Showing 496 articles in the ‘Credit Cards 101’ category

Can You Get A Scotiabank Secured Credit Card?

Can You Get A Scotiabank Secured Credit Card?

by Team Genius | Aug 6, 2025

While it has a long list of card options, Scotiabank does not offer a secured credit card. Luckily, there are other secured card options available from different issuers.

Which Rewards Programs Price Match Travel Costs?

Which Rewards Programs Price Match Travel Costs?

by Team Genius | Jul 30, 2025

Expedia For TD is the only rewards program that offers price matching. Still, programs offer flexible travel booking, so you can always get the best deal for your next trip.

A Showdown Between Scene+ And PC Optimum – Which Offers The Most Rewards For Free Groceries

A Showdown Between Scene+ And PC Optimum – Which Offers The Most Rewards For Free Groceries

by Team Genius | Jul 30, 2025

Both Scene+ and PC Optimum reward customers with discounts, but which program is better? We break down both loyalty programs to compare their rewards and earning potential.

Is Converting Aeroplan Points To Starbucks Stars Worth It?

Is Converting Aeroplan Points To Starbucks Stars Worth It?

by Team Genius | Jul 29, 2025

Although converting Aeroplan points to Starbucks Stars isn't the most valuable redemption option available, it can still be a worthwhile choice for coffee lovers.

Average Credit Card Debt Canada – What Do Canadians Owe On Credit Cards?

Average Credit Card Debt Canada – What Do Canadians Owe On Credit Cards?

by Team Genius | Jul 18, 2025

As of Q1 for 2025, the average Canadian consumer carries a credit card balance of $4,415. 1.4 million people missed at least one credit payment in January-March of 2025.

Amex Purchase Protection – How To Get Your Money Back, And What Credit Cards Offer It

Amex Purchase Protection – How To Get Your Money Back, And What Credit Cards Offer It

by Team Genius | Jul 17, 2025

Amex purchase protection in Canada is quite extensive, covering both extended warranty and purchase protection insurance. It's offered with all American Express credit cards.

How To Make A Credit Card Price Protection Claim And Win (Almost) Every Time

How To Make A Credit Card Price Protection Claim And Win (Almost) Every Time

by Team Genius | Jul 16, 2025

Credit card price protection allows you to receive a refund if a purchased item's price drops. It only takes a few minutes to make a claim and can be quite valuable.

How To Redeem Petro-Points For Maximum Value

How To Redeem Petro-Points For Maximum Value

by Team Genius | Jul 14, 2025

If you're wondering how to redeem Petro-Points, you'll be happy to know that they can easily be cashed in for discounts on fuel, car washes, in-store purchases, and more.

What is a Balance Protector Premium and is It Worth the Money

What Is A Balance Protector Premium And Is It Worth The Money?

by Team Genius | Jul 11, 2025

A balance protector premium, or balance protection insurance, is an insurance product that provides help in cases of emergency when you can't make your credit card payments.

Toronto Pearson Airport Lounges: The Ultimate Guide

Toronto Pearson Airport Lounges: The Ultimate Guide

by Team Genius | Jul 11, 2025

There are 16 Toronto Pearson airport lounges for travellers to choose from, including the exclusive Air Canada Signature Suite and the pay-per-entry Plaza Premium Lounge.

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