Best Credit Card in Canada for 2018 award seal

Some people have a hard time deciding what they really want.

Doesn’t matter what it is: new partner, new house, new shoes…’s hard to zero in on things that are most important.

Choosing a credit card is no different.

Rewards, insurance, cash back, perks, low interest, good reviews ...they ALL sound good, right?

Well, you’ve come to the right place.

Not only have we taken all the cards in our database and calculated their rewards at the max possible earnings, but we have also considered things like insurance, perks, interest and anything else that makes a card stand out (for better or worse). Then we compiled a list of the 10 best Canadian credit cards overall.

We’re talking the best of the best. The cream of the crop…

(Ok, you get it.)

So, how’d we do it? We review a total of 50+ features of each credit card we track. After we crunch some numbers, we show you the annual rewards in real dollars, and calculate our Genius Rating out of 5.

And what’s more? Our top 10 list has nothing to do with affiliate relationships or personal preference. Our algorithm is strictly independent and completely math-based, so you can know that we stand behind our picks.

So while we know that there is no “one size fits all” credit card…

We do believe that the cards in this list are the best cards in Canada right now.

Plus a $150 travel bonus.
Offer ends December 21, 2018.

Best Overall Credit Cards in Canada

The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

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