Showing 496 articles in the ‘Credit Cards 101’ category

The Strategy I’m Using to Score 267,000 Marriott Rewards Points

The Strategy I’m Using to Score 267,000 Marriott Rewards Points

by creditcardGenius Team | May 30, 2025

I'm currently in the process of earning over 267,000 Marriott points in one year using the Amex Marriott Bonvoy and Gold Rewards cards.

The Best Websites To Find Cheap Flights

The Best Websites To Find Cheap Flights

by creditcardGenius Team | May 23, 2025

Some of the best websites to find cheap flights include Google Flights, Kiwi, and Skiplagged – but we recommend searching directly with the airline.

How Credit Card Interest Works in Canada

How Credit Card Interest Works in Canada

by creditcardGenius Team | May 23, 2025

Credit card interest is the cost of borrowing money with your card, but you can avoid it by paying your bills on time and repaying cash advances ASAP.

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Which Is The Best Airline Rewards Program In Canada?

by creditcardGenius Team | May 14, 2025

Canadians can take advantage of Aeroplan, WestJet Rewards, and VIPorter airline rewards programs, but Aeroplan tends to be the best overall.

How To Earn Avion Points With The RBC Value Program

How To Earn Avion Points With The RBC Value Program

by creditcardGenius Team | May 13, 2025

The RBC Value Program allows you to save on monthly RBC account fees while earning Avion points that you can redeem for travel, statement credits, and more.

How To Use The PC Health App To Earn Optimum Points

How To Use The PC Health App To Earn Optimum Points

by creditcardGenius Team | May 13, 2025

The PC Health app allows you to manage your prescriptions, schedule appointments, chat with healthcare providers, and earn Optimum points for completing health activities.

How Much Can Aeroplan Preferred Pricing Save You?

How Much Can Aeroplan Preferred Pricing Save You?

by creditcardGenius Team | May 12, 2025

With Preferred Pricing, Aeroplan members can save an average of 20,000+ points on a flight with Air Canada, but only on the occasional domestic route.

Line Of Credit vs. Credit Card: Which One Is Best For You?

Line Of Credit vs. Credit Card: Which One Is Best For You?

by creditcardGenius Team | May 7, 2025

Both a line of credit and credit card let you borrow money. Credit cards are best used for everyday purchases and earning rewards while lines of credit are for big purchases.

Most Dangerous Cities In Canada

Most Dangerous Cities In Canada 2025

by creditcardGenius Team | May 6, 2025

Kamloops, BC, is the non-violent crime capital of Canada, while Chilliwack, BC, had the highest rates of violent criminal offenses in 2023.

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How To Calculate Debt To Income Ratio

by creditcardGenius Team | Apr 24, 2025

Debt-to-income ratio is your monthly debt payments divided by your gross monthly income. It helps lenders understand how much you can afford to repay on a loan.

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