TD Travel Credit Cards And Your Alternatives

creditcardGenius Team
updated on Oct 10, 2025
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As one of the big five banks, it’s no surprise that TD has a lot of travel cards on offer. All of their rewards cards allow you to redeem your TD points for travel through Expedia For TD.

However, when you look closely at the point value, you’ll quickly notice that other travel cards often have TD beat, which is why we included our favourite alternatives for each TD travel card. Compare each card’s annual fee, earn rates, and features to find the card that matches your travel style.

Key Takeaways

  • All of TD’s travel rewards cards are Visa cards, and they participate in the TD Rewards program.
  • You can redeem points for travel through Expedia For TD or get a statement credit for travel purchases.
  • Although you can redeem TD points for travel, other credit cards might offer you more value for your points.

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TD travel credit cards

TD only issues Visa cards, so their travel cards all offer Visa travel rewards and participate in the TD Rewards program, which allows you to redeem points for travel. You can also earn and redeem points with these cards using Expedia for TD.

Browse the top TD travel credit cards and consider the alternative options we’ve also listed.

Card nameWelcome offerAnnual feeFeaturesAlternative card
TD First Class Travel Visa Infinite Card $20 GeniusCash + Up to 165,000 bonus points (terms)$139* Earn up to 8 points per $1
* Birthday bonus every year
* 12 types of insurance coverage
American Express Cobalt
TD Platinum Travel Visa CardUp to 50,000 bonus points (terms)$89* Annual fee rebate for the first year
* Includes 9 types of insurance coverage
* Earns 6 points per $1 spent on travel through Expedia For TD
MBNA Rewards Platinum Plus
TD Rewards Visa Card $20 GeniusCash + Up to 15,152 bonus points (terms)$0* Earn 4 points per $1 spent on travel through Expedia For TD
* 50% bonus Stars at Starbucks
* Up to 10% off AVIS and Budget car rentals
American Express Green
TD Aeroplan Visa Business Card* Up to 60,000 Aeroplan points$149* Earn 2 points per $1 spent on Air Canada
* Includes 9 types of insurance coverage
* Earn double the Aeroplan points when shopping with Aeroplan partners
RBC Avion Visa Infinite Business

TD First Class Travel Visa Infinite Card

3.0 Genius Rating
3.5 (78) User reviews
Annual fee
$139.00 $0
1st year waived
Welcome bonus
$825
165,000 points
Annual rewards
$475
GC Ends: Dec 31, 2025
Credit Card Genius Cash IconGC: $20
TD First Class Travel® Visa Infinite* Card
Instant approval: Yes
Credit estimate:
3.0 Genius Rating
3.5 (78) User reviews
Annual fee
$139.00 $0
1st year waived
Welcome bonus
$825
165,000 points
Annual rewards
$475
GC Ends:
Dec 31, 2025
Credit estimate:
 (660 - 724)
Instant approval: Yes

First, we'll start with the TD First Class Travel Visa Infinite Card. TD's premium offering has a standard annual fee and good rewards (though not the best you can get). We also like that the card includes a generous insurance package with high coverage limits, and that it gives you bonus points every year on your birthday. This card’s perks easily offset the annual fee.

Pros:

  • Up to 165,000 TD Rewards points as a welcome bonus
  • Earn 2 to 6 points per $1 for everyday purchases
  • Earn 8 TD Reward Points for every $1 you spend when you book travel through Expedia® For TD
  • Visa Airport Companion membership with four free passes
  • Annual $100 travel credit
  • 12 types of insurance
  • Annual fee rebate for the first year

Cons:

  • High income requirements of either $60,000 personal or $100,000 household
  • Points only worth 0.5 cents each

Alternative: American Express Cobalt Card

For a better flexible rewards credit card, you'll want to consider the American Express Cobalt® Card. Not only will you earn rewards at a higher rate, but each point is worth more when redeemed for any purchase (not just travel or a single provider).

