least valuable reward |
|---|---|---|---|
| 300 Points | * Classic donut * Specialty donut * Cookie * Hashbrowns | Specialty donut (0.83 CPP) | Classic donut or cookie (0.56 CPP) |
| 400 Points | * Brewed Coffee * Steeped Tea * Dream Donut * Filled Ring * Dream Cookie * Bagel * Baked good | Brownie or savoury pastry (0.75 CPP) | Bagel (0.57 CPP) |
| 600 Points | * French Vanilla * Hot Chocolate * Original Iced Coffee * Potato Wedges * Garlic Bread | Extra Large French Vanilla (0.63 CPP) | Classic Iced Coffee (0.37 CPP) |
| 800 Points | * Quenchers * Cold Brew * Classic Iced Cappuccino * 10-pack Timbits * Yogurt * Frozen beverages * Espresso drinks | Specialty latte (0.71 CPP) | Espresso shot (0.12 CPP) |
| 1,100 Points | * Breakfast sandwich * Soup | Farmer's breakfast sandwich (0.54 CPP) | Simply sausage sandwich (0.29 CPP) |
| 1,300 Points | * Farmer's Wraps * Scrambled Egg Loaded Wraps and Boxes * Classic Bagel BELTs * Chili * Lunch sandwich | Club sandwich (0.69 CPP) | Breakfast wrap or Classic Bagel BELT (0.46 CPP) |
| 1,800 Points | * Flatbread pizza * Supreme Stack Sandwich * Loaded bowl * Loaded wrap | Chicken loaded bowls (0.56 CPP) | Specialty flatbread pizza (0.39 CPP) |
* Calculations don't include tax. Item prices and availability may vary from province to province.
Tims Rewards points calculator
As you can tell from the previous table, your point value really varies based on the cost of your reward item.
If you're looking for a general estimate of how much your Timmies points are worth, enter the number of points you want to redeem into our Tims Rewards calculator. You'll immediately see the estimated value of all your points.
How to earn Tims Rewards Points
To collect Tims Rewards Points, you first have to create a free account on the Tims App or Tim Hortons website. Once you do, you'll earn 10 Tims Rewards Points for every dollar you spend (before tax and rounded to the nearest 10 cents) on the following transactions:
- Drive-thru and in-person orders
- Mobile and Tims Delivery orders
- Orders paid with a TimsCard or Tims Gift Card
- Select discount and promo offers (after the discount or promo has been applied)
Mobile orders created through the Tims App will automatically add points to your account. To earn points on a drive-thru or in-person order, you must present your digital or physical membership card before paying.
Unfortunately, you won't earn points on:
- Charitable donations using the Round Up feature
- Fees, tips, or taxes
- Orders created on third-party food delivery apps, including DoorDash, Uber Eats, and SkipTheDishes
- Orders worth less than $0.10 before tax
- Merchandise or retail product purchases
- Tims Gift Card purchases or reloads
There's no limit on the number of Tims Rewards Points you can collect for one transaction, but your account can only hold so much. If you hit the 500,000-point limit, you'll need to redeem some points before earning any more.
How to link a Tims Rewards card
If you have one of the few remaining physical Tims Rewards cards in Canada, you won't be able to redeem your points without first linking it to a digital account.
To link your card, create an account using the app or website (or log in), click on "Details," enter your card number, and click "Link my card." You can only link a single physical card to a single digital account – if you try to add more than one, the first linked card will be deactivated and its points transferred to the new card.
How to redeem Tims Rewards points
After you create an account, Tims Rewards will ask you to choose one of 7 Reward Levels. (Don't worry, you can always change it later.)
Whenever you collect enough points for your chosen Reward Level, your points will be automatically applied to your next order containing an eligible menu item.
Say you choose the 300 Points Reward Level. You collect 357 points and order a classic donut the next time you visit Tim Hortons. At the till, the system automatically draws 300 points from your account and applies them to your order, leaving you with 57 points in your account and a free donut.
If you'd like to bank your points and save them up, you can turn off "Redeem my points" in the Tims App. Then, when you want to use your points, switch it back on and select from your available reward levels.
There's one more Reward Level we haven't mentioned: "Banking Your Points." Choosing this level means your points will accumulate until they expire or you hit the account limit. To redeem them, choose a different Reward Level and order an eligible item – just don't forget to switch back to the Banking Reward Level if you want to keep stockpiling points!
You can change Reward Levels on the Tims App or website.
Earn double-double the rewards with the right credit card
Just because you collected Tims Rewards points doesn't mean you can't earn credit card rewards on the same order. The best restaurant credit cards in Canada will add a maximum return rate of 10% to any Timmies run.
Value of rewards in $CAD / money spent = return rate in %
For more flexible rewards, split your earnings between your Tims Rewards account and a rewards credit card.
Tim Hortons recently discontinued its 2 co-branded Mastercards, which had been issued by Neo. If you have one, you can keep using it until October 1, 2026, or choose a Neo credit card replacement.
| Credit card | Annual fee | Rewards for restaurant purchases |
|---|---|---|
| American Express Cobalt Card | $191.88 | 5 points per $1 spent |
| Scotiabank Gold American Express Card | $120 | 5 points per $1 spent |
| MBNA Rewards World Elite Mastercard | $120 | 5 points per $1 spent |
| BMO eclipse Visa Infinite Card | $120 | 5 points per $1 spent |
| Tangerine Money-Back Credit Card | $0 | 2% cash back |
1. The best Tim Hortons credit card in Canada
Rewards:
- 5 points per $1 spent on eligible groceries and restaurants (up to $2,500 spent per month)
- 3 points per $1 spent on eligible streaming services
- 2 points per $1 spent on eligible gas, transit, and ride share purchases
- 1 point per $1 spent on foreign currency purchases
- 1 point per $1 spent on all other purchases
The American Express Cobalt Card is the best credit card in Canada for one reason: Amex Membership Rewards points. Transferring them to the Aeroplan program and redeeming them on a flight will net you about 2 CPP – that's over 2.5x the value of a Tims Rewards Point!
Timmies accepts American Express online and at every store in the country. Why not sip your way to a tropical getaway next year?
Pros:
- 10 types of insurance included
- Amex Experiences, Offers, Front of the Line, and The Hotel Collection benefits
- No income requirements
Cons:
- Lower acceptance for American Express
2. Best premium Tim Hortons credit card

