Showing 524 articles in the ‘Credit Cards 101’ category

How To Maximize The Westjet Rewards Program

How to Maximize the WestJet Rewards Program

by Team Genius | May 15, 2026

Frequent flyers on WestJet (or Delta, Air France, KLM, or Qantas) can collect WestJet points to spend on more flights, vacation packages, flight upgrades, and merchandise.

Canadian Tire Triangle Rewards: How To Maximize Your Canadian Tire Money

How to Maximize Your Canadian Tire Triangle Rewards

by Team Genius | May 15, 2026

Triangle Rewards is the rewards program for all Canadian Tire stores, including Mark's and Sport Chek. $1 in CT Money equals $1 CAD at any of these stores.

How to Read a Credit Card Statement

How to Read a Credit Card Statement

by Team Genius | May 13, 2026

Your credit card statement breaks down your monthly balance, minimum payment, due date, recent transactions, and any fees — so you're always in the know.

Our Guide to the Plaza Premium Lounge in Toronto (Terminal 3, Transborder)

Our Guide to the Plaza Premium Lounge in Toronto (Terminal 3, Transborder)

by Team Genius | May 13, 2026

With a membership or premium credit card, or by paying the entry fee, travellers can access Toronto airport's Transborder Plaza Premium Lounge in Terminal 3.

Do Travel Points Expire? How to Avoid Losing Your Points

Do Travel Points Expire? How to Avoid Losing Your Points

by Team Genius | May 12, 2026

Do travel points expire? Unfortunately, they do, but most programs give you simple options for keeping your account active and your hard-earned points in good standing.

Why Is My Credit Card Being Declined?

Why Is My Credit Card Being Declined?

by Team Genius | May 12, 2026

Reasons your credit card was declined include reaching your credit limit, entering incorrect payment info online, using an expired card, or travelling abroad.

Maximize Your Tangerine Credit Card Benefits

Maximize Your Tangerine Credit Card Benefits

by Team Genius | May 6, 2026

Learn how to maximize Tangerine credit card benefits, from cash back rewards to built-in insurance and perks, plus details on the latest GeniusCash offer.

Get More Cash Back with Tangerine

Get Cash Back with Tangerine

by Team Genius | May 6, 2026

Learn how to earn more Tangerine cash back with the Money-Back World Mastercard, from choosing categories to simple tips that boost your monthly rewards.

How to Calculate Debt-to-Income Ratio

How to Calculate Debt-to-Income Ratio

by Team Genius | May 6, 2026

Debt-to-income ratio is your monthly debt payments divided by your gross monthly income. It helps lenders understand how much you can afford to repay on a loan.

Guide to WestJet UltraBasic Fare

Your Guide to the WestJet UltraBasic Fare

by Team Genius | May 6, 2026

WestJet Ultrabasic is the airline's cheapest fare tier, stripping away extras like seat selection and bags to deliver a discount airline-style experience.

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