Showing 509 articles in the ‘Credit Cards 101’ category

Save On Gas With Reward Programs: Which Points Are Best?
The PC Optimum program at Esso is the best gas rewards program in Canada, but any such rewards program can help alleviate some of the pain your wallet feels at the pump.

Borrowell Vs. Credit Karma – Is One Better Than The Other?
Comparing Borrwell vs Credit Karma is tricky, as both provide your credit score for free and offer other excellent services. Still, Borrwell has better security and more services.

Do Student Loans Affect Your Credit Score?
Yes, a student loan can lower your credit score if you don’t make payments on time, the same as any loan. Be sure to make at least minimum payments on your loan each month.

Can You Get A Scotiabank Secured Credit Card?
While it has a long list of card options, Scotiabank does not offer a secured credit card. Luckily, there are other secured card options available from different issuers.

Which Rewards Programs Price Match Travel Costs?
Expedia For TD is the only rewards program that offers price matching. Still, programs offer flexible travel booking, so you can always get the best deal for your next trip.

A Showdown Between Scene+ And PC Optimum – Which Offers The Most Rewards For Free Groceries
Both Scene+ and PC Optimum reward customers with discounts, but which program is better? We break down both loyalty programs to compare their rewards and earning potential.

Is Converting Aeroplan Points To Starbucks Stars Worth It?
Although converting Aeroplan points to Starbucks Stars isn't the most valuable redemption option available, it can still be a worthwhile choice for coffee lovers.

Average Credit Card Debt Canada – What Do Canadians Owe On Credit Cards?
As of Q1 for 2025, the average Canadian consumer carries a credit card balance of $4,415. 1.4 million people missed at least one credit payment in January-March of 2025.

How To Make A Credit Card Price Protection Claim And Win (Almost) Every Time
Credit card price protection allows you to receive a refund if a purchased item's price drops. It only takes a few minutes to make a claim and can be quite valuable.

How To Redeem Petro-Points For Maximum Value
If you're wondering how to redeem Petro-Points, you'll be happy to know that they can easily be cashed in for discounts on fuel, car washes, in-store purchases, and more.






























