Showing 495 articles in the ‘Credit Cards 101’ category

What Is A Credit Card Limit (And Who Sets It)?

What Is A Credit Card Limit (And Who Sets It)?

by creditcardGenius Team | Sep 26, 2025

Your credit card issuer sets your card’s credit limit, which is the maximum amount of money you can charge to your card. Your credit limit may go up if your income increases.

TD First Class Travel Visa Infinite Benefit Coverages Guide

TD First Class Travel Visa Infinite Benefit Coverages Guide

by creditcardGenius Team | Sep 26, 2025

The TD First Class Travel Visa Infinite comes with a wealth of insurance coverage. Our benefits guide explains the TD card’s insurance types and coverage limits.

TD First Class Travel Visa Infinite Lounge Access

TD First Class Travel Visa Infinite Lounge Access

by creditcardGenius Team | Sep 26, 2025

The TD First Class Travel Visa Infinite includes Visa Airport Companion Membership, by Dragonpass, with four free passes per year to over 1,400 lounges around the world.

Best Home Improvement Credit Cards In Canada

Best Home Improvement Credit Cards In Canada

by creditcardGenius Team | Sep 22, 2025

Home improvements can be pricey, so use the right credit card that earns you extra rewards at hardware stores to take the sting out of your next renovation project.

Best First Credit Card For Young Adults

Best First Credit Card For Young Adults

by creditcardGenius Team | Sep 22, 2025

Young adults getting their first credit card typically have different financial needs than people with high credit scores and incomes. We look at the best starter options.

Prepaid Credit Cards Vs. Secured Credit Cards – Which Is Right For You?

Prepaid Credit Cards Vs. Secured Credit Cards – Which Is Right For You?

by creditcardGenius Team | Sep 19, 2025

Secured cards are generally better for building credit, while prepaid cards may include more perks and rewards, though the majority of them don’t build any credit.

The best credit cards for food delivery in Canada

The best credit cards for food delivery in Canada

by creditcardGenius Team | Sep 19, 2025

If you use a credit card that offers increased earn rates for restaurant or grocery purchases, you could save big on food delivery from your favourite restaurants.

Does Cancelling Your Credit Card Hurt Your Credit Score?

Does Cancelling Your Credit Card Hurt Your Credit Score?

by creditcardGenius Team | Sep 19, 2025

The best savings accounts in Canada give you high interest rates for your money while also keeping it readily available. Here are the best high interest savings accounts in Canada.

Charge Card vs. Credit Card: What’s The Difference?

Charge Card Vs. Credit Card: What’s The Difference?

by creditcardGenius Team | Sep 19, 2025

Credit cards have lower interest rates and a credit limit that you borrow against, while charge cards have no preset spending limits but must be paid in full every month.

What Is A ZIP Code On A Canadian Credit Card?

What Is A ZIP Code On A Canadian Credit Card?

by creditcardGenius Team | Sep 18, 2025

To create a usable ZIP code when shopping with your Canadian credit card in the U.S., list your three Canadian postal code numbers in order and add two zeros to the end.

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