Get Up To 115,000 Points With The BMO Ascend World Elite Mastercard

Offer ends October 31, 2026.
creditcardGenius Team
updated on Dec 16, 2025
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Some new offers from BMO have landed. First, we have a new exclusive offer with the BMO Ascend World Elite Mastercard – up to 115,000 points. You won't see this on BMO's site. It's only available through creditcardGenius and the GeniusCash app.

Get 115,000 points when you open a new BMO Ascend World Elite Mastercard.

But there are also some new offers for both the BMO eclipse Visa Infinite Card and the BMO eclipse Visa Infinite Privilege Card:

And now with any new BMO credit card, you'll get 6 months of free Instacart+.

Never miss an amazing deal again + get our bonus 250+ page eBook for FREE. Join 50,000 other Canadians who receive our weekly newsletter – learn more.

New BMO Ascend World Elite Mastercard exclusive offer

The standard offer you'll see on BMO's site with the BMO Ascend World Elite Mastercard? Up to 100,000 points.

Our offer is 15% better at 115,000 points. Here's how you earn them:

  • 60,000 points after spending 4,500 in the first 110 days
  • 20,000 points after spending $10,000 in the first 6 months
  • 35,000 points after spending $20,000 in the first year

115,000 BMO Rewards points are worth $771 in travel.

We also have our own sweetener for this card. You can earn $125 in GeniusCash when you get approved through our offers page.

There's also a new balance transfer offer with the BMO Ascend World Elite Mastercard. Pay 0% for the first 12 months on balance transfers, with a 2% fee. This is a top balance transfer offer.

But remember the key rule of balance transfers: Once you make a balance transfer, hide your card away and don't use it until the full balance is paid off. Any payments you make go towards the balance with the lowest interest rate, meaning any new purchases you make start accruing 21.99% interest.

As for what else this card offers, it's a well-rounded travel card. Here's what you'll earn for rewards.

  • 5 points per $1 spent on travel
  • 3 points per $1 spent on dining, entertainment, and recurring bills
  • 1 point per $1 spent on all other purchases

While travelling, you benefit from 14 types of insurance coverage, and you'll get 4 complimentary passes to Mastercard Travel Pass lounges.

5.0 Genius Rating
2.3 (53) User reviews
Annual fee
$150.00 $0
1st year waived
Annual rewards
$262
115,000 points
Annual savings
$1,567
GC Ends: Dec 31, 2025
Credit Card Genius Cash IconGC: $125
BMO Ascend™ World Elite®* Mastercard®*
Instant approval: Yes
Credit estimate:
5.0 Genius Rating
2.3 (53) User reviews
Annual fee
$150.00 $0
1st year waived
Annual rewards
$262
115,000 points
Annual savings
$1,567
GC Ends:
Dec 31, 2025
Credit estimate:
 (560 - 659)
Instant approval: Yes

New addition to the BMO eclipse Visa Infinite Card offer

There's a new addition to the welcome offer for the BMO eclipse Visa Infinite Card, and it's very unique. Every month for the first 12 months, you can earn a $20 credit towards streaming services. How it works:

  • Spend at least $500 on your card in a month
  • Earn $20 cash back on streaming services charged to the card, including regular cable bills

If you take advantage of this every month, that's $240 back in your pocket over the course of the year. And it's on top of the regular 70,000 points welcome offer, which is worth up to $469.

  • 40,000 points after spending $3,000 in the first 3 months
  • 30,000 points after spending $24,000 in the first year

The final kick is our GeniusCash offer of $150.

As to what you'll earn on your purchases? You'll get rewards for the basics, like gas and groceries.

  • 5 points for every $1 spent on dining, groceries, gas, and transit
  • 1 point per $1 spent on all other purchases

It also comes with an annual $50 credit. And you'll get 10% bonus points if you add an authorized user.

3.8 Genius Rating
2.9 (19) User reviews
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$709
70k points + $240
Annual rewards
$386
GC Ends: Dec 31, 2025
Credit Card Genius Cash IconGC: $150
BMO eclipse Visa Infinite* Card
Instant approval: Yes
Credit estimate:
3.8 Genius Rating
2.9 (19) User reviews
Annual fee
$120.00 $0
1st year waived
Welcome bonus
$709
70k points + $240
Annual rewards
$386
GC Ends:
Dec 31, 2025
Credit estimate:
 (560 - 659)
Instant approval: Yes

Updated offer for the BMO eclipse Visa Infinite Privilege Card

The BMO eclipse Visa Infinite Privilege Card now has a much bigger offer than before. It was 120,000 points but has been increased to 200,000 points. However, it's not easy to earn.

  • 80,000 points after spending $6,000 in the first 110 days
  • 40,000 points after spending $30,000 in the first 6 months
  • 80,000 points after spending $75,000 in the first year.

To get it all, you need to spend an average of $6,250 per month over the first year.

This is a very full-featured card, with a very full annual fee of $599. Rewards? The best you'll get from any BMO Rewards card.

  • 5 points for every $1 spent on travel, dining, gas, groceries, and drugstores
  • 1 point per $1 spent on all other purchases

The annual credit? Very large at $200. And you'll earn 25% more points when you add an authorized user.

Throw in 6 complimentary lounge passes and tons of insurance, and there is a lot to like about this card.

4.9 Genius Rating
3.0 (6) User reviews

Earn up to 200,000 points + 5x points + $200 annual lifestyle credit.*

Annual fee
$599.00
Learn more
Annual rewards
$450
80,000 points
Annual savings
$1,567
Offer Ends: Oct 31, 2026
BMO eclipse Visa Infinite Privilege* Card
Instant approval: Yes
Credit estimate:
BMO eclipse Visa Infinite Privilege* Card
4.9 Genius Rating
3.0 (6) User reviews

Earn up to 200,000 points + 5x points + $200 annual lifestyle credit.*

Annual fee
$599.00
Learn more
Annual rewards
$450
80,000 points
Annual savings
$1,567
Offer Ends:
Oct 31, 2026
Credit estimate:
 (560 - 659)
Instant approval: Yes

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creditcardGenius is the only tool that compares 126+ features of 231 Canadian credit cards using math-based ratings and rankings that respond to your needs, instantly. Take our quiz and see which of Canada's 231 cards is for you.

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Editorial Disclaimer: The content here reflects the author's opinion alone. No bank, credit card issuer, rewards program, or other entity has reviewed, approved, or endorsed this content. For complete and updated product information please visit the product issuer's website. Our credit card scores and rankings are based on our Rating Methodology that takes into account 126+ features for each of 231 Canadian credit cards.

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