Showing 509 articles in the ‘Credit Cards 101’ category
How to Maximize RBC Avion Rewards
You can earn Avion Points with an RBC credit card or a free Avion Rewards account, to redeem for your choice of flights, gift cards, merchandise, and travel.
15 Credit Card Terms Explained
Understanding your credit card’s terminology helps you use your card effectively and avoid costly mistakes. We explain the 15 most common credit card terms.
A Night Out on the Town with the Amex Cobalt Card
Whether you’re headed out for date night or a holiday party, don’t leave home without the Amex Cobalt, which earns some of the highest rewards of any credit card.
The Best Travel Mastercard for Shopping at Costco
We thought we had figured out what the best travel Mastercard for shopping at Costco was, but with BMO shaking up one of their premium credit cards, there is a new contender. The BMO AIR MILES World Elite Mastercard now has a higher sign-up bonus, a companion flight rebate, and the first year is free.
Understanding the Debt-to-Income Ratio in Canada
Your debt-to-income ratio is your monthly debt divided by your income, expressed as a percentage. It shows lenders how comfortably you can handle new debt.
Visa Infinite Luxury Vs. Amex Hotel Collections: Which Is Better?
For extra hotel benefits and perks, consider using the Amex Hotel Collection or the Visa Infinite Luxury Hotel Collection. Each one offers on-property credits and other benefits for a more enjoyable stay. We go over both programs, plus the credit cards that gain you access to either one.
A Guide to the Visa Infinite Dining Series
The Visa Infinite Dining Series allows Infinite and Infinite Privilege cardholders to book a coursed meal and chef experience at a fine-dining restaurant.
The Battle for Easy Rewards: TD vs. RBC vs. CIBC vs. BMO vs. Scotia vs. Amex
The American Express Membership Rewards is the best rewards program, but other programs from TD, RBC, CIBC, BMO, and Scotiabank may be easier to use.
First Year Free Credit Card Deals
Premium cards that give you the first year free offer excellent value and convenience, providing an opportunity to try the card and earn rewards without paying.
Visa vs. Mastercard: What’s Different?
The battle of Visa vs. Mastercard is close, with both payment networks offering very similar value to Canadians. However, Mastercard comes out on top.
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