Showing 537 articles in the ‘Credit Cards 101’ category

How to Cancel Recurring Credit Card Payments

How to Cancel Recurring Credit Card Payments

by Team Genius | May 29, 2026

Recurring credit payments are sneaky – but simple to stop. Cancel billing by ending subscriptions, changing your payment method, or issuing a stop payment.

What Is Credit Utilization – And Why Does It Matter?

What Is Credit Utilization – And Why Does It Matter?

by Team Genius | May 29, 2026

Credit utilization is the percentage of credit you owe out of how much you have available. Decreasing credit utilization can improve your credit score.

How to Earn and Redeem Scene+ Points at Home Hardware

How to Earn and Redeem Scene+ Points at Home Hardware

by Team Genius | May 29, 2026

Home Hardware partners with Scene+ to reward customers with 50 Scene+ points for every $50 spent at the store. Savvy shoppers will pair their purchases with a Scene+ credit card.

Your Guide to Credit Card Concierge Service

Your Guide to Credit Card Concierge Service

by Team Genius | May 28, 2026

Credit card concierge services offer eligible cardholders free assistance with dining or entertainment reservations, shopping, travel bookings, and more.

How to Maximize the Scene+ Points Program

How to Maximize the Scene+ Points Program

by Team Genius | May 27, 2026

Use a free account, Scotiabank chequing account, or Scene+ credit card to collect and redeem Scene rewards at Cineplex, Sobeys, Shell, Home Hardware, and more.

Trip Cancellation Insurance in Canada: What's Covered and How to Claim

Trip Cancellation Insurance in Canada: What's Covered and How to Claim

by Team Genius | May 27, 2026

Trip cancellation insurance reimburses payments made toward a trip you're unable to complete as scheduled, covering prepaid costs and cancellation penalties.

Credit Score in Canada: What These 3 Digits Say About You

Credit Score in Canada: What These 3 Digits Say About You

by Team Genius | May 26, 2026

Credit scores in Canada range from 300 to 900 – the higher your score, the more competitive your interest rates will be for various financial products.

CIBC Aeroplan Visa Infinite Privilege vs. TD Aeroplan Visa Infinite Privilege

CIBC Aeroplan Visa Infinite Privilege vs. TD Aeroplan Visa Infinite Privilege

by Team Genius | May 22, 2026

The CIBC vs TD Aeroplan Visa Infinite Privilege card comparison is tricky, but key features such as seniors' travel insurance and NEXUS rebates differ.

What Is Amex Apply With Confidence?

What Is Amex Apply With Confidence?

by Team Genius | May 22, 2026

Take advantage of the Amex Apply With Confidence tool to see your chance of credit card approval before you go through the trouble of submitting an application.

How to Maximize the Atmos Rewards Program

How to Maximize the Atmos Rewards Program

by Team Genius | May 21, 2026

Formerly the Alaska Airlines Mileage Plan, Atmos Rewards is Alaska and Hawaiian Airlines' loyalty program, offering valuable perks and redemption choices.

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