Showing 496 articles in the ‘Credit Cards 101’ category

Creating A Negative Balance On A Credit Card: Why You May Want To Do It, And How It Works

How To Use A Negative Balance On Your Credit Card To Your Advantage

by Team Genius | Feb 4, 2025

A negative balance on your credit card means your bank owes you money after an overpayment, refund, or reversed transaction.

How To Maximize Rewards By Paying Your Bills With A Credit Card

How To Pay Bills With A Credit Card (And Maximize Your Rewards)

by Team Genius | Feb 3, 2025

As long as you pay your monthly balances off, you can earn rewards (sometimes at boosted rates!) by paying your bills with your credit card.

Amex Cobalt vs. TD Aeroplan Visa Infinite

Amex Cobalt vs. TD Aeroplan Visa Infinite

by Team Genius | Feb 3, 2025

Although the TD Aeroplan VI provides superior benefits and insurance, we prefer the Amex Cobalt’s dazzling and flexible rewards.

How To Use The Points Path Extension

How To Use The Points Path Extension

by Team Genius | Jan 31, 2025

Points Path is a free web browser extension that shows airline rewards pricing inside Google Flights, including Aeroplan.

17 Types of Credit Card Insurance (You May Not Know About)

17 Types of Credit Card Insurance (You May Not Know About)

by Team Genius | Jan 31, 2025

Credit card insurance is often overlooked. Here are 17 types of travel and purchase insurance, what they mean, and cards that provide peace of mind.

RBC ION vs. ION+

RBC ION vs. ION+

by Team Genius | Jan 31, 2025

The RBC Ion may have no annual fee, but the Ion+ has better earning rates and insurance, making it a more valuable card.

TD Aeroplan Visa Infinite vs. Amex Aeroplan

TD Aeroplan Visa Infinite vs. Amex Aeroplan

by Team Genius | Jan 31, 2025

The TD Aeroplan Visa Infinite provides more benefits, insurance, and rewards than the American Express Aeroplan Card.

TD Aeroplan Visa Infinite Privilege vs. Amex Platinum

TD Aeroplan Visa Infinite Privilege vs. Amex Platinum

by Team Genius | Jan 30, 2025

The TD Aeroplan Visa Infinite Privilege provides a better airline experience and more value than the American Express Platinum Card – but only if you fly Air Canada.

RBC Avion Visa Infinite vs. Avion Visa Platinum

RBC Avion Visa Infinite vs. Avion Visa Platinum

by Team Genius | Jan 30, 2025

If you can meet the income requirements, there’s no reason to prefer the RBC Avion Visa Infinite over the RBC Avion Visa Platinum.

24 Credit Card Hacks To Boost Your Rewards

24 Credit Card Hacks To Boost Your Rewards

by Team Genius | Jan 29, 2025

Boost your credit card rewards by strategically using multiple credit cards, cashing in on welcome bonuses, paying your bills with a credit card, and more.

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