Pros & cons
Pros
- 1 Aeroplan point per $1 spent on select categories.
- Preferred Pricing on Aeroplan rewards.
- No annual fee.
Cons
- Only earns 1 point per $1.50 spent everywhere else.
- Only high value rewards are redeeming for Air Canada flights.
Your rewards
Getting your welcome bonus
Based on $2,000 in monthly spending, you can get up to 10,000 points which translates to an estimated $200.◊
For all welcome bonus details click here.
How you earn rewards
Each card earns rewards differently. Part of choosing your card is deciding what type of rewards you want to get. With CIBC Aeroplan Visa Card, here's how you earn rewards:
- 1 point per $1 spent on gas , groceries , EV charging , and Air Canada
- 1 point per $1.50 spent on all other purchases
For all reward details click here.
How much your rewards are worth
The dollar value of your rewards depends on the specific rewards program ‒ and what you choose to redeem your points for. For CIBC Aeroplan Visa Card in particular, if you spend $2,000 per month, here's our estimated annual rewards earned depending on which reward you choose:
| Flights | $373 | |
| Air Canada Gift Cards | $187 | |
| Car rentals | $168 | |
| Vacation packages | $155 | |
| Hotels | $153 | |
| Merchandise | $138 | |
| Gift Cards | $132 |
| Redemption Option | Point Value | Total Value |
|---|---|---|
| Flights | 2 cents | $20 |
| Air Canada Gift Cards | 1 cent | $10 |
| Car rentals | 0.9 cents | $9 |
| Vacation packages | 0.83 cents | $8 |
| Hotels | 0.82 cents | $8 |
| Merchandise | 0.74 cents | $7 |
| Gift Cards | 0.71 cents | $7 |
Calculating your annual rewards
$24,000 annual spending x 1.55% return on spending = $373 annual rewards
$373 annual rewards − $0.00 annual fee = $373 net annual rewards
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Details and eligibility
- Estimated Credit Score
- 760 - 900
- Personal Income
- N/A
- Household Income
- $15,000
- Annual Fee
- $0.00
- Extra Card Fee
- $0
- Card type
- Credit
- Purchase
- 21.99%
- Cash Advance Δ
- 22.99%
- Balance Transfer Δ
- 22.99%
Insurance coverage
- Extended Warranty
- 1 year
- Purchase Protection
- 90 days
- Travel Accident
- $100,000
- Rental Car Theft & Damage
- Yes
Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
Learn more about the value of credit card insurance coverage.
Genius Rating
CIBC Aeroplan Visa Card's 3.4 Genius Rating is based on the weighted average of the following scores:
Methodology
All scores are produced by our math-based rating algorithm that takes into account over 126 credit card features.
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GC: $100
Key benefits
User reviews
Reviewed by 2 Canadians
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This card is about the only card I use. Now I wish to have my points added to a different aeroplan.
In terms on pending process on the cibc app it needs to be little more quicker.
