Showing 496 articles in the ‘Credit Cards 101’ category

Best Home Improvement Credit Cards In Canada

Best Home Improvement Credit Cards In Canada

by Team Genius | Sep 22, 2025

Home improvements can be pricey, so use the right credit card that earns you extra rewards at hardware stores to take the sting out of your next renovation project.

Best First Credit Card For Young Adults

Best First Credit Card For Young Adults

by Team Genius | Sep 22, 2025

Young adults getting their first credit card typically have different financial needs than people with high credit scores and incomes. We look at the best starter options.

Charge Card vs. Credit Card: What’s The Difference?

Charge Card Vs. Credit Card: What’s The Difference?

by Team Genius | Sep 19, 2025

Credit cards have lower interest rates and a credit limit that you borrow against, while charge cards have no preset spending limits but must be paid in full every month.

Does Cancelling Your Credit Card Hurt Your Credit Score?

Does Cancelling Your Credit Card Hurt Your Credit Score?

by Team Genius | Sep 19, 2025

The best savings accounts in Canada give you high interest rates for your money while also keeping it readily available. Here are the best high interest savings accounts in Canada.

The best credit cards for food delivery in Canada

The best credit cards for food delivery in Canada

by Team Genius | Sep 19, 2025

If you use a credit card that offers increased earn rates for restaurant or grocery purchases, you could save big on food delivery from your favourite restaurants.

Prepaid Credit Cards Vs. Secured Credit Cards – Which Is Right For You?

Prepaid Credit Cards Vs. Secured Credit Cards – Which Is Right For You?

by Team Genius | Sep 19, 2025

Secured cards are generally better for building credit, while prepaid cards may include more perks and rewards, though the majority of them don’t build any credit.

What Is A ZIP Code On A Canadian Credit Card?

What Is A ZIP Code On A Canadian Credit Card?

by Team Genius | Sep 18, 2025

To create a usable ZIP code when shopping with your Canadian credit card in the U.S., list your three Canadian postal code numbers in order and add two zeros to the end.

How Credit Card Companies Make Money

How Credit Card Companies Make Money

by Team Genius | Sep 17, 2025

If you wonder how credit card companies make money, consider your card's interest rates, the various fees it charges, and the emails you get advertising other credit products.

Your guide to credit card fees in Canada

Your Guide to Credit Card Fees in Canada

by Team Genius | Sep 12, 2025

Never be surprised by unknown fees again! Read through our handy guide on various credit card fees like foreign transaction fees, overlimit fees, late payment fees, and more.

How to Build Your Credit: A Complete Guide

How to Build Your Credit: A Complete Guide

by Team Genius | Sep 12, 2025

If you're wondering how to build your credit, consider using a secured credit card or applying for a credit builder loan, but make sure all payments are full and on time.

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