Showing 524 articles in the ‘Credit Cards 101’ category
Average Credit Card Debt Canada – What Do Canadians Owe On Credit Cards?
As of Q1 for 2025, the average Canadian consumer carries a credit card balance of $4,415. 1.4 million people missed at least one credit payment in January-March of 2025.
How To Make A Credit Card Price Protection Claim And Win (Almost) Every Time
Credit card price protection allows you to receive a refund if a purchased item's price drops. It only takes a few minutes to make a claim and can be quite valuable.
How To Redeem Petro-Points For Maximum Value
If you're wondering how to redeem Petro-Points, you'll be happy to know that they can easily be cashed in for discounts on fuel, car washes, in-store purchases, and more.
What Is A Balance Protector Premium And Is It Worth The Money?
A balance protector premium, or balance protection insurance, is an insurance product that provides help in cases of emergency when you can't make your credit card payments.
Toronto Pearson Airport Lounges: The Ultimate Guide
There are 16 Toronto Pearson airport lounges for travellers to choose from, including the exclusive Air Canada Signature Suite and the pay-per-entry Plaza Premium Lounge.
Credit Karma Canada: Get Your Credit Score For Free
Credit Karma Canada allows users to see their credit score for free, plus credit monitoring, identity protection, and more optional services. Borrwell is a top competitor.
What's The Minimum Credit Score Required For A Mortgage In Canada?
The minimum credit score required for a mortgage in Canada is about 650, but 680 is the preferred minimum. Other factors affect mortgage eligibility, too, like job stability.
What Are The Credit Score Ranges (+ The Best Credit Cards For Each One)
The credit score range goes from 300 to 900, with ratings like Poor, Fair, Good, Very Good, and Excellent. It's important to know what your own score is and within which category.
Best Credit Cards For Bad Credit In Canada
The best credit cards for bad credit include a variety of secured cards, prepaid cards, and student credit cards, with the top choice being the Neo Secured Mastercard.
12 Credit Card Mistakes You Can’t Afford To Make
Credit card mistakes include treating your credit limit as extra income, making only the minimum payment, ignoring your monthly statements, using your debit card instead of your credit card, overlooking your credit card points, not utilizing your insurance coverage, and more.
GC: 
