Showing 496 articles in the ‘Credit Cards 101’ category

Are Credit Card Rewards Taxable?

Are Credit Card Rewards Taxable?

by Team Genius | Oct 17, 2025

Credit card rewards and taxes – a question that comes up is whether or not your rewards are subject to taxes. Here's your guide on the best rewards credit cards, and when to pay income tax on them.

Which Credit Card Has The Best Return On Spending In Canada?

Which Credit Card Has The Best Return On Spending In Canada?

by Team Genius | Oct 17, 2025

If you're wondering which credit card has the best rate of return, the answer is the American Express Cobalt Card. Its 4.5% rate is far above the runner up's rate of 3.34%.

Quick Guide To Redeeming Your Air Miles For Flights

Quick Guide To Redeeming Your Air Miles For Flights

by Team Genius | Oct 17, 2025

You can redeem Dream Miles for flights or flight discounts by booking through the Air Miles travel website.

The Best IKEA Credit Cards To Use In Canada

The Best IKEA Credit Cards To Use In Canada For 2026

by Team Genius | Oct 14, 2025

Although IKEA does not offer a co-branded credit card to Canadians, we’ll show you the best credit card to use when shopping at IKEA, so you can optimize rewards.

TD Travel Credit Cards And Your Alternatives

TD Travel Credit Cards And Your Alternatives

by Team Genius | Oct 10, 2025

TD has several credit cards that earn travel rewards points, which can be redeemed through Expedia For TD, but they may not be your best travel card options.

What You Should Know About TD Secured Credit Cards

Looking For A TD Secured Credit Card? Here’s What You Should Know

by Team Genius | Oct 10, 2025

The most important thing to know about TD secured credit cards is that they don’t technically offer any. Unfortunately, you’ll have to find a secured card from another issuer.

What Is A Credit Card Grace Period?

What Is A Credit Card Grace Period?

by Team Genius | Oct 10, 2025

Canadians usually have between 21 and 55 days to repay a charge on their credit card before their card issuer starts charging interest. This is known as the grace period.

New to Canada? Here’s How To Build Your Credit

New to Canada? Here’s how to build your credit

by Team Genius | Oct 8, 2025

Newcomers wondering how to build credit score in Canada have options but should start by opening a bank account, getting a credit card, and getting a cell phone plan.

Scotiabank Amex Gold Travel Insurance Coverage

Scotiabank Gold American Express Card Travel Insurance Coverage

by Team Genius | Oct 7, 2025

The Scotiabank Gold Amex card includes a comprehensive travel insurance package with generous coverage limits in addition to mobile device and purchase protection.

How To Rebuild Credit After Bankruptcy

How To Rebuild Credit After Bankruptcy

by Team Genius | Oct 3, 2025

If you're wondering how to rebuild credit, first try sticking to a realistic budget, paying your credit card and recurring bills on time, and/or using a secured credit card.

Tangerine Money-Back
App Download
What’s important to you?
Cash
Travel+
Low Fees
Insurance
Low Interest
Perks

creditcardGenius is a smart credit card matchmaker that compares 126+ features of 227+ credit cards, with objective ratings, rankings and reviews. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 200,000 people every month, 50,000 newsletter subscribers, and 15M people since launch.

Read more about creditcardGenius

About creditcardGenius

creditcardGenius

Rating Methodology

The most comprehensive credit card rating system in Canada.

126+ total data points analyzed
Data point breakdown