You can also:

  • Transfer points to six airline partners (including Aeroplan)
  • Use the Fixed Points Travel Program
  • Transfer to Marriott Bonvoy or Hilton Honors
5.0 Genius Rating
4.1 (80) User reviews
award seal ×8 Award winner
Annual fee
See rates
Learn more
Welcome bonus
$300
15,000 points
Annual rewards
$1,080
GC Ends: Dec 31, 2025
Credit Card Genius Cash IconGC: $100
American Express Cobalt® Card
Instant approval: Yes
Credit estimate:
5.0 Genius Rating
4.1 (80) User reviews
award seal 8x Award winner
Annual fee
See rates
Learn more
Welcome bonus
$300
15,000 points
Annual rewards
$1,080
GC Ends:
Dec 31, 2025
Credit estimate:
 (660 - 724)
Instant approval: Yes

TD Platinum Travel Visa Card

2.1 Genius Rating
3.8 (4) User reviews
Annual fee
$89.00 $0
1st year waived
Welcome bonus
$250
50,000 points
Annual rewards
$324
Learn more
TD Platinum Travel Visa* Card
2.1 Genius Rating
3.8 (4) User reviews
Annual fee
$89.00 $0
1st year waived
Welcome bonus
$250
50,000 points
Annual rewards
$324
Learn more
Credit estimate:
 (725 - 759)
Instant approval: Yes

The TD Platinum Travel Visa Card is a rare type of card. Not many credit cards offer annual fees in the $35 to $89 range (and the first year is waived), so think of this as TD’s budget travel card option. You’ll earn decent rewards and get a solid insurance package. Plus, there are no blackout dates, seat restrictions, or expiry dates for your TD travel points.

Pros:

  • Up to 50,000 bonus TD Rewards points
  • 6 points per $1 spent on travel purchased through Expedia For TD
  • 4.5 points per $1 spent on groceries, restaurants, and public transit
  • 3 points per $1 spent on digital gaming, media, bill payments, and streaming
  • 1.5 points per $1 spent on all other purchases
  • 9 types of insurance

Cons:

  • Points only worth 0.5 cents each

Alternative: Signature RBC Rewards Visa

For a truly no fee card, the Signature RBC Rewards Visa will earn you 2 points per $1 on restaurants, groceries, and select recurring bills, and 1 point per $1 on everything else. While these earn rates appear lower, they’re actually more valuable than TD points and you have more flexibility when redeeming them, especially for travel.

You’ll also get:

  • 10% bonus points every year on your birthday
  • Up to 10,000 welcome bonus points
  • Members-only travel deals through the MBNA Rewards Program

TD Rewards Visa Card

1.9 Genius Rating
5.0 (1) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$76
15,152 points
Annual rewards
$216
GC Ends: Dec 31, 2025
Credit Card Genius Cash IconGC: $20
TD Rewards Visa* Card
Instant approval: Yes
Credit estimate:
1.9 Genius Rating
5.0 (1) User reviews
Annual fee
$0.00
Learn more
Welcome bonus
$76
15,152 points
Annual rewards
$216
GC Ends:
Dec 31, 2025
Credit estimate:
 (660 - 724)
Instant approval: Yes

The TD Rewards Visa Card is one of two no annual fee cards in this list. Coupled with its no income requirements, it could be the perfect card for someone new to credit cards. We appreciate its generous earn rate when booking through Expedia For TD, as well as the card’s high earn rate for public transit and expenses like groceries or eating out.

Pros:

  • Up to 15,152 bonus welcome points
  • 4 points for every $1 you spend on travel through Expedia For TD
  • 3 points per $1 spent on groceries, restaurants, and public transit
  • 2 points per $1 spent on digital gaming, media, bill payments, and streaming
  • 1 point per $1 spent on all other purchases
  • 50% bonus Stars at Starbucks
  • Up to 10% off AVIS and Budget car rentals

Cons:

  • Points only worth 0.5 cents each

Alternative: American Express Green Card

Compared to the TD Rewards Visa’s low 0.9% return on spending, the Amex Green card’s 2.10% return makes it the better no fee credit card. Plus, you’ll earn Amex Membership Rewards and have access to their travel discounts.

