Neo partners and the cashback bonuses they offer are among the many reasons why Neo Financial is one of the most popular challenger banks in Canada.
With hundreds of cash back opportunities available from big chain retailers, beloved local businesses, and handy online services, Neo partners make using your cash back card very rewarding.
Unless you're already a Neo client, though, it's all but impossible to see which businesses are Neo partners and how generous their cash back offers are. Even Neo cardholders aren't usually able to see partner offers outside their geographic area.
The guide below explains what Neo partners are, highlights a few example offers, and presents a categorized list of several hundred partnering businesses.
Key Takeaways
- Neo partners are retailers and other businesses that offer cash back bonuses to Neo cardholders.
- There are hundreds of Neo partners spanning multiple categories, including restaurants, clothing stores, fitness centres, gift shops, and much more.
- You can only see the list of offers by logging into your Neo account – even then, you may only be able to see local offers.
- The best Neo credit card is the Neo World Elite Mastercard, which earns up to 5% cash back, even from non-partners.
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What are Neo partners?
Neo partners are businesses and retailers that reward you with cash back when you make purchases with a Neo card.
There's a huge range of business types that partner with Neo. You'll find chain restaurants and local cafes, well-known fashion brands and bespoke clothing companies, local tire shops, mobile phone service providers, online bookstores, and so much more.
The cash back amounts and restrictions vary widely across partners, but they all offer some form of cash back.
How to find Neo partner offers
For Neo clients, here are the steps to take if you want to see your Neo partner offers via the mobile app:
- Log into the Neo app
- Tap "Rewards," found along the bottom of the screen
- Offers will be listed in various categories
You can also view the Neo partner offers on a desktop of via a web browser with these steps:
- Visit neofinancial.com and log in
- Choose "Rewards" from the menu on the right side of the screen
- Choose "Discovery" from the submenu
- Offers will be listed in various categories
If you aren't a Neo client and don't have an account with them, you won't be able to find a list of Neo partners or their cash back offers. If you do have an account, you can view a full list of local partners as well as online businesses, plus a selection of offers in cities across the country.
The partners and offers you can see will differ from what someone in another city or province sees.
And the offers change relatively often. You may take advantage of a 10% cash back offer from a local business one day, but two months later, discover that the new offer is much lower.
A comprehensive list of Neo partners
We've done our best to provide you with a comprehensive list of Neo partners, but since they're somewhat location-based, you may find a few different partners listed in your area of Canada.
Broken into 10 categories, here are the partners:
| Pizza and fast food | Restaurants | Clothing and fashion | Sports and recreation | Cafes and coffee |
|---|---|---|---|---|
| * Mary Brown's Chicken * imPerfect Fresh Eats * Blaze Pizza * Impact Kitchen * Five Guys * Jim's Family Restaurant * Cheese Curds Gourmet Burgers + Poutinerie * King Of Donair * Pita Pit * Pizza Hut * Burrito Jax * Habaneros Modern Taco Bar * Wimpy's Diner * Pokey Okey * BOOMburger * Score Pizza * CHKN CHOP * Jessy's Pizza * Alexandra's Pizza * Greco Pizza * Top In Town Pizza | * The Keg Steakhouse + Bar * Sal y Limón * CRAFT Beer Market * 5th St. Food Hall & Co by JustCook Kitchens * Minas Brazilian Steakhouse * Fries and Co. * Cantina Norte * Sabhai Thai Restaurant * Black Sheep Restaurant * JUKAI Japanese & Thai * Curry's Restaurant * Lion's Head Tavern * Classic Burger * The Wing Spot * The Chickenburger * Piatto Pizzeria + Enoteca * Sushi Nami Royale * Upstreet BBQ Brewhouse * Studio Easy Asian Gastropub * Tasa: Flavours of India * California Sandwiches * Talay Thai Restaurant * The Barrington Steakhouse & Oyster Bar * Gahan House * Gangnam Korean BBQ Halifax * Edna * Bluenose II Restaurant * Tako Sushi & Ramen * Tawa Grill * Mexi's Halifax * Esquire Restaurant * Salvatore's Pizzaiolo Trattoria * Darrell's Restaurant * USTA Turkish Mediterranean Restaurant * Il Mercato * Genji Sushi * La Piazza Resto Cafe * Antojo Tacos + Tequila * Turkuaz Restaurant * Ela! Green Taverna Restaurant * Le Bistro By Liz * Pleasant Street Diner * Armview Restaurant & Lounge * HK Wong's Palace Restaurant Inc. * The Canteen on Portland * Mic Mac Bar and Grill * Mashawee Mediterranean Grill * Durty Nelly's Irish Pub * KANPAI Izakaya * Plant * Celino * Salty's * Cora Breakfast and Lunch * CAFÉ LARA * Highwayman * Field Guide * Morris East * Pokito * Jamaica Vibes Express | * Simons * Knix/Knixteen * DUER * Kit and Ace * Kotn * Outer Layer * Oakley * GOTSTYLE * Carters/OshKosh B'gosh * Harry Rosen Online/Final Cut * Ciele Athletics * Ray Ban * Lammle's Western Wear * Stay Fresh * Snugabye * 18 Waits * ALDO Shoes * tentree * Stanfields * STRIKE MVMNT * Luxe du Jour * Sock Rocket * Ollie Quinn * FixyCurve * Rio Style * Milk Run * Stance * OUTWAY * Plainsbreaker Apparel * Art Leggings * Loom & Magpie * Hatley * Orbit Collective * Coco's Closet Co. * Boutique Bubbles * Dr. Denim * OD Toronto * Topo Designs * WLKN * Woodpecker * Ardelis in Wonderland * Ever New * Boida Athletica * Sockbox.ca * GUDO * Mawlana Cashmere & Silk * HONESTGANG Inc * Wuxly Movement * Waid Eyewear * Amedeo * Adidas * Friday Sock Co. * Rumpl * Collins Clothiers * Singles Apparel * Portage and Main * Brokinis * Dana Fashion * Adesso Man * Mr Nice Socks * Sockology * Velvette * SoftSoul Footwear * UNI chillwear * Armadillo Leather Handbags * Like New Vintage * Baby & Me Maternity * Warlock Lid Co * TEAMLTD * Workhall Studio * This That Place * Fractel * Huddy Buddies * Gnomon * NORD * Urban Drawer * Park & Fifth | * Escape Sports * Bikes & Beyond * Cabela's/Bass Pro Shops * WildPlay Element Parks * YYC Cycle Spin Studio * Lug Hockey * OOMPH Fitness * Spin Society * Curves * Dragon Alliance * Ride Cycle Club * Boardom * Slice of Life Gallery & Gift Shop * Rover E-Bike * Evolve Strength * GFit Wellness * BodyPulse Fitness Studio * Vancouver Running Co. * Perfect Skating Calgary * Canadian Elite Basketball League * YEG Cycle Spin Studio * The Board Room Game Cafe * EVT Bikes * Hero Eleven Sports * Nourish Sweat Soul * The Method YYC | * Phil & Sebastian * Square 1 Coffee * Alforno Bakery & Cafe * Brewed Awakening * Pilot Coffee Roasters 325 * Moving Coffee Roastery * Pallett Coffee Roasters * Social Coffee * Morning Parade Coffee Bar * Coffeecology * CRW Orient Coffee * Frida's Coffee Home * Steve-O-Reno's Cappuccino * Five;21 Coffee Roasters * Bows and Arrows Coffee Roasters * Brown Bag Coffee Roasters * Cabin Coffee * Dilly Dally Coffee Cafe * Transcend Coffee * Coco Bean * Railway Roasters * Road Coffee * Two If By Sea Cafe * Weird Harbour Espresso Bar * Tales Coffee * Equator Coffee * Coffee Matters * Java Blend Coffee Roasters * Prototype Coffee * Fernwood Coffee * Crickle Creek Coffee Roasters * Thom Bargen Coffee & Tea * Timbertrain * Esmeraldus Columbian Coffee * Calgary Heritage Roasting Co. |
| Jewelry | Hair and beauty | Food and drink | Home goods | Misc. |
|---|---|---|---|---|
| * Kimberfire * Pamela Lauz Jewellery * Pandora * Lee Fiori * Jenny Be Free * Elizabeth Lyn Jewelry * Modaselle * Mia Bijoux * Stitch Sisters * Meraki Sphere * Crazy Diamond Johnnie * The Cinder & Sage Loft * ARSH Pure Diamonds * Jools & Joplin * Azadi Jewellery * ONE+ONLY * Arlo Boutique * SveJewels * Jeannea Frischke Jewelry * Kolton Babych Fine Jewelry * Meyari Jewelry * Artifacts World * The Plaid Giraffe * Nabiva * True Curated Designs | * Brush Salon * Tommy Gun's Original Barbershop * Zouzou Hair Group * Verde Aveda Salon * Green Tree Beauty * Rootbar * Soul Beauty Spa * THE TEN SPOT * GOAT * The BeᐧYOUᐧtee Bar * Beauty Lab Alberta * Munday Body Care * Beverly's Skin Care on 4th * Dermaly Skin Wellness * Fern & Petal * Spa Botanica * Adewunmi Skincare * Emme Hair * Bare Wax + Sugaring Bar * SKIN LUEUR AESTHETICS AD LASTER CENTER * Proprlifestyle * Nala Care * Nourish Body, Skin & Hair * Boutique Skin Envie Inc * Divine Eye Cosmetics * La Biosthetique * A Touch of Class Hair Salon & Spa * Remy