Showing 524 articles in the ‘Credit Cards 101’ category

What is Flexiti?

What is Flexiti?

by Team Genius | Nov 19, 2025

Enjoy the financial flexibility that comes with Flexiti’s buy now pay later plan, deferred payment plans, or credit cards that offer interest-free financing.

Quick Guide To Redeeming Your Air Miles For Hotels

Quick Guide To Redeeming Your Air Miles For Hotels

by Team Genius | Nov 19, 2025

The Air Miles Program allows you to use Dream Miles to book a hotel through the Air Miles travel website.

Personal Loans vs. Credit Cards – What's the Difference

Personal Loans vs. Credit Cards – What's the Difference

by Team Genius | Nov 14, 2025

A personal line of credit vs. a credit card – what's the difference when it comes to these 2 types of loans? There are pros and cons to each of them. Here are the differences and which is better.

Financing For Students – From Student Credit Cards To Student Loan Services

Financing For Students – From Student Credit Cards To Student Loan Services

by Team Genius | Nov 13, 2025

Figuring out how to pay for your schooling is one of the more challenging parts of being a student in Canada. Here we look at some of the student loans and grants you can apply for, plus other sources of student financing.

Best credit cards for Christmas and holiday shopping

Best credit cards for Christmas and holiday shopping

by Team Genius | Nov 13, 2025

Earn rewards while shopping for your loved ones this Christmas. We’ll show you the cards with the best cash back and insurance to maximize your purchases.

The Rogers Red World Elite Mastercard Vs. Rogers Red Mastercard

The Rogers Red World Elite Mastercard Vs. Rogers Red Mastercard

by Team Genius | Nov 5, 2025

Our review of the Rogers Red World Elite Mastercard vs. the Rogers Mastercard reveals similar benefits and interest rates, but puts the World Elite card on top.

Your Credit Report – How To Correct Inaccuracies In Your File

How To Correct Inaccuracies In Your Credit Report

by Team Genius | Nov 5, 2025

Canadians can flag inaccuracies on credit reports by submitting a claim on the credit bureau's website, sending it through the mail, or making a phone call.

What Happens If You Miss a Credit Card Payment?

What Happens If You Miss a Credit Card Payment?

by Team Genius | Oct 31, 2025

A missed credit card payment can lead to late fees, higher interest rates, and growing credit card debt, which can make it harder to pay the card off or access future credit.

Your Options For Car Loans If You Have Bad Credit

Your Options For Car Loans If You Have Bad Credit

by Team Genius | Oct 31, 2025

It is possible to get a bad credit car loan if your finances aren’t as great as they could be. The options include car dealerships, banks, and alternative lenders.

What Is A Credit Card Issuer?

What Is A Credit Card Issuer?

by Team Genius | Oct 24, 2025

A credit card issuer is a financial institution that provides and manages credit cards for consumers. Amex, BMO, MBNA, Scotiabank, RBC, and TD are all credit card issuers.

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