Showing 531 articles in the ‘Credit Cards 101’ category

Does Applying for a Credit Card Hurt Your Credit Score?

Does Applying for a Credit Card Hurt Your Credit Score?

by Team Genius | Sep 4, 2026

Does applying for a credit card hurt your credit score? Yes, it can temporarily hurt it, but with regular credit card repayments, your score will soon recover.

What Is a Digital Wallet?

What Is a Digital Wallet?

by Team Genius | Sep 3, 2026

What is a digital wallet? It stores your credit, debit, and gift cards on your phone, so you can make secure contactless payments when it's available.

CIBC Costco Mastercard vs. CIBC Costco World Mastercard

CIBC Costco Mastercard vs. CIBC Costco World Mastercard

by Team Genius | Sep 3, 2026

In the CIBC Costco Mastercard vs. CIBC Costco World Mastercard matchup, the World card stands out with more valuable perks, but the 2 cards are very similar.

Web Perspectives Review

Web Perspectives Review

by Team Genius | Sep 3, 2026

Web Perspectives is a legitimate survey website where you can take online surveys, earn points, and redeem them for gift cards, prepaid cards, and more.

Should You Request a Credit Card Limit Increase?

Should You Request a Credit Card Limit Increase?

by Team Genius | Aug 28, 2026

Getting a credit limit increase gives you easy access to more funds and might improve your credit score, but only if you've got your finances in order.

How to Use the Points Path Extension

How to Use the Points Path Extension

by Team Genius | Aug 27, 2026

Points Path is a free browser extension that shows airline award prices alongside Google Flights results, making it easy to compare cash, points, and miles.

How to Maximize the ALL Accor Loyalty Programme

How to Maximize the ALL Accor Loyalty Programme

by Team Genius | Aug 27, 2026

Earn points on hotel stays with the ALL Accor loyalty programme, Accor's free membership that offers an impressive range of redemption options worldwide.

Best Cash Back Apps in Canada

Best Cash Back Apps in Canada

by Team Genius | Aug 27, 2026

GeniusCash, Rakuten, Checkout 51, Caddle, and PC Optimum are the best cash back apps, offering high-value deals from well-known brands on everyday products.

Your Guide to Visa Infinite Privilege Benefits in Canada

Your Guide to Visa Infinite Privilege Benefits in Canada

by Team Genius | Aug 26, 2026

Visa Infinite Privilege credit cards reward high-income Canadians with luxury dining, lounge access, hotel and travel perks, plus access to exclusive events.

RBC ION vs. ION+

RBC ION vs. ION+

by Team Genius | Aug 26, 2026

Comparing the RBC ION vs. RBC ION+ Visa cards, the ION+ has better earning rates and insurance despite having a low annual fee, making it a more valuable card.

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