Showing 531 articles in the ‘Credit Cards 101’ category
15 Credit Card Terms Explained
Understanding your credit card’s terminology helps you use your card effectively and avoid costly mistakes. We explain the 15 most common credit card terms.
Understanding the Debt-to-Income Ratio in Canada
Your debt-to-income ratio is your monthly debt divided by your income, expressed as a percentage. It shows lenders how comfortably you can handle new debt.
Visa Infinite Luxury Vs. Amex Hotel Collections: Which Is Better?
For extra hotel benefits and perks, consider using the Amex Hotel Collection or the Visa Infinite Luxury Hotel Collection. Each one offers on-property credits and other benefits for a more enjoyable stay. We go over both programs, plus the credit cards that gain you access to either one.
The Battle for Easy Rewards: TD vs. RBC vs. CIBC vs. BMO vs. Scotia vs. Amex
The American Express Membership Rewards is the best rewards program, but other programs from TD, RBC, CIBC, BMO, and Scotiabank may be easier to use.
A Guide to the Visa Infinite Dining Series
The Visa Infinite Dining Series allows Infinite and Infinite Privilege cardholders to book a coursed meal and chef experience at a fine-dining restaurant.
Visa vs. Mastercard: What’s Different?
The battle of Visa vs. Mastercard is close, with both payment networks offering very similar value to Canadians. However, Mastercard comes out on top.
First Year Free Credit Card Deals
Premium cards that give you the first year free offer excellent value and convenience, providing an opportunity to try the card and earn rewards without paying.
Your Guide to Neo Partners
Neo partners are businesses and retailers that offer cash back bonuses to anyone paying with a Neo card. The partners and bonuses available vary by location.
How Does PayPal Work In Canada?
If you’re wondering how PayPal works in Canada, you’re in the right place. This service allows you to easily make payments, transfer money, and make purchases online.
Best Credit Cards to Build Credit in Canada for 2026
Whether you’ve got poor credit or no credit, responsibly using a card is a reliable way to build your score. We’ll offer suggestions for secured, prepaid, and unsecured cards.
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