Showing 492 articles in the ‘Credit Cards 101’ category

How Do Authorized Users On Credit Cards Work?

How Do Authorized Users On Credit Cards Work?

by creditcardGenius Team | Jan 2, 2025

An authorized user can access your credit card account but isn’t held responsible for repayment. While this can improve their credit, it comes with risks for you.

The Ins and Outs of Credit Card Concierge Service

The Ins and Outs of Credit Card Concierge Service

by creditcardGenius Team | Jan 2, 2025

Major credit card issuers offer concierge service, which assists cardholders in making dining or entertainment reservations, shopping, booking travel, and more.

Our Affirm Canada Review

Our Affirm Review (formerly Paybright)

by creditcardGenius Team | Jan 2, 2025

Affirm, formerly Paybright, allows you to convert a purchase into installments to pay over time. Our editor used it and gave her thoughts on the process.

Study: What Is A Good Credit Score ‒ And Is It Good Enough To Be Approved?

Study: What Is A Good Credit Score in Canada ‒ And Is It Good Enough To Be Approved?

by creditcardGenius Team | Jan 2, 2025

Canadians with a credit score of 660 - 724 have ‘Good’ credit and stand a fair chance of being approved for most types of credit cards.

AIR MILES Cash Miles: How To Earn, Maximize, and Redeem Non-Travel Rewards

AIR MILES Cash Miles: How To Earn, Maximize, and Redeem Non-Travel Rewards

by creditcardGenius Team | Jan 2, 2025

Air Miles Cash Miles yield 10.53 cents each when redeemed on in-store discounts and eVouchers.

What Are Your Credit Card Benefits Worth? A Study

Study: What Are Your Credit Card Benefits Worth?

by creditcardGenius Team | Dec 27, 2024

The best credit cards feature over $5,000 worth of benefits, including airline companion vouchers, worth an average of $702 each.

Do Air Miles Expire? A Guide To Not Losing Your Hard-Earned Reward Points

Do Air Miles Expire?

by creditcardGenius Team | Dec 27, 2024

Air Miles expire after 24 months of account inactivity, which you can prevent by earning, redeeming, or transferring at least 1 Mile in that time.

15 Of The Best Credit Card Benefits

15 Of The Best Credit Card Benefits

by creditcardGenius Team | Dec 24, 2024

The best credit card benefits make banking easier, safer, and more convenient, with insurance coverage for your purchases and your travels abroad.

Free Roadside Assistance Canada

Free Roadside Assistance Comparison: Could Free Be Better Than CAA?

by creditcardGenius Team | Dec 13, 2024

A rare credit card perk is free roadside assistance. Not many cards have it, but you'll be thankful for having one if your car breaks down. Here are the best credit cards with roadside assistance.

Your Guide To World Elite Mastercard Benefits In Canada

Your Guide To World Elite Mastercard Benefits In Canada

by creditcardGenius Team | Dec 13, 2024

World Elite Mastercards have high income requirements but offer VIP-worthy perks like concierge service and unique experiences, plus top-tier earn rates on your purchases.

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