Showing 492 articles in the ‘Credit Cards 101’ category

Amex Purchase Protection – How To Get Your Money Back, And What Credit Cards Offer It

Amex Purchase Protection – How To Get Your Money Back, And What Credit Cards Offer It

by creditcardGenius Team | Jul 17, 2025

Amex purchase protection in Canada is quite extensive, covering both extended warranty and purchase protection insurance. It's offered with all American Express credit cards.

How To Make A Credit Card Price Protection Claim And Win (Almost) Every Time

How To Make A Credit Card Price Protection Claim And Win (Almost) Every Time

by creditcardGenius Team | Jul 16, 2025

Credit card price protection allows you to receive a refund if a purchased item's price drops. It only takes a few minutes to make a claim and can be quite valuable.

How To Redeem Petro-Points For Maximum Value

How To Redeem Petro-Points For Maximum Value

by creditcardGenius Team | Jul 14, 2025

If you're wondering how to redeem Petro-Points, you'll be happy to know that they can easily be cashed in for discounts on fuel, car washes, in-store purchases, and more.

What is a Balance Protector Premium and is It Worth the Money

What Is A Balance Protector Premium And Is It Worth The Money?

by creditcardGenius Team | Jul 11, 2025

A balance protector premium, or balance protection insurance, is an insurance product that provides help in cases of emergency when you can't make your credit card payments.

Toronto Pearson Airport Lounges: The Ultimate Guide

Toronto Pearson Airport Lounges: The Ultimate Guide

by creditcardGenius Team | Jul 11, 2025

There are 16 Toronto Pearson airport lounges for travellers to choose from, including the exclusive Air Canada Signature Suite and the pay-per-entry Plaza Premium Lounge.

Air Canada’s Aeroplan Rewards Program

Air Canada’s Aeroplan Rewards Program

by creditcardGenius Team | Jul 11, 2025

The Air Canada Aeroplan rewards program is a valuable way for frequent flyers and credit cardholders to earn points when booking flights, hotels, car rentals, and more.

Minimum Credit Score Required for a Mortgage

What's The Minimum Credit Score Required For A Mortgage In Canada?

by creditcardGenius Team | Jul 10, 2025

The minimum credit score required for a mortgage in Canada is about 650, but 680 is the preferred minimum. Other factors affect mortgage eligibility, too, like job stability.

Credit Karma Canada Lets Users Get Their Credit Score For Free

Credit Karma Canada: Get Your Credit Score For Free

by creditcardGenius Team | Jul 10, 2025

Credit Karma Canada allows users to see their credit score for free, plus credit monitoring, identity protection, and more optional services. Borrwell is a top competitor.

What Are The Credit Score Ranges (+ The Best Credit Cards For Each One)

by creditcardGenius Team | Jul 10, 2025

The credit score range goes from 300 to 900, with ratings like Poor, Fair, Good, Very Good, and Excellent. It's important to know what your own score is and within which category.

Currency Exchange Rate Fees: What Your Credit Card Charges (And How To Avoid It)

Currency Exchange Rate Fees: What Your Credit Card Charges (And How To Avoid It)

by creditcardGenius Team | Jul 10, 2025

The credit card currency rate can mean you pay more for international purchases, and while they change regularly, these currency exchange rate fees are mostly unavoidable.

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