Ricos * Xthetics Face & Body Sculpt * Sincerely, Skin Skincare & Laser Boutique * BROmance Skincare * SOAK Bath Co * Browluxe * Unhako Beauty * Oh! Naturals * skoah * Nickel City Beard Blends * Manday Grooming * My Daughter Fragrances * Drops of Gratitude * Macduff's Soap Company * Apotheke * The Olfactory Shop * Washboard Soapery & Such * Beaver County Soap Co. * Adrienne Furrie * Portia-Ella | * Italian Centre Shop * Mid-East Food Centre * Fisherman's Market International Inc. * Granville Island Brewing * Trou de Beigne * Flirt Cupcakes * Rousseau Chocolatier * Andina Brewing Company * MERIT Brewing Company * Pilots Friend * Daan Go Cake Lab * Zing * The Veganist * Liquorville * Chi's Tea Company * Kernels Popcorn * L'Epicerie Rotisserie & Gourmet Shop * Chocollata Brigadeiros * Lina's Italian market * The Roasted Nut * Shisso Tea Company * Mesmerize Spices * Brazil Connection * Omen Brewing * Jugo Juice * The Fort Distillery * Hungry Canadian * Algi Foods * Bespoke Butchers * Heavenly Sweets * Lazy Bake * GOATS: Greatest Oats of All Time * The Cove Tea Company * Marble Slab Creamery * Buttermilk Fine Waffles * Butter Block & Co * Chilliwack River Valley Natural Honey * Nutri-Go * The Porch * The Yoga Chef Cafe & Meal Prep * iHerb * Jubilee Junction Convenience & Take Out * AW Organics * Prairie Oils & Vinegars * Kaizen Naturals * Flaming Hoop Chilies * Eatable * Grizzled Bear * Gimli Fish Market * Drizzle Grounded Tea * La Glace * Caramunchies * VDG Salumi * Uno Gelato * The Good Chocolatier * Tality Kombucha * SugarJoy * Genuine Tea Co. * Whisk Matcha * Sponsor Energy * Daybreak Mill * Smak Dab * The Gut Lab * Wild Tea Kombucha * Cartems Donuts * Saturday Sweets * Hut K * Chaibaba * Everything Wine * O5 Tea + Kombucha * WIZE Tea * The Dandy Brewing Company And Tasting Room * Go Oil * Dwarf Stars * Sarjesa * Blue Elephant Royal Thai Cuisine Canada * Crowd Bar & Flair | * Structube * Fable * Silk & Snow * Branch Furniture * Barb's Kitchen Centre * DesignRepublic * Endy * Heavenly Handmade * The Candle Box * Joliette * Coal and Canary * Without Co * These Four Walls * Canadian Down & Feather Company * Space Dogs Ski Club * 3Common * Aria Home Decor * Starlight Lighting * Galateo Living * Sproutbox Garden Inc. * Hutch Kitchen * Hammock Universe * The 6th Scent Candle * Dutch Growers * Dufresne Furniture & Appliances * Hot Tub Chemicals * Ashley * Stevie + Bean Paperie * Kinsfolk Shop * Casper * House of Knives | * Public Mobile * Banbury Lane Design Centre * The Granville Island Toy Company * Caeban Ice Cream * Jack & Jill health * McNally Robinson * Mixbook * oxio * FlightHub App * dCart Services Corporation * Shaw Academy * My Starry Chart * Tire Warehouse * Skymount Drones * Simbi Reading Coach * Moose Mtn Services * My Friendly Lawyer * Madame Premier * Hoot Reading * Rose Designs * University of Toronto Bookstore * Papillon Medical * Bailey Nelson Optometrist * GrydPark * Mr. Lube + Tires * RV SnapPad * Summit Sauna * Rachel Lyon Design Co * Mr. Pen * DJI Shop Canada * Vancouver Rock Shop * Bounce Service Plan Division Inc. * Udacity * Optiko Eyewear * Academic Medic Limited * HB Technology Solutions Ltd * The ERA (Electronic Recycling Association Retail) * Karma Campervans * The Alternative * TUEX International Education * Hamilton Flight Training * Boostmi Technologies * Drivee Inc * VenLyn Gifts * Value Law LLP * Ballard Business Solutions * Wave Connect * Beatrice Society * Momma Bears Boutique * Speedy Auto Service * Popeye's Supplements * Glass Bookshop * After the Rain * Rev In Style Inc. * Mabel's Labels * PALACE * UonGear Printing * REYAL * Macinhome Consulting Inc. * Stampa * DECO Windshield Repair * PhoneBox * New Leaf Editions * Launch Coworking * NiaHealth * Sharp Lines Painting * Librairie Acadienne * Ryerson University Campus Store * TattooYou * Fresh Emblem * Vidday * Do Good Paper Co. * Renterii * Olympus Energy * Prairie Chick Prints * Alto Collective * Earth + Hide * Wrinkle and Crease * King's Co-op Bookstore * Canvita Canada * Saint Mary's University Campus Store * Toddlermonitor * INABUGGY * Field Kit Co. * Toronto Star |
Examples of Neo partner offers
These are a few examples of Neo partner offers:
- King of Donair: 10% back on your first purchase, 4% back for every $50 spent
