Showing 537 articles in the ‘Credit Cards 101’ category

How to Handle an Overpaid Credit Card

How to Handle an Overpaid Credit Card

by Team Genius | Jun 26, 2026

A credit card overpayment means you've paid more than you owe, and it can be fixed by requesting a refund, taking a cash advance, or spending the extra amount.

Credit Card Financing – From Installment Plans to Low Interest Credit Cards

Credit Card Financing – From Installment Plans to Low Interest Credit Cards

by Team Genius | Jun 26, 2026

Credit card financing lets you split large purchases into fixed payments with a set fee, and is often cheaper than paying high credit card interest fees.

Your Guide to Credit Card Processing Fees in Canada

Your Guide to Credit Card Processing Fees in Canada

by Team Genius | Jun 26, 2026

Credit card processing fees in Canada are based on the card network, the type of credit card, how the payment is processed, and your type of business.

How Credit Card Interest Works in Canada

How Credit Card Interest Works in Canada

by Team Genius | Jun 26, 2026

Knowing how it's calculated is the key to understanding how credit card interest works, and this knowledge can help you avoid falling into credit card debt.

Line of Credit vs. Credit Card: Which One Is Best for You?

Line of Credit vs. Credit Card: Which One Is Best for You?

by Team Genius | Jun 26, 2026

When choosing between a line of credit vs. credit card, remember that lines of credit are best for big purchases, while cards are best for everyday spending.

How to Save with Shoppers Drug Mart and PC Optimum

How to Save with Shoppers Drug Mart and PC Optimum

by Team Genius | Jun 26, 2026

Shoppers Drug Mart purchases earn 15 PC Optimum points per $1 spent, but you can earn even more by taking advantage of personalized offers and bonus events.

How to Maximize the Rove Miles Rewards Program

How to Maximize the Rove Miles Rewards Program

by Team Genius | Jun 24, 2026

Rove Miles is a flexible rewards program where you earn points shopping online and booking flights or hotels, with easy transfers to other rewards programs.

How to Maximize the Air Miles/Blue Rewards Program

How to Maximize the Air Miles/Blue Rewards Program

by Team Genius | Jun 20, 2026

The Blue Rewards program is BMO’s new rewards program that awards points for shopping, for booking travel, and for using BMO Blue Rewards credit cards.

Which Credit Cards Offer Mobile Phone Insurance in Canada?

Which Credit Cards Offer Mobile Phone Insurance in Canada?

by Team Genius | Jun 20, 2026

At $1,500, the RBC Avion Visa Infinite offers the highest mobile device insurance coverage, but the Amex Cobalt has a $1,000 limit and plenty of extra benefits.

Your Marriott Bonvoy Points Transfer Options

Your Marriott Bonvoy Points Transfer Options

by Team Genius | Jun 20, 2026

The Marriott Bonvoy transfer points option can be a valuable one, with 35 airline partner programs to choose from, including Aeroplan and United Mileage Plus.

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