Showing 524 articles in the ‘Credit Cards 101’ category

How to Maximize the CIBC Aventura Rewards Program

How to Maximize the CIBC Aventura Rewards Program

by Team Genius | Jul 3, 2026

CIBC Rewards is a flexible rewards program you can earn with CIBC credit cards. You can redeem your CIBC Aventura Reward points on travel, gift cards, and more.

Understanding Your Credit Card Balance

Understanding Your Credit Card Balance

by Team Genius | Jul 3, 2026

Your credit card balance represents the total money you owe your card issuer and can include purchases, cash advances, fees, payments, and missed payments.

Can You Get a Credit Card without a Job?

Can You Get a Credit Card without a Job?

by Team Genius | Jul 3, 2026

Yes, you can get a credit card without a job in Canada – choose a prepaid or secured card, or consider credit cards with low-to-no income requirements.

Soft Credit Check vs. Hard Credit Check: How It Impacts Your Credit Score

Soft Credit Check vs. Hard Credit Check: How It Impacts Your Credit Score

by Team Genius | Jul 3, 2026

Credit checks let lenders see your financial habits. A hard credit check requires your permission and temporarily affects your score, but a soft check doesn’t.

KOHO vs. Neo Financial – How Do They Compare?

KOHO vs. Neo Financial – How Do They Compare?

by Team Genius | Jul 2, 2026

KOHO vs. Neo is a tough showdown, since both offer credit-building tools and products, but we prefer KOHO for its simplicity and straightforward earn rates.

What Is the Best Way to Manage Multiple Credit Cards to Maximize Rewards?

What Is the Best Way to Manage Multiple Credit Cards to Maximize Rewards?

by Team Genius | Jul 2, 2026

If you’re wondering what is the best way to manage multiple credit cards to get the most value and rewards, develop a strategy with our tried-and-tested tips.

Does Credit Card Research Really Pay Off?

Does Credit Card Research Really Pay Off?

by Team Genius | Jun 30, 2026

Credit card research is the first step in finding a card with the right fees, rewards, and benefits to match your spending habits and overall lifestyle.

How Credit Card Purchase Protection Works – And the Best Cards for It

How Credit Card Purchase Protection Works – And the Best Cards for It

by Team Genius | Jun 30, 2026

Credit card purchase protection covers new purchases made with your card against loss, theft, or physical damage, though not all cards offer this coverage.

Brim Financial Retail Partners – What You Can Earn

Brim Financial Retail Partners – What You Can Earn

by Team Genius | Jun 26, 2026

Brim partners with over 150 retailers to provide inCard or eStore bonus rewards, including popular retailers like Apple, Breville, GAP, Bose, and more.

Credit Card Financing – From Installment Plans to Low Interest Credit Cards

Credit Card Financing – From Installment Plans to Low Interest Credit Cards

by Team Genius | Jun 26, 2026

Credit card financing lets you split large purchases into fixed payments with a set fee, and is often cheaper than paying high credit card interest fees.

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