Showing 492 articles in the ‘Credit Cards 101’ category

How Do Authorized Users On Credit Cards Work?
An authorized user can access your credit card account but isn’t held responsible for repayment. While this can improve their credit, it comes with risks for you.

The Ins and Outs of Credit Card Concierge Service
Major credit card issuers offer concierge service, which assists cardholders in making dining or entertainment reservations, shopping, booking travel, and more.

Our Affirm Review (formerly Paybright)
Affirm, formerly Paybright, allows you to convert a purchase into installments to pay over time. Our editor used it and gave her thoughts on the process.

Study: What Is A Good Credit Score in Canada ‒ And Is It Good Enough To Be Approved?
Canadians with a credit score of 660 - 724 have ‘Good’ credit and stand a fair chance of being approved for most types of credit cards.

AIR MILES Cash Miles: How To Earn, Maximize, and Redeem Non-Travel Rewards
Air Miles Cash Miles yield 10.53 cents each when redeemed on in-store discounts and eVouchers.

Study: What Are Your Credit Card Benefits Worth?
The best credit cards feature over $5,000 worth of benefits, including airline companion vouchers, worth an average of $702 each.

Do Air Miles Expire?
Air Miles expire after 24 months of account inactivity, which you can prevent by earning, redeeming, or transferring at least 1 Mile in that time.

15 Of The Best Credit Card Benefits
The best credit card benefits make banking easier, safer, and more convenient, with insurance coverage for your purchases and your travels abroad.

Free Roadside Assistance Comparison: Could Free Be Better Than CAA?
A rare credit card perk is free roadside assistance. Not many cards have it, but you'll be thankful for having one if your car breaks down. Here are the best credit cards with roadside assistance.

Your Guide To World Elite Mastercard Benefits In Canada
World Elite Mastercards have high income requirements but offer VIP-worthy perks like concierge service and unique experiences, plus top-tier earn rates on your purchases.


























