Showing 509 articles in the ‘Credit Cards 101’ category

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How To Withdraw Money From A Credit Card

by Team Genius | Feb 10, 2025

You can withdraw money from a credit card at an ATM with a cash advance. But they incur interest immediately and have extra fees, so do this as a last resort.

Should You Pay Income Tax With A Credit Card?

Should You Pay Income Tax With A Credit Card?

by Team Genius | Feb 5, 2025

There are multiple ways you can pay your taxes in Canada, including credit cards – but the large fee required to pay by credit card is generally not worth the convenience.

How To Save On Rental Car Insurance In Canada

How To Save On Rental Car Insurance In Canada

by Team Genius | Feb 5, 2025

Rental car insurance is a specialized type of coverage that you might need to purchase if you’re renting a car and don’t enjoy the benefit through your credit card.

How To Pay Off Your Credit Card

How To Pay Off Your Credit Card

by Team Genius | Feb 4, 2025

To pay off a credit card, you’ll need to reduce your spending, organize your debt, and try to make more than the minimum monthly payment.

Cash Back vs. Travel Rewards: How To Choose A Credit Card

Cash Back vs. Travel Rewards: How To Choose A Credit Card

by Team Genius | Feb 4, 2025

While a cash back credit card can give you straight cash rewards, many travel cards come with big welcome bonuses, valuable points, and travel-related perks.

Creating A Negative Balance On A Credit Card: Why You May Want To Do It, And How It Works

How To Use A Negative Balance On Your Credit Card To Your Advantage

by Team Genius | Feb 4, 2025

A negative balance on your credit card means your bank owes you money after an overpayment, refund, or reversed transaction.

How To Maximize Rewards By Paying Your Bills With A Credit Card

How To Pay Bills With A Credit Card (And Maximize Your Rewards)

by Team Genius | Feb 3, 2025

As long as you pay your monthly balances off, you can earn rewards (sometimes at boosted rates!) by paying your bills with your credit card.

How To Use The Points Path Extension

How To Use The Points Path Extension

by Team Genius | Jan 31, 2025

Points Path is a free web browser extension that shows airline rewards pricing inside Google Flights, including Aeroplan.

RBC ION vs. ION+

RBC ION vs. ION+

by Team Genius | Jan 31, 2025

The RBC Ion may have no annual fee, but the Ion+ has better earning rates and insurance, making it a more valuable card.

TD Aeroplan Visa Infinite vs. Amex Aeroplan

TD Aeroplan Visa Infinite vs. Amex Aeroplan

by Team Genius | Jan 31, 2025

The TD Aeroplan Visa Infinite provides more benefits, insurance, and rewards than the American Express Aeroplan Card.

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