Showing 502 articles in the ‘Credit Cards 101’ category

Top 5 No Fee Mastercards In Canada

Top 5 No Fee Mastercards In Canada

by Team Genius | Aug 11, 2025

The best Mastercard in Canada have plenty of benefits to offer, like high cash back rates and extensive insurance coverage, but the top no fee Mastercards offer the most.

Best Premium Credit Cards In Canada

Best Premium Credit Cards In Canada For 2026

by Team Genius | Aug 11, 2025

As the best premium credit card in Canada, the American Express Cobalt Card more than makes up for its annual fee with luxurious benefits, rewards, and top-of-the-line perks.

What Is RBC Right Pay?

What Is RBC Right Pay?

by Team Genius | Aug 11, 2025

The RBC Right Pay Card lets you spend your government social assistance payments with all the conveniences of a prepaid Visa credit card.

Buy Now Pay Later Credit Card Options In Canada: What's Your Best Option?

Buy Now Pay Later Installment Plans (And The Best Credit Cards That Offer Them)

by Team Genius | Aug 8, 2025

Buy now pay later plans are popular ways to pay for large purchases in smaller installments. Several credit card issuers offer them, including Amex and Scotiabank.

How To Buy Bitcoin With A Credit Card

How To Buy Bitcoin With A Credit Card

by Team Genius | Aug 8, 2025

Learning how to buy Bitcoin with a credit card isn't difficult. Choose a crypto exchange or website, link your credit card, and make the purchase – but beware of fees.

Your Guide To Priority Pass Lounges

Your Guide To Priority Pass Lounges

by Team Genius | Aug 7, 2025

A Priority Pass membership or credit card grants access to over 1,500 airport lounges worldwide, including over 20 locations in Canada.

The Best Return On Your Gas – Comparing PC Optimum, Petro-Points, And Air Miles

Save On Gas With Reward Programs: Which Points Are Best?

by Team Genius | Aug 7, 2025

The PC Optimum program at Esso is the best gas rewards program in Canada, but any such rewards program can help alleviate some of the pain your wallet feels at the pump.

Borrowell Vs. Credit Karma

Borrowell Vs. Credit Karma – Is One Better Than The Other?

by Team Genius | Aug 7, 2025

Comparing Borrwell vs Credit Karma is tricky, as both provide your credit score for free and offer other excellent services. Still, Borrwell has better security and more services.

Will Your Student Loan Tank Your Credit?

Do Student Loans Affect Your Credit Score?

by Team Genius | Aug 6, 2025

Yes, a student loan can lower your credit score if you don’t make payments on time, the same as any loan. Be sure to make at least minimum payments on your loan each month.

Can You Get A Scotiabank Secured Credit Card?

Can You Get A Scotiabank Secured Credit Card?

by Team Genius | Aug 6, 2025

While it has a long list of card options, Scotiabank does not offer a secured credit card. Luckily, there are other secured card options available from different issuers.

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