Showing 490 articles in the ‘Credit Cards 101’ category

33 Places To Find Great Free Online Courses

33 Places To Find Great Free Online Courses

by creditcardGenius Team | Apr 14, 2025

Looking to learn something new without spending a dime? From adult education to kid-friendly learning games, we’ve rounded up 33 top websites and apps offering high-quality free online courses and resources.

Best Pet Rewards Programs In Canada

Best Pet Rewards Programs In Canada

by creditcardGenius Team | Apr 10, 2024

Canadian pet owners can save at PetSmart, PetValu, Global Pet Foods, and Mondou through rewards programs, frequent buyer programs, and discount days.

When Should You Pay Your Credit Card Bill?

When Should You Pay Your Credit Card Bill?

by creditcardGenius Team | Apr 10, 2024

Paying your credit card early can help build your credit score while paying later lets you hold onto your cash. Always aim to pay in full by the due date.

Should You Get A Personal Loan To Pay Off Your Credit Card?

Should You Get A Personal Loan To Pay Off Your Credit Card?

by creditcardGenius Team | Apr 10, 2024

If you can get approved and resist the temptation to spend more, a personal loan could help you consolidate credit card debt.

How To Find A Merchant Category Code

How To Find A Merchant Category Code

by creditcardGenius Team | Mar 26, 2024

You can (sometimes) find a merchant category code on your credit card statement or in your transaction history.

How An International Credit Card Works In Canada

How An International Credit Card Works In Canada

by creditcardGenius Team | Mar 22, 2024

International credit cards include any cards that have excellent travel benefits, no foreign transaction fees, and high acceptance outside Canada. Here's a full guide.

HSBC Mastercard replacements

HSBC Mastercard Replacements: What Are Your Options?

by creditcardGenius Team | Mar 12, 2024

HSBC Mastercards are discontinued, and cardholders are being migrated to an RBC credit card. Here are the details on these cards and other alternatives.

Understanding your credit card balance

Understanding Your Credit Card Balance

by creditcardGenius Team | Mar 12, 2024

Your credit card balance represents the total money you owe your bank, including any purchases, payments, or statement balances carried from previous months.

Visa vs. Mastercard: What’s Different?

Visa Vs. Mastercard: What’s Different?

by creditcardGenius Team | Mar 11, 2024

Mastercard is Canada’s most widely accepted payment network, but Visa credit cards tend to offer more valuable perks and points.

Credit Card Financing – From Installment Plans To Low Interest Credit Cards

Credit Card Financing – From Installment Plans To Low Interest Credit Cards

by creditcardGenius Team | Jan 25, 2024

There are ways to use your credit card to finance large purchases, from installment plans, low interest credit cards, and store cards. Here are your credit card financing options.

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