Showing 524 articles in the ‘Credit Cards 101’ category

How Do Credit Builder Loans Work In Canada?

How Do Credit Builder Loans Work In Canada?

by Team Genius | Dec 5, 2025

A credit builder loan is a type of loan that allows someone with no or poor credit to build their credit score. They're offered by banks, fintech companies, and credit unions.

AIR MILES Cash Miles: How To Earn, Maximize, and Redeem Non-Travel Rewards

Using AIR MILES Cash for Non-Travel Rewards

by Team Genius | Dec 5, 2025

To use AIR MILES Cash rewards, shop in-store with retail partners, or redeem eVouchers with online partners for merchandise and services, like flights.

How to Maximize the Choice Privileges Rewards Program

How to Maximize the Choice Privileges Rewards Program

by Team Genius | Nov 28, 2025

The Choice Privileges rewards program allows Canadians to earn points on eligible hotel stays, which can be redeemed for rewards nights, gift cards, and more.

Amazon Prime Canada Vs. Costco – A Comparison Of These Retail Giants

Costco vs. Amazon in Canada – Comparing Retail Giants

by Team Genius | Nov 28, 2025

Costco and Amazon are two of Canada’s largest retailers. When deciding which membership to purchase, consider price, product quality, return policies, and more.

Amex Cobalt Vs. Amex Gold – Which One To Keep?

Amex Cobalt Vs. Amex Gold – Which One To Keep?

by Team Genius | Nov 28, 2025

In the Amex Cobalt vs. Amex Gold showdown, Cobalt wins due to its great earn rates for everyday purchases, but the Gold is a fantastic travel card option.

Your Guide to the OneKey Expedia Rewards Program

Your Guide to the OneKey Expedia Rewards Program

by Team Genius | Nov 28, 2025

One Key is a rewards program for Expedia, Hotels.com, and VRBO. Members can earn OneKeyCash on travel and activities, then redeem it for $1 per point.

How Much Money Are You Losing ‒ Or Saving ‒ At Amazon?

Is Amazon Prime Worth It? How Much Are You Really Saving?

by Team Genius | Nov 21, 2025

Amazon Prime is worth it for frequent online shoppers. Simply put, the more you use it, the more you’ll save – especially if you also stream Prime Video.

How To Redeem Aeroplan Points

How To Redeem Aeroplan Points

by Team Genius | Nov 21, 2025

Members can redeem Aeroplan points for car rentals, flights, gift cards, hotels, and vacation packages. Using Aeroplan points for travel offers the best value.

When Should You Pay Your Credit Card Bill?

When Should You Pay Your Credit Card Bill?

by Team Genius | Nov 21, 2025

Your credit card payment schedule depends on your goals. Paying it early can help build your score, but paying later lets you hold onto your cash a bit longer.

Quick Guide To Redeeming Your Air Miles For Hotels

Quick Guide To Redeeming Your Air Miles For Hotels

by Team Genius | Nov 19, 2025

The Air Miles Program allows you to use Dream Miles to book a hotel through the Air Miles travel website.

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