Showing 509 articles in the ‘Credit Cards 101’ category
How Do Credit Cards Work? Your Full Credit Card Guide
Credit cards are a payment method that allows you to earn rewards, build your credit score, and make large purchases. It’s important to understand how credit cards work.
Is Redeeming For Merchandise Worth It For A Credit Card Points Redemption?
Redeeming rewards points for merchandise is an easy way to get something you need for free. But is it the best way to redeem credit card points? We investigate to find out if there are better ways.
How Often Does Your Credit Score Update – And Why Does It Fluctuate So Much?
Your credit score changes every 30 days or so, which makes sense since your bill payment history, credit utilization, and other impacting factors change regularly too.
The Ultimate Guide to Amex Offers in Canada
Amex Offers are limited-time discounts, rebates, or bonus points offered by certain retailers. They offer significant savings and opportunities for exciting experiences.
How To Get Cash Back In Canada
Get rewarded for everyday purchases, recurring bills, and big trips by using cash back credit cards. You’ll get a percentage or flat rate of each purchase as money back.
How To Set Up Automatic Credit Card Payments In Canada
Most credit card issuers allow you to set up credit card auto payments. If you’re someone who forgets when your card bill is due, this feature can be a lifesaver.
Best Credit Cards For Streaming Services In Canada
If you’re not paying for your streaming services with a rewards card, you’re missing out. We’ll show you the best cards that earn up to 4% back on recurring bills.
Credit Card Authorization Forms: What They Are And How To Use Them
When you make a credit card charge, an authorization hold places a temporary pause on the transaction. This way, future charges like hotel incidentals or tips can be added.
Can You Get A Credit Card Without A Job?
Canadians can get a credit card without a job, as card issuers don’t require proof of employment. If you’re having trouble qualifying, consider a secured or student card.
Credit Bureaus In Canada – What They Actually Do And How They Affect You
There are two credit bureaus in Canada: Equifax and TransUnion. Each uses your financial history to create personalized credit reports and scores for Canadians.
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