Showing 509 articles in the ‘Credit Cards 101’ category

Amex Cobalt vs. Platinum

Amex Cobalt vs. Platinum

by Team Genius | Jan 22, 2025

The Amex Cobalt’s high returns make it a favourite for most Canadians, although it can’t match the luxury perks provided by the Amex Platinum.

Our Guide To The Plaza Premium Lounge In Vancouver (International)

Our Guide To The Plaza Premium Lounge In Vancouver (International)

by Team Genius | Jan 20, 2025

No matter the airline, you can access the International Plaza Premium Lounge in Vancouver with an entry fee, membership, or premium credit card.

Air Miles Shops – An Easy Way To Earn Free Miles Shopping Online

How To Use Air Miles Shops

by Team Genius | Jan 17, 2025

Air Miles Shops is an online shopping portal that lets you earn Air Miles from online businesses, giving you a return of up to 12.7 cents per mile on your online purchases.

Guide To Your Credit Utilization Ratio (And Why It Matters)

Guide To Your Credit Utilization Ratio (And Why It Matters)

by Team Genius | Jan 15, 2025

The credit utilization ratio in Canada is the amount of credit you owe vs. how much you have available. It’s a major factor in determining your credit score. Here's how to keep it in check.

McDonald's Rewards: How To Earn Faster And Redeem Better

McDonald's Rewards: How to Earn Faster and Redeem Better

by Team Genius | Jan 14, 2025

Canadians can collect 100 MyMcDonald’s Rewards Points for every $1 spent and redeem them for free food, drink, meals, and coffee.

What Your Credit Card Number Means

How To Decode Your Credit Card Number

by Team Genius | Jan 10, 2025

Your credit card number includes an issuer number, bank identifier, and your account number.

CIBC Aeroplan Visa Infinite vs. TD Aeroplan Visa Infinite

CIBC Aeroplan Visa Infinite vs. TD Aeroplan Visa Infinite

by Team Genius | Jan 8, 2025

If you’re getting the Aeroplan Visa Infinite card, choose a bank you already have accounts with. The CIBC and TD Aeroplan Visa Infinite cards are practically indistinguishable.

8 Most Popular Canadian Department Stores

The Most Popular Canadian Department Stores

by Team Genius | Jan 8, 2025

Popular places for one-stop shopping are Canadian department stores. You can find many things for your house in one place and avoid the hassle of going to multiple stores. Here are the best ones.

the ultimate list of price matching canadian stores

What Stores Price Match In Canada?

by Team Genius | Jan 8, 2025

See an item you just bought that's cheaper? You might be able to get a price match. Here is a list of Canadian stores that offer price matching, so you can ensure you're getting the best price.

What Is Binance – And Can You Use It In Canada?

What Is Binance – And Can You Use It In Canada?

by Team Genius | Jan 7, 2025

Binance is a cryptocurrency trading platform that withdrew from Canada in 2023. You cannot use the platform for trading in the country.

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