The card also:

  • Gives four flexible redemption options
  • Provides a flat earn rate of 1 point per $1 spent
2.8 Genius Rating
5.0 (4) User reviews
award seal ×1 Award winner

10,000 Welcome Bonus Membership Rewards® points + No Annual Fee.*

Annual fee
See rates
Learn more
Welcome bonus
$200
10,000 points
Annual rewards
$504
Learn more
American Express® Green Card
Instant approval: Yes
Credit estimate:
American Express® Green Card
2.8 Genius Rating
5.0 (4) User reviews
award seal 1x Award winner

10,000 Welcome Bonus Membership Rewards® points + No Annual Fee.*

Annual fee
See rates
Learn more
Welcome bonus
$200
10,000 points
Annual rewards
$504
Learn more
Credit estimate:
 (660 - 724)
Instant approval: Yes

TD Aeroplan Visa Business

If you’re a loyal Air Canada traveller, check out the TD Aeroplan Visa Business card. When it comes to flying Air Canada, you’ll get a boosted earn rate, free checked bags, access to Maple Leaf Lounges, and the ability to earn Aeroplan points. On the business side, you’ll get useful management tools like expense trackers and online reporting programs. The card also gives you an increased earn rate for business expenses like shipping, internet, cable and phone services.

Pros:

  • Earn 2 points per $1 on Air Canada (and free checked bags)
  • Earn 1.5 points per $1 spent on travel, transit, dining, EV charging, and select business purchases
  • Earn 1 point per $1 on all other spending
  • Ability to earn Maple Leaf Lounge access
  • $100 NEXUS credit every 48 months
  • 9 types of insurance

Cons:

  • High annual fee and additional cards cost $49

Alternative: RBC Avion Visa Infinite Business

Although the RBC Avion Visa Infinite Business has a slightly higher annual fee, it has a higher rate of return and a much more extensive insurance package, which could come in handy if you frequently travel for business. Plus, you can transfer your Avion points to preferred airlines, so you can snag the best travel deals.

You can also:

  • Get more flexible travel options
  • Enjoy a large welcome bonus
  • Get access to the Visa Spend Clarity for Business tool
  • 12 types of insurance
3.3 Genius Rating
3.7 (3) User reviews
Annual fee
$175.00
Learn more
Welcome bonus
$583
25,000 points
Annual rewards
$699
Learn more
RBC Avion Visa Infinite Business
3.3 Genius Rating
3.7 (3) User reviews
Annual fee
$175.00
Learn more
Welcome bonus
$583
25,000 points
Annual rewards
$699
Learn more
Credit estimate:
 (760 - 900)
Instant approval: No

FAQ

Which TD credit card is best for travel?

We’d have to go with the TD First Class Travel Visa Infinite Card, which offers an annual travel credit and 8 points per $1 spent on travel through Expedia For TD.

How much are 100,000 TD travel points worth?

Let’s assume you’re trying to maximize your points’ value. In this case, you’d want to redeem them using Expedia for TD travel, which offers a value of 0.5 cents per point. So, 100,000 TD points would be worth $500.

What's the best Canadian travel credit card?

It may not surprise you to learn that the American Express Cobalt Card, our favourite credit card in Canada, is the best travel card, earning you an average 4.5% back and 10 types of insurance coverage.

Which TD card gives lounge access?

We like the TD Aeroplan Visa Infinite Privilege Credit Card for its generous airport lounge access. You’ll get unlimited Maple Leaf Lounge access and six free lounge passes through the Visa Airport Companion Program every year.

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Editorial Disclaimer: The content here reflects the author's opinion alone. No bank, credit card issuer, rewards program, or other entity has reviewed, approved, or endorsed this content. For complete and updated product information please visit the product issuer's website. Our credit card scores and rankings are based on our Rating Methodology that takes into account 126+ features for each of 227 Canadian credit cards.

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