Showing 531 articles in the ‘Credit Cards 101’ category

How to Maximize the BMO Rewards Program
BMO credit cardholders can redeem BMO Rewards on gift cards, merchandise, and travel credits with any provider.

Big 5 Bank Rewards Programs Compared
Between Scotiabank, TD, BMO, CIBC, and RBC, the best rewards program is Scene+ with an average value of 1 cent CAD per point.

Best Places to Live in Canada
The data doesn’t lie – as far as affordability, employment, health, transportation, and safety go, the best place to live in Canada is Québec, QC.

Your Guide To The British Airways Club
The British Airways Club members collect Avios points by flying, shopping, and using RBC credit cards, which they can spend on future flights and merch.

Should You Pay Income Tax With A Credit Card?
There are multiple ways you can pay your taxes in Canada, including credit cards – but the large fee required to pay by credit card is generally not worth the convenience.

How To Pay Off Your Credit Card
To pay off a credit card, you’ll need to reduce your spending, organize your debt, and try to make more than the minimum monthly payment.

Cash Back vs. Travel Rewards: How To Choose A Credit Card
While a cash back credit card can give you straight cash rewards, many travel cards come with big welcome bonuses, valuable points, and travel-related perks.

How To Use A Negative Balance On Your Credit Card To Your Advantage
A negative balance on your credit card means your bank owes you money after an overpayment, refund, or reversed transaction.

How To Pay Bills With A Credit Card (And Maximize Your Rewards)
As long as you pay your monthly balances off, you can earn rewards (sometimes at boosted rates!) by paying your bills with your credit card.

17 Types of Credit Card Insurance (You May Not Know About)
Credit card insurance is often overlooked. Here are 17 types of travel and purchase insurance, what they mean, and cards that provide peace of mind.


























