Showing 531 articles in the ‘Credit Cards 101’ category

Will Your Student Loan Tank Your Credit?

Do Student Loans Affect Your Credit Score?

by Team Genius | Aug 6, 2025

Yes, a student loan can lower your credit score if you don’t make payments on time, the same as any loan. Be sure to make at least minimum payments on your loan each month.

Which Rewards Programs Price Match Travel Costs?

Which Rewards Programs Price Match Travel Costs?

by Team Genius | Jul 30, 2025

Expedia For TD is the only rewards program that offers price matching. Still, programs offer flexible travel booking, so you can always get the best deal for your next trip.

Is Converting Aeroplan Points To Starbucks Stars Worth It?

Is Converting Aeroplan Points To Starbucks Stars Worth It?

by Team Genius | Jul 29, 2025

Although converting Aeroplan points to Starbucks Stars isn't the most valuable redemption option available, it can still be a worthwhile choice for coffee lovers.

Average Credit Card Debt Canada – What Do Canadians Owe On Credit Cards?

Average Credit Card Debt Canada – What Do Canadians Owe On Credit Cards?

by Team Genius | Jul 18, 2025

As of Q1 for 2025, the average Canadian consumer carries a credit card balance of $4,415. 1.4 million people missed at least one credit payment in January-March of 2025.

How To Make A Credit Card Price Protection Claim And Win (Almost) Every Time

How To Make A Credit Card Price Protection Claim And Win (Almost) Every Time

by Team Genius | Jul 16, 2025

Credit card price protection allows you to receive a refund if a purchased item's price drops. It only takes a few minutes to make a claim and can be quite valuable.

How To Redeem Petro-Points For Maximum Value

How To Redeem Petro-Points For Maximum Value

by Team Genius | Jul 14, 2025

If you're wondering how to redeem Petro-Points, you'll be happy to know that they can easily be cashed in for discounts on fuel, car washes, in-store purchases, and more.

What is a Balance Protector Premium and is It Worth the Money

What Is A Balance Protector Premium And Is It Worth The Money?

by Team Genius | Jul 11, 2025

A balance protector premium, or balance protection insurance, is an insurance product that provides help in cases of emergency when you can't make your credit card payments.

Toronto Pearson Airport Lounges: The Ultimate Guide

Toronto Pearson Airport Lounges: The Ultimate Guide

by Team Genius | Jul 11, 2025

There are 16 Toronto Pearson airport lounges for travellers to choose from, including the exclusive Air Canada Signature Suite and the pay-per-entry Plaza Premium Lounge.

Credit Karma Canada Lets Users Get Their Credit Score For Free

Credit Karma Canada: Get Your Credit Score For Free

by Team Genius | Jul 10, 2025

Credit Karma Canada allows users to see their credit score for free, plus credit monitoring, identity protection, and more optional services. Borrwell is a top competitor.

What Are The Credit Score Ranges (+ The Best Credit Cards For Each One)

by Team Genius | Jul 10, 2025

The credit score range goes from 300 to 900, with ratings like Poor, Fair, Good, Very Good, and Excellent. It's important to know what your own score is and within which category.

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