Showing 531 articles in the ‘Credit Cards 101’ category

The Best IKEA Credit Cards To Use In Canada

The Best IKEA Credit Cards To Use In Canada For 2026

by Team Genius | Oct 14, 2025

Although IKEA does not offer a co-branded credit card to Canadians, we’ll show you the best credit card to use when shopping at IKEA, so you can optimize rewards.

What Is A Credit Card Grace Period?

What Is A Credit Card Grace Period?

by Team Genius | Oct 10, 2025

Canadians usually have between 21 and 55 days to repay a charge on their credit card before their card issuer starts charging interest. This is known as the grace period.

TD Travel Credit Cards And Your Alternatives

TD Travel Credit Cards And Your Alternatives

by Team Genius | Oct 10, 2025

TD has several credit cards that earn travel rewards points, which can be redeemed through Expedia For TD, but they may not be your best travel card options.

What You Should Know About TD Secured Credit Cards

Looking For A TD Secured Credit Card? Here’s What You Should Know

by Team Genius | Oct 10, 2025

The most important thing to know about TD secured credit cards is that they don’t technically offer any. Unfortunately, you’ll have to find a secured card from another issuer.

New to Canada? Here’s How To Build Your Credit

New to Canada? Here’s how to build your credit

by Team Genius | Oct 8, 2025

Newcomers wondering how to build credit score in Canada have options but should start by opening a bank account, getting a credit card, and getting a cell phone plan.

Scotiabank Amex Gold Travel Insurance Coverage

Scotiabank Gold American Express Card Travel Insurance Coverage

by Team Genius | Oct 7, 2025

The Scotiabank Gold Amex card includes a comprehensive travel insurance package with generous coverage limits in addition to mobile device and purchase protection.

Can I co-sign A Credit Card? Your Options And Info

Can I Co-Sign A Credit Card? Your Options And Info

by Team Genius | Oct 3, 2025

It’s hard to co-sign for a credit card, since not many banks allow it. However, you can add someone to your credit card as an authorized user if you trust them with your account.

How To Rebuild Credit After Bankruptcy

How To Rebuild Credit After Bankruptcy

by Team Genius | Oct 3, 2025

If you're wondering how to rebuild credit, first try sticking to a realistic budget, paying your credit card and recurring bills on time, and/or using a secured credit card.

Montréal Airport Lounges: The Ultimate Guide

Montréal Airport Lounges: The Ultimate Guide

by Team Genius | Oct 3, 2025

Before you head to the Montréal-Trudeau International Airport (YUL), learn about the lounge options and their amenities like food, workspaces, comfy seating, and more.

The Best Credit Cards For Taxis, Uber, And Lyft

The Best Credit Cards For Taxis, Uber, And Lyft In Canada

by Team Genius | Oct 2, 2025

More and more credit cards offer increased cash back for transit (including taxis and rideshare services), so if you’re a regular rider, it pays to use the right card.

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