Showing 509 articles in the ‘Credit Cards 101’ category

What Happens If You Miss a Credit Card Payment?

What Happens If You Miss a Credit Card Payment?

by Team Genius | Oct 31, 2025

A missed credit card payment can lead to late fees, higher interest rates, and growing credit card debt, which can make it harder to pay the card off or access future credit.

Your Options For Car Loans If You Have Bad Credit

Your Options For Car Loans If You Have Bad Credit

by Team Genius | Oct 31, 2025

It is possible to get a bad credit car loan if your finances aren’t as great as they could be. The options include car dealerships, banks, and alternative lenders.

What Is The Standard Credit Card Size?

What Is The Standard Credit Card Size?

by Team Genius | Oct 24, 2025

All credit cards and debit cards in Canada follow the credit card size standard of 85.6 × 53.98 mm, or 3.370 × 2.125 inches. Debit and credit card weight may vary slightly.

Online Shopping: Best Credit Cards For Earning Cash Back And Saving On Foreign Transaction Fees

Online Shopping: Best Credit Cards For Earning Cash Back And Saving On Foreign Transaction Fees

by Team Genius | Oct 24, 2025

Before you head to your online shopping cart, see if your credit card is giving you good cash back. If not, take a look at our top cash back and no fx fee credit cards.

What Is A Credit Card Issuer?

What Is A Credit Card Issuer?

by Team Genius | Oct 24, 2025

A credit card issuer is a financial institution that provides and manages credit cards for consumers. Amex, BMO, MBNA, Scotiabank, RBC, and TD are all credit card issuers.

Are Credit Card Rewards Taxable?

Are Credit Card Rewards Taxable?

by Team Genius | Oct 17, 2025

Credit card rewards and taxes – a question that comes up is whether or not your rewards are subject to taxes. Here's your guide on the best rewards credit cards, and when to pay income tax on them.

Which Credit Card Has The Best Return On Spending In Canada?

Which Credit Card Has The Best Return On Spending In Canada?

by Team Genius | Oct 17, 2025

If you're wondering which credit card has the best rate of return, the answer is the American Express Cobalt Card. Its 4.5% rate is far above the runner up's rate of 3.34%.

Quick Guide To Redeeming Your Air Miles For Flights

Quick Guide To Redeeming Your Air Miles For Flights

by Team Genius | Oct 17, 2025

You can redeem Dream Miles for flights or flight discounts by booking through the Air Miles travel website.

The Best IKEA Credit Cards To Use In Canada

The Best IKEA Credit Cards To Use In Canada For 2026

by Team Genius | Oct 14, 2025

Although IKEA does not offer a co-branded credit card to Canadians, we’ll show you the best credit card to use when shopping at IKEA, so you can optimize rewards.

What Is A Credit Card Grace Period?

What Is A Credit Card Grace Period?

by Team Genius | Oct 10, 2025

Canadians usually have between 21 and 55 days to repay a charge on their credit card before their card issuer starts charging interest. This is known as the grace period.

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