The fastest way to earn Avion points combined with top of the line travel insurance and a long list of Infinite Privilege exclusive perks.

Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Personal Income
Household Income
Canadian resident who has reached the provincial age of majority.
Extended Warranty 2 years
Purchase Protection 120 days
Mobile Device $1,500
Travel Accident $500,000
Emergency Medical Term 31 days
Emergency Medical over 65 7 days
Trip Cancellation $2,500
Trip Interruption $5,000
Flight Delay $1,000
Baggage Delay $750
Lost or Stolen Baggage $2,500
Hotel Burglary $3,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

If we find your match, we’ll give you up to $25 when you refer your friends.*

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RBC Avion Visa Infinite Privilege Review

The RBC Avion Visa Infinite Privilege is one of the few rewards cards to offer more than 1 point per dollar spent, coming in at 1.25 points per dollar spent. Any cards that gives more points than that will typically have much less valuable points.

All points are not created equal and Avion points are really high on the value scale. Why? Because you can convert them 1:1 to British Airways Avios, American Airlines AAdvantage, and Asia Miles giving you the increased value of airline miles.

Once you have converted your points to Avios or AAdvantage, you can then access all their partner airlines in the OneWorld alliance. Better, about twice a year RBC runs a promotion where you can either get 30% or 50% more miles when you transfer them to Avios causing your reward value to skyrocket even further.

That said, Avion points are valuable when redeemed for flights directly as well. That way you can you choose any airline and any flight you want. The best value is for short haul flights priced up to $350 for 15,000 points. That gives you a value of 2.33 cents per point which equals a 2.92% return on spending if you manage to redeem for a flight that costs $350 exactly. You’ll probably get slightly less reward value because hitting the maximum value on the nose isn’t easy.

One of the big downsides, like with all Visa Infinite Privilege cards, is that it requires a household income of $200,000 or more to qualify. That will put most people out of the running. The $399 annual fee is another turnoff. But, if you can get over those two issues, then this card offers a great mix of rare perks, above average travel insurance, higher than normal rewards, reward redemption flexibility, and great transfer bonus opportunities.

If you want a card that has similar insurance and perks but with a lower annual fee and income requirements, the is a great alternative to consider. And with each point being worth 0.71 cents when redeemed for travel, you'll get a minimum return of 1.42% on travel booked any way.

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