- Wimpy's diner: 8% back on your first purchase, 6% back for every 2 purchases
- Minas Brazilian Steakhouse: 10% back on your first purchase, 8% back for every 3 purchases
- Cantina Norte: 10% back on your first purchase, 8% back for every 3 purchases
- Outer Layer: 8% back on your first purchase, 4% back on every purchase
- Ardelis in Wonderland: 7% back on your first purchase, 3% back on every purchase
- YYC Cycle Spin Studio: 10% back on your first purchase, 7% back for every 3 purchases
- BodyPulse Fitness Studio: 13% back on your first purchase, 7% back for every 3 purchases
- Pilot Coffee Roasters: 15% back on your first purchase, 10% back for every 3 purchases
- Crickle Creek Coffee Roasters: 7% back on your first purchase, 3% back for every $75 spent
- Modaselle: 5% back on your first purchase, 3% back on every purchase
- Meyari Jewelry: 8% back on your first purchase, 4% back on every purchase
- Bare Wax + Sugaring Bar: 10% back on your first purchase, 10% back for every 2 purchases
- BROmance Skincare: 10% back on your first purchase, 6% back for every 2 purchases
- Flirt Cupcakes: 7% back on your first purchase, 7% back for every $110 spent
- Zing: 7% back on your first purchase, 7% back for every 2 purchases
- Endy: 6% back on your first purchase, 3% back for every $1,250 spent
- Hammock Universe: 3% back on your first purchase, 4% back for every purchase
- McNally Robinson: 5% back on your first purchase, 4% back for every 2 purchases
- HB Technology Solutions Ltd: 7% back on your first purchase, 3% back for every purchase
Remember: Offers change regularly and vary by location, so don’t expect to see these exact offers live on the app at all times. However, if you’re considering applying for a Neo credit card, these examples can give you an idea of what to expect.
Best Neo credit cards
The best Neo credit card to use and access these Neo partner offers is the Neo World Elite Mastercard.
To show you more options, this table lists the top 5 Neo Financial credit cards:
| Card | Annual fee | Average earn rate | Welcome offer | Learn more |
|---|---|---|---|---|
| Neo World Elite Mastercard | $125 | 2.55% | None | Learn more |
| Neo World Mastercard | $0 | 1.35% |  $50 GeniusCash + None | Learn more |
| Secured Tims Mastercard | $0 | 0.49% | $20 Tims digital gift card (terms) | Learn more |
| Cathay World Elite Mastercard | $180 | 2.1% | Up to 60,000 bonus points (terms) | Learn more |
| Neo Everyday Account | $0 | 0.52% | None | Learn more |
FAQ
Who is partnered with Neo?
Neo Financial has hundreds of partnering businesses and retailers that offer cash back bonuses to anyone paying with a Neo credit card. The partners and offers each user can access may be different as it varies by location. Still, national chains and online retailers like Simons, The Keg Steakhouse + Bar, Knix, and Endy are all partners.
Is Walmart a Neo partner?
At the time of writing, Walmart isn't listed as a Neo partner. However, there are other department and home goods chains that partner with Neo, including Simons, Casper, and Ashley. It's also possible that Walmart could partner with Neo in the future – you can always log in and check the Neo app or website to see if this has changed.
How many partners does Neo have?
Looking at the location-based list available to us, we counted more than 420 Neo partners, but this is definitely not a complete list. On its own site, Neo Financial claims to have 10,000+ partners "and counting," and other online sources say this number is as high as 11,000.
What bank is Neo affiliated with?
Neo Financial is a Canadian challenger bank that partners with traditional institutions to deliver its products. Instead of holding its own banking license, Neo collaborates with regulated banks like Peoples Bank of Canada, Concentra Bank, and ATB Financial to offer CDIC-insured accounts.
Can you tell me where to use my Neo card?
You can use your Neo credit card anywhere that Mastercard is accepted. It's always a good idea to use your Neo card at partnering retailers – depending on which card you have (we recommend the Neo World Elite Mastercard®, a top cash back card), and where you shop, you'll earn up to 5% cash back on all your purchases.
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