Showing 502 articles in the ‘Credit Cards 101’ category

Credit Card Authorization Forms: What They Are And How To Use Them

Credit Card Authorization Forms: What They Are And How To Use Them

by Team Genius | Aug 20, 2025

When you make a credit card charge, an authorization hold places a temporary pause on the transaction. This way, future charges like hotel incidentals or tips can be added.

Credit Bureaus In Canada – What They Actually Do And How They Affect You

Credit Bureaus In Canada – What They Actually Do And How They Affect You

by Team Genius | Aug 20, 2025

There are two credit bureaus in Canada: Equifax and TransUnion. Each uses your financial history to create personalized credit reports and scores for Canadians.

Can You Get A Credit Card Without A Job?

Can You Get A Credit Card Without A Job?

by Team Genius | Aug 20, 2025

Canadians can get a credit card without a job, as card issuers don’t require proof of employment. If you’re having trouble qualifying, consider a secured or student card.

Your Guide to Amex Centurion Lounges

Your Guide to Amex Centurion Lounges

by Team Genius | Aug 19, 2025

Select cardholders have access to the Amex Centurion Lounge network of calm, curated, convenient space where travellers can relax and refuel before and in between flights.

When To Use Cash vs. Credit Card

When To Use Cash vs. Credit Card

by Team Genius | Aug 19, 2025

Choosing between using cash vs. credit cards can be tricky. Cash is best for keeping purchases private, and credit cards are best for large and/or online purchases.

Calgary International Airport Lounges: The Ultimate Guide

Calgary International Airport Lounges: The Ultimate Guide

by Team Genius | Aug 12, 2025

There are six Calgary International Airport Lounges, including the popular Air Canada Maple Leaf Lounge. Each one has different amenities and entrance requirements.

Can You E-Transfer From A Credit Card?

Can You E-Transfer From A Credit Card?

by Team Genius | Aug 12, 2025

You can make an Interac e-Transfer from a credit card if it's a prepaid Mastercard. Otherwise, there are several convenient alternatives, including a cash advance.

What Is RBC Right Pay?

What Is RBC Right Pay?

by Team Genius | Aug 11, 2025

The RBC Right Pay Card lets you spend your government social assistance payments with all the conveniences of a prepaid Visa credit card.

Top 5 No Fee Mastercards In Canada

Top 5 No Fee Mastercards In Canada

by Team Genius | Aug 11, 2025

The best Mastercard in Canada have plenty of benefits to offer, like high cash back rates and extensive insurance coverage, but the top no fee Mastercards offer the most.

Best Premium Credit Cards In Canada

Best Premium Credit Cards In Canada For 2026

by Team Genius | Aug 11, 2025

As the best premium credit card in Canada, the American Express Cobalt Card more than makes up for its annual fee with luxurious benefits, rewards, and top-of-the-line perks.

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