Rewards:
- 6 Scene+ points per $1 spent at Sobeys, Safeway, FreshCo and more
- 5 Scene+ points per $1 spent on groceries, dining, and entertainment
- 3 Scene+ points per $1 spent on gas, select streaming services, and transit
- 1 Scene+ point per $1 spent on foreign currency purchases
- 1 Scene+ point per $1 spent on all other purchases
The Scotiabank Gold American Express Card is another fantastically flexible credit card. You can redeem the Scene+ Points you collect at Tim's for movies, groceries, restaurants, or travel at a rate of up to 1 CPP. If you choose the latter, prepare to enjoy premium perks and benefits such as Front of the Line access and souvenir shopping with no foreign transaction fees.
Pros:
- 24/7 complimentary concierge services
- 12 types of insurance included
- 0.00% foreign transaction fee
- American Express Offers, Experiences, and Front of the Line benefits
- Only $12,000 personal income required
Cons:
- Lower acceptance for American Express
3. Best cash back Tim Hortons credit card

Rewards:
- 5 points for every $1 spent on restaurants, groceries, and select recurring bills (up to $50,000 spent annually per category)
- 1 point per $1 spent on all other purchases
The MBNA Rewards World Elite Mastercard is a premium World Elite Mastercard with enough valuable cash-like rewards to make it our top cash back credit card. You can redeem MBNA Rewards points on travel, gift cards, or e-gift cards from 60+ brands for 0.5 – 1.81 CPP – although, sadly, Tims Gift Cards are unavailable.
Pros:
- 12 types of insurance included
- 10% bonus points on your birthday
- 10% off AVIS and Budget car rentals in Canada and the US
- World Elite Mastercard benefits
Cons:
- $80,000 personal or $150,000 household income required
- 22.99% interest on cash advances
4. Best Visa Tim Hortons credit card

Rewards:
- 5 BMO Rewards points for every $1 spent on dining ($6,000 per year), groceries ($6,000 per year), gas, and transit*
- 1 point per $1 spent on all other purchases*
With big rewards on groceries and restaurants, plus discounts on gas, the BMO eclipse Visa Infinite Card makes for an excellent road-tripping credit card. You can redeem BMO Rewards points on any sort of travel expense or deposit them to a BMO investment account for an average value of 0.67 CPP.
We recommend you travel to take advantage of Visa Infinite benefits like a complimentary food voucher, room upgrade, and in-room Wi-Fi at 900+ hotels – who knows, maybe you can even order Timbits for room service.
Pros:
- $50 annual lifestyle credit
- 6 types of insurance included
- 10% bonus points for adding an authorized user
- Visa Infinite benefits
Cons:
- $60,000 personal or $100,000 household income required
- $6,000 cap for 5x the restaurant points, after which rewards drop to 1 point per $1
- $50 additional card fee
5. Best flexible cash back Tim Hortons credit card

Rewards:
- 2% cash back on purchases in up to 3 Money-Back Categories
- 0.5% cash back on all other purchases
Cash is the most flexible reward, but you know what's even more flexible? Choosing your own cash back spending categories!
The Tangerine Money-Back Credit Card and Tangerine Money-Back World Mastercard are the only cards in Canada that enable cardholders to choose how they earn boosted rewards. Pick 2 – 3 spending categories from a list of 13 to build your perfect Timmies-gas-furniture-whatever-you-want credit card, and swap categories as you please later on.
Pros:
- 1.95% interest on balance transfers for the first 6 months
- Monthly cash back rewards
- $12,000 personal income required
- No additional card fee
Cons:
- Only 2 types of insurance included
FAQ
How do I check my Tims Rewards balance?
You can view your Tims Points balance in the Tims App or by visiting the Tim Hortons website – just log in to your account. You can also call 1 (866) 846-2273 or visit the front counter at your local Timmies.
How many Tim Hortons points do you need for a free coffee?
To enjoy your free double-double – or whatever your favourite Timmies brew is – you'll need 400 Tims Points. This will get you a classic Brewed Coffee or a nice cup of tea. If you prefer an Iced Coffee or French Vanilla, you'll need to spend 600 points.
Do Tims Rewards points expire?
Yes, Tims Rewards points expire 12 months after you earn them, and they do so on a rolling basis – meaning each point has its own expiry date tied to when it was earned. Visiting Tim Hortons frequently is the easiest way to stay on top of your balance.
Does Tim Hortons give you anything free on your birthday?
If you've registered your birthday and made a Tim Horton's purchase in the past year, you'll see a birthday offer appear in your account. Just activate it in the Tims App or enjoy your birthday surprise at any Tim Horton's location.
Is Tim Hortons Rewards worth it?
Since the Tim Hortons Rewards program is free, it's worth it, as long as you actually use it! Fortunately, they don't issue physical cards, so you won't have one taking up space in your wallet – simply download the app and start earning.
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